Champaign : Questions & Answers

change location

cancel or

Q&A

63
Sandy Thomps…, Real Estate Pro in Downers Grove, IL
Sandy Thompson Girolami answered:
can I get a loan for no money down with 580 credit score?
Some lenders, mine included, will consider a 580 credit score but only with 10% down. Don't know to many that will touch it otherwise. You will pay a much higher interest rate though ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Sandy Thomps…, Real Estate Pro in Downers Grove, IL
Sandy Thompson Girolami answered:
I have EXCELLENT credit (around low to mid 700's) but no money for a down payment. What can I do?????? I'm SOOO tired of waisting money on my apt.
I would be happy to take a look at your situation. What price range are you looking to purchase in? You do need to show some money in the bank in order to purchase a home.

I would ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
How do I buy a (Nice) home with NO money down?
Save up for the down payment.
0 votes Share Flag Wed Dec 24, 2014 Financing in 61820
Beth Young, Real Estate Pro in Champaign, IL
Beth Young answered:
This question is for Illinois realtors. Why as a seller do I need an attorney?
You are not required to have one by the state of Illinois. You will want to make sure that you select an attorney who specializes in real estate. In most cases, you are selling one of ... more
0 votes Share Flag Tue Oct 28, 2014 Home Selling in 61822
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Is this a safe neighborhood?
Many counties or cities will have a police department or sheriffs department web site that has crime statistics. Look for one in your area of interest. That is your best resource. Cr ... more
1 vote Share Flag Mon Oct 20, 2014 Crime & Safety in Champaign
Mark Waldhoff, Real Estate Pro in Champaign County, IL
Mark Waldhoff answered:
How far are schools?
Champaign schools have a unique setup so the question of which school will my children attend can't be answered by simply looking at a map.
Here's a link to the Family Information Cent ... more
1 vote Share Flag Mon Oct 20, 2014 Market Conditions in Champaign
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
What is 5/1 ARM?
Hi Mom:

FHA, VA and conventional loans all have 5/1 programs. They are loans amortized over 30 years; but are only fixed for the first 5 years and then will adjust every year therea ... more
0 votes Share Flag Wed Sep 10, 2014 Financing in 61821
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-230-7303 answered:
What should I consider when flipping a condo that is offered to me at $20K less than appraisal?
You may want to consider also that the appraisal may not be an accurate or current guesstimate of what you would actually end up selling it for. Just because you do construction work do ... more
0 votes Share Flag Sun Aug 10, 2014 How To... in 61820
delldell, Home Buyer in Champaign, IL
delldell answered:
what school district would this fall under?
If you rent each side of this duplex, how much could you ask for monthly rental?
0 votes Share Flag Sat Aug 9, 2014 Market Conditions in Champaign
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Need advice on seeking a non-FHA loan for a condo.
In order to get by with a smaller down payment, the condo does not necessarily need to be FHA approved, however, it would need to be Fannie Mae or Freddie Mac approved. If it has this ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in Champaign
Bev West, Real Estate Pro in 80634
Bev West answered:
What should I be careful about when I engage a listing agent?
A lot of good advice has been given. The only other thing is to ask friends and relatives who they used and recommend. Good luck.
0 votes Share Flag Wed Mar 12, 2014 Home Selling in 61822
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
I really would love my own home someday. I was wondering, since my credit score is not the best (less than 600) would it be a waste of your time.
Hello:

I am a local mortgage broker and would be happy to help you get pre-qualified. We work with over 30 lenders to help you get the best possible financing. We have residential, c ... more
0 votes Share Flag Wed Feb 5, 2014 Home Buying in Champaign
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Why cant I get a short two year home loan for 19000?
Wells Fargo just financed a $17,000 condo purchase in a community that was a land lease.
That credit history can be the problem. I NEVER like sending anyone to Wells, BofA or chase. - ... more
0 votes Share Flag Mon Jan 27, 2014 Home Buying in 61820
Marjorie Wil…, Real Estate Pro in Champaign, IL
Marjorie Williams, Broker answered:
1907 Sangamon, Champaign
Hi! What is your question? How can I help? Regards, Marjorie
0 votes Share Flag Thu Jan 23, 2014 Market Conditions in Champaign
Jesse Stauff…, Real Estate Pro in Champaign, IL
Jesse Stauffer answered:
Can international student with F-1 visa get mortgage approved?
Maryam,

It is possible to do. The first thing you should do is talk to lenders and get approved. If you wish I can give you a list of lenders in the area. Also, sitting down with ... more
2 votes Share Flag Tue Jan 7, 2014 Home Buying in Champaign
Nate Evans, Real Estate Pro in Champaign, IL
Nate Evans answered:
WHY IS THERE SUCH A HIGH CRIME RATE IN THIS SMALL AREA?
I can't answer that accurately but I can tell you that crimereports.com can help you with what types of crimes are being committed and the local police department can help you as well.
0 votes Share Flag Mon Dec 9, 2013 Crime & Safety in Champaign
Tanya L. Ess…, Real Estate Pro in Powder Springs, GA
Tanya L. Ess-Young answered:
I see my home is located near an orange area, but there are 0 crimes noted anywhere near the vicinity. Why is this?
That is a very good question! It could be that the specific crimes have not been reported to Trulia from the local police stations. You can request this information be sent to your from ... more
1 vote Share Flag Mon Nov 25, 2013 Crime & Safety in Champaign
1 2 3 4
Search Advice

Followers

178
Email me when…

Learn more

Meet the Trulia VIPs
Nick Taylor, Broker in Champaign, IL
Nick Taylor
Broker
Champaign, IL
Nate Evans, Broker in Champaign, IL
Nate Evans
Broker
Champaign, IL
Mark Waldhoff, Broker in Champaign
Mark Waldhoff
Broker
Champaign
Barb Gallivan, Broker in Champaign
Barb Gallivan
Broker
Champaign
Home > Q&A > Illinois > Champaign County > Champaign
Copyright © 2015 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer