If you are certain you wish to stay, it may be in your best interest to consult with an attorney who specializes in real estate, have all related documentation reviewed, and see exactly what options you may have...... more
There are a lot of options available through many of the lenders. I would suggest contacting at least 3 lenders and find the programs they have available. Of course your credit score is the biggest factor in all of this.
Thanks Ed... more
Many banks have cut their appraisal down to 60% recently, but depending where you are in Wilmington NC, Real Estate is holding pretty strong. Always go with a local broker if you can. They will get the best appraisal by using a trusted local company.
Prudential Laney Real Estate
Commercial/Residential Specialist... more