Home Ownership in California : Questions & Answers

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Kelsey Compa…, Home Buyer in Provo, UT
Kelsey Compars answered:
if the air conditioning unit for my townhome is on the roof and it is not working, who pays for the repair...me or the hoa?
I would assume that the home owners association would pay for the repairs. I think that every place is different how they run things. I would get in contact with your association and as ... more
0 votes Share Flag Sat Jan 24, 2015 Home Ownership in San Diego
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hello I am on SSD and I am looking to rent to own a home. I am tired of paying someone else rent. I rather have lower payments and feel happy.
Hello O.rdonez, why rent to own when you may qualify to buy and own. So called Rent to own require large down payments from 10% and up as well as additional 3% fees and annual rent incr ... more
1 vote Share Flag Sun Jan 4, 2015 Home Ownership in Whittier
Tristam Biel…, Real Estate Pro in Highland Park, Los A...
Tristam Bielecki answered:
Deleting photos of the interior of my house
There are no interior photos showing unless the house is for sale/rent. I don't see any photos on the page right now.
0 votes Share Flag Tue Dec 16, 2014 Home Ownership in 90272
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
im buying a house from the tax claim repository but I was wondering if there is an age you have to be to own a house because im 14 Plz can I yes or no
Buying a home involves signing legally binding documents. You must be 18 or an emancipated child in order to enter into a contract. You might consult with an attorney to review your opt ... more
0 votes Share Flag Wed Nov 5, 2014 Home Ownership in Rowland Heights
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Brother trying to steal my half ownership of house we inherated . Put my half in living trust?
Julie,
One more vote for an attorney, ASAP! Depending on how the home is vested, your brother may be able to encumber this property (his share) but still get you stuck with his irres ... more
0 votes Share Flag Fri Oct 31, 2014 Home Ownership in Vallejo
Sameer Punja…, Real Estate Pro in Fairfield, CA
Sameer Punjani answered:
My son and is family are considering a move to Fairfield. What kind of home could they purchase in this area or nearby for $250,000?
Hello here are a list of homes in Fairfield, 3/2 under $250K.

http://norcalmls.rapmls.com/scripts/mgrqispi.dll?APPNAME=Bareis&PRGNAME=MLSLogin&ARGUMENT=P6c1aVvGbuFqkfuVtNzGvy5hVmwydX ... more
0 votes Share Flag Sun Oct 19, 2014 Home Ownership in Fairfield
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
How do I get my name removed as a co signed on a home? How much is it to do? What's the process? Please help
Katrina, You would need to refinance the property. The problem is that your mother may have needed you to do that, to qualify. I specialize in doing the hard to do loans if you want m ... more
0 votes Share Flag Tue Sep 23, 2014 Home Ownership in Los Angeles
Nancy Bergman, Real Estate Pro in San Diego, CA
Nancy Bergman answered:
Title Report Inquiry
If you are working with an agent, they should be able to locate it for your within their paperwork.
Some agents, like myself also send all my paperwork to a Transaction Coordinator who ... more
0 votes Share Flag Mon Sep 8, 2014 Home Ownership in 92123
Don Betts, Real Estate Pro in 92008
Don Betts answered:
Question about City of San Diego easement
Hello Kristin,

A full title report will identify all recorded easements. It will show the actual legal description and they may show up on the assessor map.

In your paperwork ... more
1 vote Share Flag Wed Sep 3, 2014 Home Ownership in San Diego
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
Photos of our home
Trulia has a customer service number where you can talk to someone...

1 (888) 466-3501
1 vote Share Flag Wed Sep 3, 2014 Home Ownership in San Mateo
Suzanne MacD…, Real Estate Pro in 07856
Suzanne MacDowell answered:
add joint ownership alameda county
What is your question? Are you asking how to change ownership from sole ownership to joint ownership? And if so, you should be aware there is more than one type of joint ownership. I ... more
1 vote Share Flag Tue Sep 2, 2014 Home Ownership in 94586
Teri McCall, Real Estate Pro in Cambria, CA
Teri McCall answered:
What do you mean by "bring your own water meter?"
Cambria is in a building moratorium and no new water meter permits are being issued at this time. Sometimes existing water meters become available to purchase which you can bring to a l ... more
0 votes Share Flag Mon Sep 1, 2014 Home Ownership in Cambria
less.is.more, Home Buyer in Topanga, CA
less.is.more answered:
Does one need a permit to have shipping containers on the property in Topanga? I was thinking of using them for storage and outdoor living space.
MAYBE!
Depends upon the size of your container and how you "set it on the site".

First lets correct a couple of mis-statements. Generally (exceptions are the rule), structures e ... more
0 votes Share Flag Fri Aug 29, 2014 Home Ownership in Topanga
Eugene Dean, Home Buyer in Provo, UT
Eugene Dean answered:
do i need a gate/how tall around my pool to rent it out section 8?
I don't know if it is required to have a gate, but I would highly recommend it. It is easy for kids and small pets to fall into pools, and you don't want that to happen. Besides it bein ... more
0 votes Share Flag Fri Aug 8, 2014 Home Ownership in San Bernardino
Darren Scott, Real Estate Pro in Orange, CA
Darren Scott answered:
Please remove photos of my home located on 407 W Brookshire Ave, Orange, CA 92865.
You might want to go to Google Maps where you can ask them to blur certain parts of the photos of your home, car/license plate and more. I put the link down below explaining how you ca ... more
0 votes Share Flag Wed Aug 6, 2014 Home Ownership in 92865
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the average time a buyer buys a home from the time they are qualified?
I would say the average is 90 days for most of my clients but many are from 30-60 days. It does depend on agent experience, where, price range, qualifications, loan program and the offe ... more
1 vote Share Flag Sun Jul 13, 2014 Home Ownership in Los Angeles
Behzad Zandi…, Real Estate Pro in 94901
Behzad Zandinejad answered:
can we use casino winning money towards downpayment, if it's officially documented?.?
You can as long as you claim it on your taxes and show proof so I dont think you will have a problem.
0 votes Share Flag Thu Jun 26, 2014 Home Ownership in 94945
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
What is my ownership in a property that I am on the loan but not on the title. Can creditors come after such a property if I am being sued?
Hi Al,

California is a community property state, so, if the other person on title is your spouse a creditor could put lien on the property. They would have to go to court first and g ... more
0 votes Share Flag Tue Jun 24, 2014 Home Ownership in California
Elva Wormley, Real Estate Pro in San Jose, CA
Elva Wormley answered:
What do you think about Cove Financial's Mortgage Alternative Program?
Hi Catherine,

I believe Sheryl Arndt is correct.

You should definitely look at other options that may be available to you.

Best wishes,

Elva A. Wormley
Mortgage Consultant
... more
1 vote Share Flag Thu Jun 19, 2014 Home Ownership in 95624
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Can I use a roommate rent as rental income?
V: If you have been claiming the rent as income on your tax return, we can utilize that as income.
I have yet to find a borrower who does claim the rental income, so it is easy to say ... more
0 votes Share Flag Wed May 14, 2014 Home Ownership in 94547
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