Credit Score in California : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My credit score is currently 580, what are my chances for getting pre-approved for a home loan?
Hello Tamashere, yes you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment pr ... more
0 votes Share Flag Wed Jul 29, 2015 Credit Score in Sacramento
Mike Wilson, Real Estate Pro in 75201
Mike Wilson answered:
Any loans available for a 570 credit score?
The company a lot of people go to when there's credit issues is Home Loans For All. They've been known to get loans done when others can't. Just google Home Loans For All. Hope that hel ... more
0 votes Share Flag Sat Jul 18, 2015 Credit Score in 92256
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can you get va loan with low credit score?
Hello Cos40, yes because VA/CalVet home loans are not fico score based loans. We as a mortgage broker have a few banks that have no fico score requirements However, VA or CalVet do have ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in 95626
Rich, Real Estate Pro in 89117
Rich answered:
what credit score is needed to get a home lone?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in 90047
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I want to find a real estate pro who can help me and my wife aquire a loan
Hello Butch, you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up ... more
0 votes Share Flag Mon Jun 15, 2015 Credit Score in Rio Vista
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
My husband and I was advised to pay bills that are in collections on our credit to raise our credit score. Will this help or hurt our score?
what is your current score? We have a system that we use in conjunction with the credit companies that will show us how to get a better score immediately. this may not mean just paying ... more
0 votes Share Flag Fri Jun 12, 2015 Credit Score in Los Angeles
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Who can I talk to, to find out what I need to pay on my credit to buy a house?
Hello J9, your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary. If you figure out what cities/zip codes you are considering ... more
0 votes Share Flag Tue Jun 9, 2015 Credit Score in 91932
Rich, Real Estate Pro in 89117
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
Limited credit history and mortgage loans
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
My credit score is currently "Weak". Should my husband and I apply for a loan now or wait for my credit score to go up?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
hi. i am immigrating to us for life. so i do not have any information about credit score.law ,conditions and other aspects(especially loan type).
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
I have a special assessment of $4,000 that we are suppose to pay in one year. This is a hardship. If I pay it over an 18 mo. period instead of a 12
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu Jun 4, 2015 Credit Score in Los Angeles
Brandon T. D…, Real Estate Pro in 92373
Brandon T. Dotson answered:
I have credit monitoring on all 3 bureaus through Transunion. They all show my score at 570-580. Are these typcially accurate?
Usually they are pretty close, usually no more than 20 to 30 points off. I recommend to claim your free credit report at www.annualcreditreport.com and this way you can view your report ... more
0 votes Share Flag Thu May 14, 2015 Credit Score in Moreno Valley
Rich, Real Estate Pro in 89117
Rich answered:
What are the FHA Credit Score guidelines for a Loan? I've heard 640 and 600, even 580.
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Thu May 7, 2015 Credit Score in Los Angeles
Jaime Becker, Real Estate Pro in Sacramento, CA
Jaime Becker answered:
I am a young physician with a credit score of 587 - hoping to buy a condo in 3 months. Any thoughts on odds of getting a loan?
Hi Sonia

How are things coming along? Did you ever get your credit score up and purchase a condo?
0 votes Share Flag Thu May 7, 2015 Credit Score in 95816
Rich, Real Estate Pro in 89117
Rich answered:
Hello..I have a credit score of 588 and my husbands is 587. We both make over 100k a year. Would we qualify for a home loan?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
do i qualify for a home with a credit score of 588?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in Los Angeles
Rich, Real Estate Pro in 89117
Rich answered:
With a credit score 614, can I get a Fha loan?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in Oakland
Rich, Real Estate Pro in 89117
Rich answered:
I want to rent an apartment with lease anywhere from $750-$800. Moving back to Northern Cali with girlfriend. The only problem is I have not credit,
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in Oakland
Rich, Real Estate Pro in 89117
Rich answered:
Credit score tricks?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Sun Apr 19, 2015 Credit Score in 94118
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