Home Buying in Brighton : Questions & Answers

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Simon Campbe…, Real Estate Pro in Miami Beach, FL
Simon Campbell answered:
My scores are 597, 544, and 557. Can I get a rural home development mortgage even if it is at a higher rate?
I went on the USDA website and this is what I found regarding their credit score requirements: "Eligibility: Applicants for direct loans from HCFP must have very low or low incomes. Ver ... more
1 vote Share Flag Sat Sep 13, 2014 Home Buying in Brighton
Sharon Felton, Real Estate Pro in Nashville, TN
Sharon Felton answered:
What to do now?
Keep your credit history in good shape, and try again in another year. Put away as much as you can (even $40/week), and by this time next year you'll have a small downpayment. Good lu ... more
0 votes Share Flag Sat Sep 6, 2014 Home Buying in 48116
Chad Kanyo, Real Estate Pro in 48114
Chad Kanyo answered:
Right now I am trying to find a loan for a house. My credit scores are 620 (equifax) 617 (transunion) and 594 (experian). I tried quicken loans but
Brandon, you are just about there, I have 2 clients that worked the score up to 620 and were able to get FHA approved. Hang in there and good luck.
0 votes Share Flag Fri Sep 5, 2014 Home Buying in Brighton
Johnathan Du…, Real Estate Pro in Brighton, MI
Johnathan Dunn answered:
We are in a land contract with buyers who are very delinquent in monthly payments and taxes. Who legally owns the home??
Land Contracts are one of the most difficult things a Realtor will have to handle. Their lack of rules and uniform clauses put us at a real disadvanage.

Most do actually transfer ... more
0 votes Share Flag Sat Oct 5, 2013 Home Buying in 48116
Michael Pomp…, Real Estate Pro in Brighton, MI
Michael Pompei answered:
I'm having trouble getting a mortgage for a condo. How can I offer to the seller that I'd like to buy on land contract?
You need to check your contracts for specific language.
0 votes Share Flag Sat Jun 29, 2013 Home Buying in Brighton
Robert Smith, Real Estate Pro in Brighton, MI
Robert Smith answered:
If this is on the second floor, how many steps up to condo?
Most 2nd floor condos are 12-15 steps up. As Janene stated, this can vary depending on whether it's a townhouse style condo or a traditional, 'stacked' condo.
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Brighton
Robert Smith, Real Estate Pro in Brighton, MI
Robert Smith asked:
To prospective home buyers: what is the most important service that a real estate agent can provide to you? Examples: access to local tradesmen, recommendation to quality loan representatives, years of experience in the local housing market, ability to communicate on multiple platforms, others?
0 votes Share Flag Tue Dec 4, 2012 Home Buying in Brighton
Michelle Pay…, Real Estate Pro in Milford, MI
Michelle Payne answered:
What are my options when a seller is trying to cancel the purchase agreement through release contract??
Andrew,
You will get your deposit back for sure and I would suggest asking for any funds back that you have paid for. Usually the seller will return any loss funds to prevent further ... more
0 votes Share Flag Sun Oct 14, 2012 Home Buying in Brighton
Michelle Pay…, Real Estate Pro in Milford, MI
Michelle Payne answered:
Brighton Area Land Contracts
Hello Jan,

If you are still looking please let me know. We have a great source of Land Contracts available. I will be happy to show you all of the homes in the Brighton School Dist ... more
0 votes Share Flag Sun Oct 14, 2012 Home Buying in Brighton
Bill Park, Real Estate Pro in Livingston County, MI
Bill Park answered:
The owner accepted my bid on a short sale and presented it to the bank. My agent now tells me the bank countered $30K higher. I want to see their
Unfortunately it is becoming the new normal. My advice is make a counter to the counter. Good luck. And remember each thousand you go up on per month basis is about $4.75 +/- so a 20, ... more
0 votes Share Flag Wed May 2, 2012 Home Buying in Brighton
Gary Smith, Real Estate Pro in Michigan
Gary Smith answered:
How much is an acre of land in Brighton, MI? (land not on a body of water)
Nancrice,

If you go to the website below, click the map search and then advanced search you can view all vacant land for sale in Brighton or surrounding areas.

In general, the mo ... more
0 votes Share Flag Sat Jul 23, 2011 Home Buying in Brighton
Bryan Baker, Home Buyer in Whitmore Lake, MI
Bryan Baker answered:
We put a bid in on a Wells Fargo Bank Owned property. They countered telling us that we HAD to finance through CMS mortgage in CA. Is this normal?
Thanks to all that responded :) After reading Kim's answer I feel more confident in Wells asking that we get pre-approved with their lender. Also I suppose if the mortgage rates of ... more
0 votes Share Flag Sun Jan 30, 2011 Home Buying in Brighton
Marge M. Sel…, Real Estate Pro in Brighton, MI
Marge M. Sells answered:
Where can I find a list of recently sold homes around Brighton, MI?
Hi Linda,
I can easily send you a list of homes that recently sold in Brighton. However,every home sale is different. You might see that two homes sold for the same price, but not ... more
0 votes Share Flag Wed Sep 8, 2010 Home Buying in 48114
Sharon Koch, Real Estate Pro in 48116
Sharon Koch answered:
The locator map for my property shows the house is across the street from the lake. Viewers are misinformed as it is Waterfront property. How can?
Hi,
You need to speak with your agent. He can contact Realcomp and try to have that corrected. You are right to be concerned because there is a big difference between waterview and w ... more
0 votes Share Flag Tue Aug 10, 2010 Home Buying in Brighton
Mj Woodford, Real Estate Pro in Brighton, MI
Mj Woodford answered:
Is Briggs Lk, Brighton all sports or no wake?
Briggs Lake has NO formal designation but has been considered, "by gentlemen's agreement" to be a non motor lake. There is no formal Lake Association. There is no gover ... more
0 votes Share Flag Mon Aug 9, 2010 Home Buying in Brighton
Anne Kohls-T…, Real Estate Pro in Commerce Township, MI
Anne Kohls-The Gould Team answered:
I have been bidding on Foreclosed homes, and have been dealing with a bank, not a person. NOW, we have put a bid on a regular-sale house, and did
Hi Cleo,

My first response would be to ask you if you are working with a Buyer's Agent. I have seen in the past few years a full cycle of responses from sellers. One and a hal ... more
0 votes Share Flag Mon Jan 18, 2010 Home Buying in Brighton
Jdorf40, Home Buyer in Brighton, MI
Jdorf40 answered:
If a house is in redemption and the bank accepts an offer on a short sale, does that stop the foreclosure process or do you need to close before the
So I had trouble with my other login. I spoke with my agent today who was successful in contacting the listing agent. Apparently the owner of the home (who's in redemption until ... more
0 votes Share Flag Tue Sep 22, 2009 Home Buying in Brighton
Sharon Koch, Real Estate Pro in 48116
Sharon Koch answered:
Is there a way to take action on my own through the bank to quicken a short sale?
As a buyer, you can do nothing but call your agent for updates and she will probably not know a whole lot. The banks don't even communicate regularly with the seller or their reprsenta ... more
1 vote Share Flag Mon Aug 10, 2009 Home Buying in Brighton
Wendy Valko, Real Estate Pro in Milford, MI
Wendy Valko answered:
Is it a good idea to buy a home that is Short sale?
Dear Mary,

Short Sales can be a lenghty process or not! My most recent short sale closing date was 45 days from offer acceptance date of the owner (not their lender). Being provid ... more
1 vote Share Flag Tue Jul 21, 2009 Home Buying in 48116
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