Home Buying in Bolingbrook : Questions & Answers

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Rose, Home Buyer in 60440
Rose asked:
Foreclosure Select Portfolio Servicing Hello, has anyone dealt with SPS before in their Foreclosure department? I am buying a foreclosure from them and they have not responded to any of our requests after the inspection ?
0 votes Share Flag Thu Jan 29, 2015 Home Buying in 60440
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Are there any first time home buyers program or incentives going on right now. I did purchase a home more than ten years ago.
If you haven't owned a home in the last 3 years you may qualify for IHDA assistance.

Consult Bernard Dugandzic at 847 508 0190 with Key Mortgage
0 votes Share Flag Tue Jan 13, 2015 Home Buying in Bolingbrook
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
I recently got a big raise at work so I was wondering how long should I wait before applying for a loan? I always hear you have to show 2 years of tax
You can apply right away and be approved within minutes.

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinoi ... more
0 votes Share Flag Tue Jan 13, 2015 Home Buying in Bolingbrook
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
Is it possible to obtain a mortgage loan while separated?
Hi Shelly:

It is possible to purchase while being separated like the others have answered. Since you are not legally divorced, he may need to sign documents waiving homestead rights ... more
0 votes Share Flag Wed Sep 10, 2014 Home Buying in Bolingbrook
Terry Bell, Real Estate Pro in Santa Rosa, CA
Terry Bell answered:
Purchased a new construction closing in 3weeks. Financing it through builder owned mortgage company and they sent me appraisal waiver form to sign.
You need to find out what happens if the appraisal comes back for a lower price than the sale price?? Review the small print of the contract, to see if you will have to add more cash to ... more
0 votes Share Flag Thu May 1, 2014 Home Buying in Bolingbrook
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
I do not have good credit, i'm working towards that. Would I qualify for a mortage on a forclosure? about how much would I need to have to put down?
if you need help call me


Riccardo Wardlow

Cross Country Mortgage
630-670-8266

RATED A+ WITH THE BBB

*We do Conventional loans down to a 620 score
*We do FHA loans down t ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in Bolingbrook
jojojojojojo…, Home Buyer in Bolingbrook, IL
jojojojojojojojojojoj answered:
My budget is under 200k,can I look for houses over my price range since the sales in my area has dropped?
only poor poeple buy houses for 200k go big or go home
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0 votes Share Flag Fri Apr 25, 2014 Home Buying in Bolingbrook
rasik_patel55, Home Buyer in Bolingbrook, IL
rasik_patel55 asked:
what's no. of schoenherr ave. of 181000
0 votes Share Flag Mon Sep 23, 2013 Home Buying in Bolingbrook
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
I am looking to purchase a townhome, but my credit is bad, I was just foreclosed on last year. I have a relative that is willing to co-sign for me.
you need to wait 3 years...your relative can buy the house for you...



Riccardo Wardlow
Owner
Quality Mortgage Lending
630-670-8266

RATED A+ WITH THE BBB

*We do Conventio ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in Bolingbrook
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Can I buy a house if I was in the middle of a short sale 2 months ago. Fell through. I have a cosigner and my credit is in low 600s?
yes you can, assuming you weren't behind in payments.



Riccardo Wardlow
Owner
Quality Mortgage Lending
630-670-8266

RATED A+ WITH THE BBB

*We do Conventional loans down t ... more
0 votes Share Flag Tue Sep 17, 2013 Home Buying in Bolingbrook
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
what should I expect when buying a new development? Is it better to use the builder's preferred lender?
The question is a couple years old.....
0 votes Share Flag Thu Jul 11, 2013 Home Buying in Bolingbrook
Airel Hermos…, Real Estate Pro in Addison, IL
Airel Hermosillo answered:
Im an investor and is looking for some great Real estate agents that specialize in REO/foreclosed homes. Any recommendations.?
Hello,

If you are still in need of an agent to work with , allow me to present myself. My name is Airel Hermosillo . I work with several investing buyers in the Dupage and Will coun ... more
0 votes Share Flag Thu May 2, 2013 Home Buying in Bolingbrook
Geoff Ommen, Real Estate Pro in Barrington, IL
Geoff Ommen answered:
Are there homes that are in foreclosure (looking for something 50,000 and under) that you dont need to pay in full?
Generally speaking no. Foreclosure homes in that price/condition rarely qualify for a loan. You need to speak with a mortgage broker to understand what your best opportunities are for ... more
0 votes Share Flag Wed Apr 17, 2013 Home Buying in Bolingbrook
Geoff Ommen, Real Estate Pro in Barrington, IL
Geoff Ommen answered:
This property will show up as for rent one day and then when I contact them the listing disappears! What is going on?
Erin

Unfortunately this property actually went under contract yesterday (4/8). It had been on the market for a long time too. Just bad timing on your part. If you are serious abou ... more
0 votes Share Flag Tue Apr 9, 2013 Home Buying in Bolingbrook
Jennifer Sny…, Real Estate Pro in Wheaton, IL
Jennifer Snyder answered:
What would you expect it to sell for?
Jeffrey -

I would have to agree with my colleagues. Without seeing location and conditions it is no far to you to throw out numbers. If you would like to share the details needed, p ... more
0 votes Share Flag Wed Feb 27, 2013 Home Buying in 60490
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
HOW MUCH IS THE PROPERTY TAXES?
Taxes on this property are $2372 a year. Good luck with your home search!
0 votes Share Flag Mon Feb 4, 2013 Home Buying in Bolingbrook
Lisa Jones,…, Real Estate Pro in 32726
Lisa Jones, CDPE, GRI, SFR answered:
Is a realtor allowed the commission when he sells/buys to/for himself ?
Good advise here. Most importantly as a new agent, remember to disclose that you are a Licensed Real Estate professional in the offer paperwork. Good luck in your new career!
0 votes Share Flag Tue Jan 15, 2013 Home Buying in 60440
Lisa Jones,…, Real Estate Pro in 32726
Lisa Jones, CDPE, GRI, SFR answered:
I am looking at properties with low asking prices (~$70,000). Should I get a buyer's agent? What kind of service will I get with such a low?
An experienced agent is worth their weight in gold. Price is not the issue here. For some buyers $70,000 is alot of money. I just closed a sale with a First Time Buyer on a $71,000 sale ... more
0 votes Share Flag Tue Jan 15, 2013 Home Buying in 60440
Lisa Jones,…, Real Estate Pro in 32726
Lisa Jones, CDPE, GRI, SFR answered:
I was told you could use fannie mae financing with $5oo.oo down is this correct.
I tihink you are talking about HomePath. You can find more information on the www.HomePath.com
website.
0 votes Share Flag Tue Jan 15, 2013 Home Buying in Bolingbrook
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