Financing in Berwyn : Questions & Answers

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Darren_briss…, Home Buyer in New York, NY
Darren_brissett asked:
Mortgage Loan Bolingbrook, Il My wife and I are looking to buy a house in Bolingbrook, il. I am new to the usa and have about 7 months good on time payments credit history using my Itin. My wife on the other hand, has…
0 votes Share Flag Fri Dec 12, 2014 Financing in Berwyn
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
Need to know if my wife will qualify for FHA loan or any other mortgage?
Here's an update to this post, guideline changes are coming out for both conventional and FHA financing with regards to waiting periods under certain circumstances. Since these items a ... more
0 votes Share Flag Thu Sep 19, 2013 Financing in Berwyn
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
i have a score of about 567 can i get a loan
You can apply for an FHA down to 560, but it won't be easy. The better your score the better your chances. Please click on the link below for further information.

Best of Luck!
0 votes Share Flag Mon Mar 19, 2012 Financing in 60402
Michael Hobbs, Real Estate Pro in Chicago, IL
Michael Hobbs answered:
loan modification any bank will do it ? or does your own mortgage Co. have to do it?
Good Evening,

Skip succinctly summed it up. One thing to keep in mind if you are current on your mortgage, you may have a different experience than if you are delinquent. Why I men ... more
0 votes Share Flag Mon Jun 27, 2011 Financing in Berwyn
Rudy R. McDo…, Real Estate Pro in Bloomfield Hills, MI
Rudy R. McDowell answered:
If I have a bankruptcy that was discharged in July of 09 when can I apply for a mortgage loan. I have owned 2 homes prior to now with no deliquencies.

For FHA, its a 2 year wait after a Chapter 7 BK. If its a 13, you may be eligible after 12 months so long as the courts allow it. For Conventional Financing (Fannie Mae) the p ... more
0 votes Share Flag Sat Feb 20, 2010 Financing in Berwyn
William Chu, Real Estate Pro in Downers Grove, IL
William Chu answered:
With some markets being hard hit, how are banks going about getting appraisals now for new loans?
Christine, typically the buyer of the subject property is paying for the appraisal(s) if mortgage financing is required to help the buyer close the transaction. Can a second appraisal ... more
1 vote Share Flag Fri Mar 27, 2009 Financing in 60402
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