Financing in Berkeley : Questions & Answers

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Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Refinance of a condo in mixed use bulding. Any reccomendations?
I have money for that type of property, but the rate is higher than a regular property. There is no cost or obligation if you would like a quote. Give me a a call my cell is 714-421-103 ... more
0 votes Share Flag Tue Sep 23, 2014 Financing in Berkeley
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
I live just east of york,pa thinking of add a second story to my home anybody have and idea of what I may pay SF
If you live just east of York, Pennsylvania, then you’ll want to change the zip code for your questions so that you get answers from that area. You listed a Berkeley, CA zip code ... more
0 votes Share Flag Mon Jan 28, 2013 Financing in Berkeley
Tomi Thomas, Real Estate Pro in Berkeley, CA
Tomi Thomas answered:
Jumbo Loan - three tradeline rule?
It's true that ther may be some variability between lenders, but you will want to discuss this with a lender who handles a wide range of loan products. I would recommend you talk to a ... more
0 votes Share Flag Sat Jan 19, 2013 Financing in 94720
Tomi Thomas, Real Estate Pro in Berkeley, CA
Tomi Thomas answered:
Is it smart to ask for closing costs on short sale after your initial offer has been accepted?
It really depends on who the lender is. As stated by others below, it is typically better to do the ASK up front, as you are more likely to get concessions in the first round of negoti ... more
0 votes Share Flag Wed Apr 4, 2012 Financing in Berkeley
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
can i get a 203k loan if i already have a fnma loan?
With few exceptions, FHA loans must be on owner occupied homes. You must convince the underwriter that the new home will be your primary residence.
0 votes Share Flag Tue Nov 29, 2011 Financing in Berkeley
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I'm looking to get a loan for my second/vacation home, but I am not a full-time employed, although, I have regular multiple income sources.
Sounds like you need someone who knows a little about creative financing. What you are seeking is not unusual. Find some deep pockets in your area to buddy up with you.
0 votes Share Flag Fri Jul 22, 2011 Financing in Berkeley
America Foy, Real Estate Pro in Berkeley, CA
America Foy answered:
Can I qualify for a 203K loan while carrying a mortgage for a house which I'm planning to sell?
No--you can't get another 203k loan until you've paid off the one you have--they're for owner occupied 1-4 unit properties only.
0 votes Share Flag Sun Mar 13, 2011 Financing in Berkeley
America Foy, Real Estate Pro in Berkeley, CA
America Foy answered:
Looking for help with a 203K loan in Berkeley, CA
Yes I work with a lender that specializes in 203K loans. We're planning on doing a seminar in Berkeley April 2 around 10:30am.

203k loans are a fantastic alternative to traditio ... more
1 vote Share Flag Sun Mar 13, 2011 Financing in Berkeley
Todd Andrew,…, Real Estate Pro in Berkeley, CA
Todd Andrew, A Different Kind of Realtor answered:
Garbage, water, etc.
Hi Joshua,

Good for you for considering the repair/replacement costs of homeownership. Many homeowners rely on appreciation and refinancing to cover these costs, but we've seen ... more
0 votes Share Flag Sun Feb 7, 2010 Financing in Berkeley
Todd Andrew,…, Real Estate Pro in Berkeley, CA
Todd Andrew, A Different Kind of Realtor answered:
Is 1 week too long to wait for a mortgage broker to get back to me?
Hi Happy,

You are not being impatient. If you've supplied all the necessary information and paperwork, it should only take a day or two. Also, the lending model is important. ... more
0 votes Share Flag Sun Feb 7, 2010 Financing in Berkeley
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