Beltsville : Questions & Answers

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Armistead Co…, Real Estate Pro in Providence, RI
Armistead Covington answered:
Can i Buy a property without an agent?
In my opinion, with the scenario you have presented, you could buy the property independent of a realtor. I think you would be better off using a realtor. Buying a house is trickier tha ... more
0 votes Share Flag Tue Oct 7, 2014 Home Buying in 20705
Jessica Hood, Real Estate Pro in Odenton, MD
Jessica Hood answered:
Prior to making an offer on a house I liked, I asked my realtor to contact the selling agent to get an idea on the offer the bank is looking for
Yes, of course. Keep in mind banks are trying to mitigate their losses and no seller (or agent of a seller) should ever negotiate a price without a written offer. Follow the comps and ... more
0 votes Share Flag Mon Aug 11, 2014 Foreclosure in 20705
Jessica Hood, Real Estate Pro in Odenton, MD
Jessica Hood answered:
please explain owner financed homes. What must I look for as a buyer in such a deal? Thank you, jay
Hi Jay,

Owner financed homes can be a great opportunity if you have credit challenges. Like a bank, you would draw up a mortgage note that is guaranteed by the house with the owner ... more
0 votes Share Flag Mon Aug 11, 2014 Home Buying in 20705
Jessica Hood, Real Estate Pro in Odenton, MD
Jessica Hood answered:
How do you solicit a FSBO for a listing?
Send them a hand written note expressing your interest and qualifications, or include them on your postcard mailings so they can see you are active in their area.
0 votes Share Flag Mon Aug 11, 2014 Agent2Agent in 20705
RonS, Real Estate Pro in Concord, CA
RonS answered:
I did a deed in leiu of foreclosure August 17th 2013 but it was not recorded until December 16th 2013; which date would the lender go by for a new buy
The date of recording. With that date, you should be waiting for quite a bit more before you can buy.
1 vote Share Flag Mon May 12, 2014 Home Buying in Beltsville
Charity Ihea…, Real Estate Pro in Prince George's County...
Charity Iheagwara answered:
I have been in my house for 3 years and now I want to move, about a year ago I did a modification. Can I go into a condo or do I have to wait?
I know a few lenders that can help answer your questions specifically. A lot of factors will need to be looked at in your case. I will love to be your agent. Please contact me at; 202- ... more
0 votes Share Flag Wed Jan 15, 2014 Home Buying in Beltsville
Jessica Hood, Real Estate Pro in Odenton, MD
Jessica Hood answered:
Help, do you have a list of banks that will do a short refi? Dee
Hi Dee,

Approach your bank for options. The actual lender on your home will determine if you are eligible. You'll also want to connect with a local Realtor/Short Sale Specialist.
0 votes Share Flag Mon Jul 29, 2013 Home Buying in 20705
Marks Of Exc…, Real Estate Pro in 44022
Marks Of Excellence Team answered:
Where can I find a 203K Loan with a avg. Credit score of 616? I heard the min. is 620, is this for EVERYONE?
I would look into a credit repair company that helps buyers repair their credit in a quick and timely fashion.
0 votes Share Flag Sun Jul 28, 2013 Home Buying in Beltsville
Marks Of Exc…, Real Estate Pro in 44022
Marks Of Excellence Team answered:
Hello, I would like to purchase a home very soon, but I filed a chp.7 a yr ago. my question is would is could i purchase now or have to wait longer?
2 years is the minimum to do a FHA loan after a chap 7...
0 votes Share Flag Sun Jul 28, 2013 Home Buying in Beltsville
Brent Mendel…, Real Estate Pro in Bethesda, MD
Brent Mendelson answered:
can lenders charge you 30 days of Daily Interest Charge?
FHA loans charge 30 days of interest regardless of what day of the month you settle. If you fund a conventional loan within the first 5 days of the month we as lenders can credit back t ... more
1 vote Share Flag Sat Dec 8, 2012 Financing in 20705
Natalie Dean…, Real Estate Pro in 20015
Natalie Dean-Vinson answered:
Can lenders charge 30 days of Daily Interest Charge when your closing is toward the end of the month?
Ann,
I always say in this business MORE is BETTER! I wholeheartedly agree with Theresa, I always encourage my clients to shop and negotiate. When your lender or Realtors STOPS wanting ... more
0 votes Share Flag Fri Dec 7, 2012 Home Buying in Beltsville
Jessica Hood, Real Estate Pro in Odenton, MD
Jessica Hood answered:
I found a condo I like and I can afford but the HOA fee of over $600/month puts it out of reach. Is there a limit to how high an HOA can be?
Unfortunately not. However before you give up on this home I would check with the condo association directly to verify that fee. I've NEVER seen a $600 per month condo fee anywhe ... more
0 votes Share Flag Mon Jan 16, 2012 Home Buying in Beltsville
Patrick Thies…, Real Estate Pro in Elmhurst, IL
Patrick Thies SFR, CNC answered:
If a co-owner does a partition sale on a house, and house can't be sold for more than the mortgage, does the lender forgive the difference or do
You have a unique stituation here. If you are doing a partition sale, then I am going to presume that it was court ordered.

You would have to be in a financial hardship position in ... more
0 votes Share Flag Mon Apr 19, 2010 Home Selling in 20705
Kristina Mil…, Real Estate Pro in Pikesville, MD
Kristina Miller answered:
Loan Commitment FHA - First Time Homebuyer
I agree with Gary. Calling a local Realtor is a must. Buying a home without representation simply does not make sense in these turbulent times.

Good luck in your search.

Vladimi ... more
0 votes Share Flag Fri Dec 11, 2009 Financing in 20705
Ania Miller, Real Estate Pro in 21108
Ania Miller answered:
If a house indicates it's under contract should I look for another house?
Nicole,
I have to agree with Chris, he really hit the nail on the head! You should always have an agent represent your best interest and he or she would cousel you on the subject. I ... more
0 votes Share Flag Fri May 22, 2009 Home Buying in Beltsville
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