I don't think that security systems generally come with a home. You can ask the realtor though. There's a chance that the equipment has been left behind. In that case, I don't think it would be active, and you would have to hire a company to come out and have the system activated. Different companies could have different ways of doing this, but you'll never know until you ask around and do your research. I hope you're able to figure this out and that you're able to keep your house safe with a security system.
Anyone with a high school education can figure out their front and back end ratios, and available income for a mortgage. You can use one of many calculators on the web. It takes about 10 minutes. I don't know why some people answering make it so complex on your end. You can also search "how to get approved for a mortgage" on the internet.
The holdup is with the underwriters. They're figuring out how to get more money out of you.... more
Unfortunately this program will not be of assistance to you as a first-time buyer. It's intent is for another purpose entirely. That said, should you need information on financing your first home purchase, I'd be happy to assist you and answer any questions you might have. Please feel free to contact me at your convenience. Best of luck, no matter your decision ...... more
The listing at 5100 Blaise Ln. has expired. If you're still interested in it I may be able to get you in to see it. My name is Aaron with Coldwell Banker Brown and I can be reached at 618-789-0445... more
It depends on the situation of the home owners. If they have another place to live and might not receive what they want for price on their property, they may decide to rent it out to offset some of their mortgage payments until the market rebounds. It also might depend on what type of are you live in. In 62221, there is a college and it is close to Scott Air Force Base. This creates turnover in the market for those that will only be living in the area for a short period of time.
There are options to lease with the option to buy. It is called a Lease Purchase. Over a set amount of time while paying rent, your rent money will be credited when you purchase the home.... more
There are a number of things they could be waiting on such as approval from underwriting or employment verification, which may take place very close to the closing date. Most lenders want to make last minute checks to make sure you are still good for the loan like making sure you havenâ€™t recently made a large purchase such as a car or a boat. There are also normally some internal processes that need to take place before most loans can close that the loan officer has little control over. There is really no good way to determine whether your â€œchain is being yankedâ€ but I would recommend asking specific questions to help clarify the process.... more
Sounds like the bank is bank is counter offering your offer.You have waited a long time already and there are no guarantees you won't wait some more. On short sales you pay with your patience but should hope to realize a discount for it. You can of course refuse their counter and wait it out. It is the banks job to discover and negotiate second liens. There is an oversupply of homes for sale in Belleville. Move on. Your earnest money should have not been risked before the bank was done with all and have an accepted and executed contract.... more
Great answer Kritin. If you still have your VA eligibility certificate available, you can buy a home with no money down, ask the seller for closing costs and the loan will have no PMI which is a huge savings. In addition, you could benefit by purchasing a home where the seller qualifies for the Homeowner's Assistance Program as a military person who is losing over 10% on the sale of their home. You can contact me for a list of those homes or any other available homes in the Belleville area. My email is firstname.lastname@example.org and cell phone number is 618 541-8300.... more