Home Buying in Beaumont : Questions & Answers

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Sue Meagher, Real Estate Pro in Beaumont, TX
Sue Meagher answered:
I want to buy back my foreclosed home
I can help you with this. I have 12 years experience here in Beaumont and I have dealt with many foreclosures. My name is Sue Meagher. Please give me a call at 4096738244 or my assistan ... more
0 votes Share Flag Thu Jan 10, 2013 Home Buying in Beaumont
Guy Gimenez…, Real Estate Pro in 78704
Guy Gimenez ABR, CRS, GRI answered:
If you decide you do not want a house after the 10 day period. Is there any way that you can get your earnest money back?
There are numerous ways for a buyer to terminate a contract but they all depend on how your contract was drafted. Hopefully your agent is familiar enough with contracts to give you gui ... more
0 votes Share Flag Thu Dec 27, 2012 Home Buying in 77707
Sue Meagher, Real Estate Pro in Beaumont, TX
Sue Meagher answered:
how do i find a buyers agent?
I have been working in Beaumont for over 10 years. I have great insight and knowledge of all areas in and around Beaumont. Call Remax and ask for Sue Meagher. Also, the good news is, ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Beaumont
Brian Rayl, Real Estate Pro in Dallas, TX
Brian Rayl answered:
Where can I begin looking to find out if the blueprints or floor plans for a home are archived? If it is even possible at all.... Thanks,
The taxing districts used to post this information online, but because of privacy concerns, a state law made this illegal. 1) If you own the home, you may be able to go to the taxin ... more
0 votes Share Flag Wed Oct 31, 2012 Home Buying in Beaumont
Sue Meagher, Real Estate Pro in Beaumont, TX
Sue Meagher answered:
Need a FHA consultant in the area. Any suggestions?
There is a website on 203K with a list of all the Consultants. There is one in Houston that is a little cheaper. I don't remember the company but there was only two or three on the li ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Beaumont
Leah Clevela…, Real Estate Pro in Beaumont, TX
Leah Cleveland answered:
Looking for a buyers agent.
Boutte, I'd be happy to talk with you about the process and how I can help. I have helped many clients purchase REO properties and am familiar with these situations work. Call me at ... more
0 votes Share Flag Mon Oct 8, 2012 Home Buying in Beaumont
Sue Meagher, Real Estate Pro in Beaumont, TX
Sue Meagher answered:
Earnest deposit and offer submission?
You are required to pay two things per the sales contract. One is the earnest money: this is your deposit to the seller while he takes his house off the market to sell to you. Two is ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in 77707
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I need the property owners name and address for Spanish Villa Apts. 2755 Louisiana St. Beaumont, Texas 77702
This will not happen over the Internet! Please contact a local Realtor who will help you with this and a lot more: The Buyer's Agent costs you nothing, but not having one can cost ... more
0 votes Share Flag Sun Nov 25, 2012 Home Buying in Beaumont
Don Tepper, Real Estate Pro in Fairfax, VA
Don Tepper answered:
I need the property owner's name and address
First, you didn't post any address or MLS number. Second: Why?
0 votes Share Flag Mon Oct 8, 2012 Home Buying in Beaumont
Sam Trahan, Real Estate Pro in Nederland, TX
Sam Trahan answered:
lookingfor a house beumont area out in the country
Let me know what you are looking for.
0 votes Share Flag Fri May 4, 2012 Home Buying in Beaumont
Jajomoal, Home Buyer in Beaumont, TX
Jajomoal asked:
Our credit score is in the mid 600s. We make approx 110K per year and have high credit card debit. Would we qualify for a 140K home loan of some sort?
0 votes Share Flag Fri Feb 17, 2012 Home Buying in Beaumont
Sue Meagher, Real Estate Pro in Beaumont, TX
Sue Meagher answered:
Can we get any long term help as we are both disabled AND first time home buyers? We want to buy a townhouse in Beaumont. We have a good down pymt.
Yes, disability and retirement income is calculated in your total income!! Also, you can buy a regular home and then consider refinancing under a reverse mortgage if you meet the crite ... more
0 votes Share Flag Tue Nov 27, 2012 Home Buying in Beaumont
Xoxo, Home Buyer in Beaumont, TX
Xoxo asked:
In order to utilize the Bond 77 first time home buyers funds what is the credit score requirements? My husband and I want to buy a home early next year. I have better credit, but I am unemployed right now, he has steady employement and income working for PAISD for 2 yrs. We have bee...
0 votes Share Flag Sat Dec 3, 2011 Home Buying in Beaumont
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
My avg credit score is 600 & going up. Yay! I make $40k yr/ & w/ husband's income is120k yr. what do you do when spouse cant be on loan?
Sorry, we must match up credit scores with the source of income, you can’t use your credit score and his income. Be careful of credit repair, I do not know anything about the credit ... more
0 votes Share Flag Wed Nov 23, 2011 Home Buying in Beaumont
David Connol…, Real Estate Pro in Deerfield Beach, FL
David Connolly answered:
My avg credit score is 600 & going up. Yay! I make $40k yr/ & w/ husband's income is120k yr. what do you do when spouse cant be on loan?
You will want to determine the date that the property title transferred from your husband. That will be the foreclosure date that is used in the underwriting criteria, not the date whe ... more
0 votes Share Flag Wed Nov 23, 2011 Home Buying in Beaumont
Joe Finnerty, Real Estate Pro in Bethlehem, PA
Joe Finnerty answered:
My avg credit score is 600 & going up. Yay! I make $40k yr/ & w/ husband's income is120k yr. what do you do when spouse cant be on loan?
From my experience, because of the foreclosure your husband can't be on the loan which means his income cannot be included for qualification. It will all be based on your income an ... more
0 votes Share Flag Wed Nov 23, 2011 Home Buying in Beaumont
Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I plan on buying a home soon, the asking price $89,900 4/2.5/2 on market since 4/12/11. What is a good bid to start? The original asking price $135k
Understand that the LISTING PRICE has one primary objective, to attract attention: It is not intended to be set in stone, and in many cases it is not even a good guideline toward the SE ... more
0 votes Share Flag Tue Sep 6, 2011 Home Buying in Beaumont
Herma Young, Real Estate Pro in Cypress, AL
Herma Young answered:
I have a 663 credit score, first-time home buyer and am pre-approved for $75,000. I plan to apply for the City's down payment assistance program.
Hi, That is good to get the down payment assistance with the City and then get the Seller to help you with your closing cost. You can get in to a house and have your monthly notes l ... more
0 votes Share Flag Mon Dec 20, 2010 Home Buying in Beaumont
Dixie Brown, Real Estate Pro in Beaumont, TX
Dixie Brown answered:
Can we get a home loan with a 643 fico score?
Hi, Qtpie200251503! First of all, thank you to you and your husband for his service to the State of Texas. There are a number of down payment assistance programs available to buye ... more
0 votes Share Flag Fri Aug 10, 2012 Home Buying in Beaumont
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