Home Buying in Baldwin County : Questions & Answers

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Patty, Other/Just Looking in
Patty answered:
Any problems with DR Horton homes in Alabama?
Yes, our dining room tray ceiling is not square, we have gone round & round for 6 weeks. They say its to spec but its perfectly square on the drawings of the floor plan. I kept telling ... more
0 votes Share Flag Tue Aug 4, 2015 Home Buying in Fairhope
Bweichert, Home Buyer in Foley, AL
Bweichert answered:
What are some of the safest homes for my mom and I? We are interested in Foley, AL but it will only be the two of us and we want to be extremely safe!
Make sure you purchase a entire brick home. No vinyl siding. Also, see if home has storm windows or protection for the windows in the event of a storm. Finally, look at the number of BI ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Foley
Bweichert, Home Buyer in Foley, AL
Bweichert answered:
What are the normal yearly taxes on a home in Foley, al? (house price around $75,000 - $100,000.)
Cheap. $300 to $400 a year. But make sure you apply for homestead at the court house. If you do not apply your cost will double.
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Foley
Bweichert, Home Buyer in Foley, AL
Bweichert answered:
What's the average cost of home insurance in Foley?
depends on what side of hwy 98 you live on and if your in a flood plan. However, I think the average cost is around $1,800 to $2,500 depending on sqft. Also, depends on how much you are ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Foley
Janel Smith, Real Estate Pro in Orange Beach, AL
Janel Smith answered:
I have a 610 credit score due to medical bills, a 6% debt to income ratio and over a million dollars in assets would I qualify for a mortgage?
I am a Realtor so I cannot answer that but I would love to email you some lenders I like to use and they may be able to answer that for you if you would like?
janelasmith@gmail.com if ... more
0 votes Share Flag Thu Jul 9, 2015 Home Buying in Gulf Shores
81961cowboy, Home Buyer in New York, NY
81961cowboy answered:
What does Alabama right of redemption law mean exactly?
If you purchase the home from a 3rd party are you reimbursed the money you invested ...down payment house payments this was not covered in your answer
0 votes Share Flag Wed Jun 10, 2015 Home Buying in Summerdale
garypuntman, Other/Just Looking in Los Angeles, CA
garypuntman answered:
What is the average annual cost for homeowners insurance on a $200000 home in Baldwin County AL?
This will be different depending on what coverage you want. You might want to ask people around that area to see what they are paying. I suggest talking to a variety of insurance comp ... more
0 votes Share Flag Thu May 28, 2015 Home Insurance in Baldwin County
Sally Grenier, Real Estate Pro in Erie, CO
Sally Grenier answered:
Who normally pays the closing costs and agents fees?
Are you asking as a buyer or seller? You should contact a Realtor in your area who can give you a better answer.

For agent commissions: Typically the seller pays the listing agenc ... more
0 votes Share Flag Sat May 2, 2015 Home Buying in Orange Beach
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
If I am a resident of Texas and own my primary residence in Texas, do I have to pay Alabama income tax if I own a vacation home in Alabama?
Rdabbot,
I wouldn't trust any answer you didn't get from an accountant licensed in Alabama.
0 votes Share Flag Sat May 2, 2015 Home Buying in Orange Beach
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is it possible to get a home financed, at the age of 70??
If you qualify, yes; therefore visit with any licensed loan officer to determine qualification, be aware that a mortgage pre approval letter is necessary to determine your price range a ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in Bay Minette
Dave Harbour, Real Estate Pro in Orange Beach, AL
Dave Harbour answered:
can I get more info on property for canal road listed at 67 k?
It seems to be an advertisement. I had an existing client contact me a few hours ago about a foreclosure on Perdido Beach Boulevard that was the same deal. I think there is a reason ... more
0 votes Share Flag Fri Apr 10, 2015 Foreclosure in Orange Beach
Lorraine Zav…, Real Estate Pro in San Antonio, TX
Lorraine Zavala answered:
can a buyer get homeowners insurance if the seller is owner financing and retains homeowners insurance?
I would advise to call your insutance agent as well. I don't think you can have it double insured.
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Bay Minette
Lori Hicks, Real Estate Pro in Columbus, OH
Lori Hicks answered:
does any one know if you can get conventional financing for a house that is in c5 condition. I think this is what the house at 9398 lake view rd is.
You will probably need a rehab loan. Talk with your lender. They should be able to guide you.
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Bay Minette
Cathy Smith, Real Estate Pro in Yorktown, VA
Cathy Smith answered:
My husbands property was purchased at a tax office. Can the purchaser lease the propertyproperty?
Please get in touch with an attorney and call the local police department to let them know of the incident. Best of luck to you!
0 votes Share Flag Mon Mar 9, 2015 Home Buying in Summerdale
Dakota Murdo…, Real Estate Pro in Gulf Shores, AL
Dakota Murdock answered:
Are you looking for a brand new home in the Gulf Shores/Northern Gulf Coast area?
http://www.linkedin.com/pub/dakota-murdock/b3/b69/a51
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 36542
Dave Harbour, Real Estate Pro in Orange Beach, AL
Dave Harbour answered:
Want to purchase beachfront/ocean view condo or a town home for occasional vacation and rental rest of the year.
I can't answer it all in here; there is a lot of information! But, most of the beach condo owners rent the condo out. In any decent rental program, even if you do it yourself, you sh ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in Orange Beach
David & Angie…, Real Estate Pro in Gulf Shores, AL
David & Angie Swiger answered:
Many parts of the country are experiencing problems with appraisals coming in for contracted purchase price.
The Gulf Shores/Orange Beach market can be a challenge for appraisers. Appraisers typically explore the comps in the building or surrounding area and determine the fair market value f ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in 36542
David & Angie…, Real Estate Pro in Gulf Shores, AL
David & Angie Swiger answered:
Who is the last person to sign an AL purchase agreement?
The last person to sign an AL purchase agreement could be the buyer or the seller, depending on the negotiating process. Once Buyer and Seller come to an agreement and both parties sign ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in 36542
David & Angie…, Real Estate Pro in Gulf Shores, AL
David & Angie Swiger answered:
Is it best to wait until after Labor Day to purchase a condo. Will the prices fall further in the fall?
Although some Sellers may be more inclined to reduce their selling price after the summer season, you will probably not see any drastic price reductions during the shoulder season. You ... more
0 votes Share Flag Thu Feb 12, 2015 Home Buying in 36542
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