Foreclosure in Bakersfield : Questions & Answers

change location

cancel or

Q&A

58
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
How long after a foreclosure do I have to wait to qualify for a mortgage loan?
You may now qualify ONE DAY after a foreclosure, short sale or deed in lieu with 20% down conventional from a minimum 660 fico score. You may also qualify FHA ONE YEAR from a foreclosur ... more
0 votes Share Flag Wed May 21, 2014 Foreclosure in Bakersfield
Linda Oliver, Real Estate Pro in Bakersfield, CA
Linda Oliver answered:
In California can my 2nd lien holder ( home equity loan )come after me for any balance owed to them in a Defau
There are always many factors that come into play. In California, seconds on homes are forgiven if your loan was for home improvements or for the original purchase. If however, you bo ... more
0 votes Share Flag Thu Mar 13, 2014 Foreclosure in 93312
Mobile Home…, Home Seller in Abilene, TX
Mobile Home Concepts answered:
what is foreclosure house ? can I buy a house if it is foreclosure?I am just paying off the bank ,what the person own.
Purchasing foreclosures is a good way to be cost efficient because the bank is only asking for a few cents to a dollar.
0 votes Share Flag Sat Sep 14, 2013 Foreclosure in Bakersfield
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
I'm a war time vet with a deed in lieu of foreclosure and Chapter 7 discharged bankruptcy 2 years ago. Qualify for a cal-vet loan?
There is a site that will help you determine if you can qualify for a refinance after short sale, foreclosure, or filing bankruptcy. Check out http://www.whywaitbuytoday.com
0 votes Share Flag Sat Aug 10, 2013 Foreclosure in Bakersfield
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
Is it possible to rent a home after going through a foreclosure?
Why rent when you can buy. I just found a site that tells you if you can qualify for a mortgage after a short sale or foreclosure. try http:www.whywaitbuytoday.com
0 votes Share Flag Sat Aug 10, 2013 Foreclosure in Bakersfield
Rob and Kerry…, Real Estate Pro in Bakersfield, CA
Rob and Kerry Anderson answered:
i have $15000 saving and $50000 equity home ready to have right away i want to bay a land o house with this money can someone help me please
Please contact me at the number below to discuss in detail. Feel free to email me as well.

​
Kerry Anderson
REALTOR®
Keller Williams Realty
(661)345-0944
1 vote Share Flag Wed May 15, 2013 Foreclosure in 93312
Jan Detomaso, Real Estate Pro in Bakersfield, CA
Jan Detomaso answered:
can i get twenty thousands on a loan , for land its eight acers ,with well and septic and elec.?
Since it has all utilities was there a house on it at one time? How much are they selling the land for and how much are you putting down? Since the amount you mention is small, is t ... more
0 votes Share Flag Sun Feb 24, 2013 Foreclosure in Bakersfield
Robert and D…, Real Estate Pro in Bakersfield, CA
Robert and Dawn Morris answered:
Home for sale at Brighton estates
Hello,

The home that you have referenced in Trulia is the contingent short sale at 11300 Pecos River that Valerie has already mentioned.

If you are interested in homes for sale in ... more
0 votes Share Flag Sun Feb 17, 2013 Foreclosure in Brighton
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I claimed taxes on my husband and his ex wifes house, will i be able to qualify for a mortgage? Am I penalized the same as if I had a foreclosure?
Hello Beckigirl, I can qualify you for a mortgage with as little as 580 fico score for CHF Access half percent down payment program which can also contribute towards your closing costs. ... more
0 votes Share Flag Fri Oct 26, 2012 Foreclosure in 93309
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My husband owned a home with his ex-wife but we claimed that home on our taxes for two years. I want to qualify, will that keep from doing so?
Hello Becky, I only need to ask a few dozen questions to pre-qualify you to buy a home. I offer CHF Access half percent down payment program with a minimum 5f80 fico score to qualify wh ... more
0 votes Share Flag Fri Oct 26, 2012 Foreclosure in 93309
Alane Anders…, Real Estate Pro in Newport Beach, CA
Alane Anderson, Realtor | MBA answered:
what is pre-foreclosure?
Lenders (typically banks) may file a Notice of Default and start foreclosure process if the borrower (homeowner) is late in payments.

California law requires all lenders who will fo ... more
0 votes Share Flag Sat Sep 1, 2012 Foreclosure in Bakersfield
Dee Oliver, Real Estate Pro in Bakersfield, CA
Dee Oliver answered:
I got sued for a deficiency on a commercial property I personally guaranteed
I would recommend that you definitely speak with a real estate attorney as soon as possible. If that attorney feels your problem is outside of his specialty, he should be able to refer ... more
0 votes Share Flag Sat Jun 9, 2012 Foreclosure in Bakersfield
Dee Oliver, Real Estate Pro in Bakersfield, CA
Dee Oliver answered:
Ask a question...does the property on coronado Ln have a home on it alresdy?
There is a house on Coronado Avenue but I find nothing on Coronado Lane. Call me if you have questions.
0 votes Share Flag Wed May 30, 2012 Foreclosure in Bakersfield
Mark R. Barr…, Real Estate Pro in Bakersfield, CA
Mark R. Barrett answered:
Hello. I have a question about VA home loans.
Give me the address and I can find out which bank owns the loan and get there contact info. markbarrettreverse@gmail.com
0 votes Share Flag Mon Mar 26, 2012 Foreclosure in Bakersfield
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
My foreclosue went up for bid 3 weeks ago. Must there be a new buyer before I'm evicted?
You will get an eviction notice when the judge signs off in favor of the bank, The bank has continued foreclosure procedures and when they have the judgement, You will be asked to leave ... more
0 votes Share Flag Thu Jul 28, 2011 Foreclosure in Bakersfield
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
I rent a home and have always been on time. I found out that the property owner has not paid his mortgage since October 2009 though I have been
It's time to negotiate due to the fact that you will be inconvenienced by having to show the home during your lease period.

Of course, this has to do with the way your lease r ... more
0 votes Share Flag Wed May 18, 2011 Foreclosure in Bakersfield
Mike Linkena…, Real Estate Pro in Jacksonville, FL
Mike Linkenauger answered:
I have 2 loans and am considering a short sale.
The 1st place to start is to find a Bakersfield CA Short Sale Realtor! Check out -
0 votes Share Flag Mon May 16, 2011 Foreclosure in Bakersfield
Christopher…, Real Estate Pro in Kern County, CA
Christopher Mushrush answered:
How can I obtain lists of foreclosures in Bakersfield, Ca.?
Pick up the phone and call me (661)270.6874 or email me back for the most current list.
0 votes Share Flag Thu May 12, 2011 Foreclosure in Bakersfield
Chasity Good…, Real Estate Pro in Bakersfield, CA
Chasity Goodson answered:
I would like to bid on HUD condo that has a listed appraisal of 63,500, what does this mean exactly? Would the expectation be that I would bid more?
HUD is different than other REO's. In a typical transaction you can get an appraisal on a property and if your appraisal comes in for less than your offer you can try to negotiate ... more
0 votes Share Flag Sat Apr 16, 2011 Foreclosure in Bakersfield
Ron Sullivan, Real Estate Pro in Bakersfield, CA
Ron Sullivan answered:
We purchased a REO and are in the middle of escrow. Our lender, after appraisal, requested mold be removed, broken mirror and replace broken window
Unfortunately yes. In any REO transaction if the buyer ask for any extensions of the original contract it can be cancelled if the asset manager controlling that file feels it’s i ... more
0 votes Share Flag Sun Apr 3, 2011 Foreclosure in Bakersfield
1 2 3
Search Advice

Followers

469
Email me when…

Learn more

Meet the Trulia VIPs
Amber Sleeth, Agent in Bakersfield
Amber Sleeth
Agent
Bakersfield
Home > Q&A > California > Kern County > Bakersfield > Foreclosure in Bakersfield
Copyright © 2014 Trulia, Inc. All rights reserved.   |  
Have a question? Visit our Help Center to find the answer