Bakersfield : Questions & Answers

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Arpad Racz, Real Estate Pro in 94087
Arpad Racz answered:
Looking for advice on a mortgage to buy a house in Bakersfield.
Hi Zelda,

I know a lender I could introduce you to if you like. Please email me from my profile.

Kind regards,

Arpad
0 votes Share Flag Sat Sep 20, 2014 Home Buying in Bakersfield
Deneen Berna…, Real Estate Pro in Fredericksburg, VA
Deneen Bernard answered:
What lenders can exclude pulling IRS 4506T tax transcripts. Calculate income off of W2s only and just pull IRS W2 transcripts?
Endeavor Home Loans offers W2 only transcripts loans on FHA
reach out to them. Not sure how many states they lend in.

They were dong them on VA and USDA up until recently.

Denee ... more
0 votes Share Flag Mon Sep 8, 2014 Financing in Bakersfield
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
How difficult of a process is it buying previously foreclosed homes?
Hi,

There are several ways to purchase a foreclosure property - thru the sales offered at the clerk of court website, foreclosure auctions or thru your agent and the local MLS, where ... more
1 vote Share Flag Sat Aug 30, 2014 Home Buying in Bakersfield
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I've noticed in most of the pictures for rentals, the fridge is missing. Is that something that I have to furnish as a tenant?
Gotta love Calf. Around here they usually include the frig.
0 votes Share Flag Fri Aug 29, 2014 Rentals in Bakersfield
Alan, Home Buyer in Washington, DC
Alan answered:
Hi everyone. I'm curious, what are the monthly HomwOwners Association/maintenance fees?
In the gated Juliana's Garden section we generally pay $28/mo to the JG HOA plus $128/mo to the City in the Hills HOA. (for reasons unknown to me, some months are more).
0 votes Share Flag Wed Aug 27, 2014 In My Neighborhood in City in the Hills
Edward &…, Both Buyer and Seller in Bakersfield, CA
Edward & Vicki Bierman answered:
How can you sell your house if you are underwater?
Talk to an Ageent about "How you may be able to complete a Short Sale with your lender.
0 votes Share Flag Tue Jul 29, 2014 Home Buying in 93306
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Hi, Why appartments in Bakersfield cheaper than in Glendale for example?
Hello narusik75, yes they are quite different in the rents or even purchase prices. If you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum ... more
0 votes Share Flag Tue Jul 8, 2014 For Rent in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
im looking for properties with a guest house close to oswell st or virginia
Hello megaboyte, if you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve you can be set up to receive ... more
0 votes Share Flag Tue Jul 8, 2014 Home Buying in Oakridge
Randall Ortiz, Real Estate Pro in Carmichael, CA
Randall Ortiz answered:
Are there any programs that assist home buyers with down payment?
You can use CHDAP. We have a lender that we work with that has a program that gives 5% as a silent second towards down payment and closing costs. You can contact me if you would like ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 93311
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can any agent help me find fixer houses in Rialto calif?
Hello David, if you figure out what cities/zip codes your considering, minimum number of bedrooms and the maximum payment/price your looking to achieve you can be set up to receive auto ... more
0 votes Share Flag Thu Jun 12, 2014 Home Buying in Southern Oaks
Pportoff, Real Estate Pro in San Jose, CA
Pportoff answered:
I am looking for a Hard Money Broker/Mortgage broker in Bakersfield California?
Every Hard Money Lender will have his own program. I've encountered ones that do 90% of purchase price, ones that go up to 80% LTVs on whatever their in-house valuation says. Depends o ... more
2 votes Share Flag Wed Jun 11, 2014 Home Buying in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I actually athe end of my Chapter 13 Payment Prog my credit is @700's I have heard that I can qualify to purchase a home is that correct??
Hello River, you may qualify ONE YEAR from a Chapter 13 payment arrangement. It only takes a few dozen questions to qualify and go over your options. You may qualify FHA from a minimum ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Looking to rent an apartment 2 bed. 2 bath.
Hello Jordan, you should study RENT vs BUY options as you may qualify to buy with minimum out of pocket expenses and pay less than rent in many cities. It only takes a few dozen questio ... more
0 votes Share Flag Mon Jun 9, 2014 Credit Score in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Should I rent an apartment for 1110 a month for a year lease or rent a house? The good thing with the apartment is they pay for some of the bills and
Hello Tellaolguin74, you should study RENT vs BUY options so you could compare the options and make an informed decision. You may qualify to buy with minimum out of pocket expenses and ... more
0 votes Share Flag Mon Jun 9, 2014 For Rent in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
how long before I can buy a home again after a short sale?
Hello Maria, you may qualify conventional ONE DAY after a short sale, foreclosure or deed in lieu with 20% down and a minimum 660 fico score. You may qualify FHA ONE YEAR from a BK, sho ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in Bakersfield
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Can you just show me houses in $120,000.00-200,000.00 range. Our income has been adjusted. Thank You
Hello Loraine, when are you available to view properties? You will need to be pre-approved to be able to view and submit offers on homes of your choice. If you figure out what cities/zi ... more
0 votes Share Flag Mon Jun 9, 2014 Home Buying in Bakersfield
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