Home Buying in Arizona : Questions & Answers

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Theengeviks, Home Owner in Everett, WA
Theengeviks answered:
This is a beautiful clean house, looks brand new like never lived in, is the highway close?
Looks like it backs to Dysart which may be a problem.
0 votes Share Flag A few hours ago Home Buying in Litchfield Park
paulthegrizz…, Home Buyer in Clark, NJ
paulthegrizzly1 answered:
What is the quality of tap water like in Tucson?
When I was in AZ, I asked what was up with the strange taste of the water. My friend told me that it was desert dust. Apparently, wind blows it into the canals and it affects the water ... more
0 votes Share Flag Earlier today Home Buying in Tucson
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Help with understanding property tax vs assessment in Scottsdale, AZ
Property taxes in Arizona are very low compared to other areas of the country. It also depends on which school district the property is in, Scottsdale is served by three school district ... more
0 votes Share Flag Fri Apr 24, 2015 Home Buying in Scottsdale
Soleson, Home Buyer in West Linn, OR
Soleson answered:
After a property has sold several times in the past and is accessed by Maricopa accessory's office can a appraiser get a different sf than
I am a broker and appraiser from another state visiting and browsing Trulia.

Where is your agent in this? If the property is over-priced, how did you arrive at your contract price ... more
0 votes Share Flag Fri Apr 24, 2015 Home Buying in 85208
Carol Lin, Real Estate Pro in Sunnyvale, CA
Carol Lin answered:
How do I start the process of buying a home?
Hi there, here is a basic guide to getting started:

1. Find out how much of a loan you are qualified for at a bank and then contact a bank loan agent to get pre-approved.

2. Consi ... more
0 votes Share Flag Wed Apr 22, 2015 Home Buying in Phoenix
Douglas C Gi…, Home Buyer in Twentynine Palms, CA
Douglas C Ginger H and furry friend Hooch answered:
Will the down payment process change if I plan to withdraw my down payment from my 401k?
Look up 1031 tax exchanges, to avoid the taxes; you're reinvesting your "gains", here. Tell the investment house, not to take out taxes. Rather than cashing out what an e ... more
0 votes Share Flag Tue Apr 21, 2015 Home Buying in Phoenix
Andy Mcinnis, Real Estate Pro in 85737
Andy Mcinnis answered:
we would like to move to oro valley area, have to sell our home and put down either 85% or outright pay because our ss income is less than 30k so we
Hi,
I am an agent in Oro Valley and have listings there. I also have good loan officers who can help you with your mortgage needs.

Andy McInnis
Tierra Antigua Realty
520-400-53 ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in 85755
MichelleMorg…, Real Estate Pro in Hallandale, FL
MichelleMorgan1 answered:
Question on FHA Mortgage and PMI
FHA MORTGAGES HAVE EASIER CREDIT QUALIFYING GUIDLINES SUCH AS:
12 months after a chapter 13 Bankruptcy.- 2 years after a chapter 7 Bankruptcy.
FHA will allow a Florida home purchase 3 ... more
0 votes Share Flag Mon Apr 20, 2015 Home Buying in 85015
Matt White, Real Estate Pro in Prescott, AZ
Matt White answered:
Is a student loan garnishment considered good that you are now consistently repaying or affect you negatively when trying to obtain a mortgage?
Hi Beth,

The thing about a student loan is that they stay with you. They're considered a valid "lien" against you and will show up on your credit report. Find out who holds the debt, ... more
1 vote Share Flag Sun Apr 19, 2015 Home Buying in 86301
Matt White, Real Estate Pro in Prescott, AZ
Matt White answered:
I have a piece of flat land in Prescott valley. What's the average price per sqft to build a house on it?
Hello,

Thanks for writing in.
Feel free to call any time. 928-224-8531. If you miss me just leave a message, I'm pretty good about getting back quickly.

It depends on where the l ... more
1 vote Share Flag Sun Apr 19, 2015 Home Buying in 86314
Matt White, Real Estate Pro in Prescott, AZ
Matt White answered:
looking to buy with bolow options around 250.000.00
Hi David,

Feel free to give me a call anytime. 928-224-8531.
I'd be happy to help you locate a home in Chino Valley.
I created a page just for you with the criteria you mentioned.
... more
1 vote Share Flag Sun Apr 19, 2015 Home Buying in Chino Valley
Matt White, Real Estate Pro in Prescott, AZ
Matt White answered:
How would I determine after-repair value of an old fixer house near downtown Prescott? Previous sale prices of similar homes seem to be pre-rehab.
Hi Bob,

Thanks for the question. The home will likely need to be appraised. This is part of the service I offer if you would like to sell the home quickly. Growing up in downtown Pre ... more
1 vote Share Flag Sun Apr 19, 2015 Home Buying in Prescott
Joseph Domino, Real Estate Pro in Scottsdale, AZ
Joseph Domino answered:
Is it a good idea to take money from my IRA to help with a down payment on my first home?
If at all possible I would say not to take money from your IRA. I would first try to find a seller that will offer seller paid closing costs, a down payment assistance program or lender ... more
1 vote Share Flag Sat Apr 18, 2015 Home Buying in Phoenix
Robert LaBrie, Home Buyer in Rockville, MD
Robert LaBrie answered:
Why would I title a home I buy in a trust or not in my name?
People buy real estate in the name of a trust for asset protection. If you got sued, the lawyers looking for what assets you posses would not see the properties held in the name of you ... more
0 votes Share Flag Fri Apr 17, 2015 Home Buying in Chandler
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
Can we get a personal loan for part of a down payment.?
Definitely check with your lender before borrowing funds or getting a credit card (for any reason) during the process of buying a home.
0 votes Share Flag Thu Apr 16, 2015 Home Buying in 86326
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
When you buy a new construction home in a subdivision do you use your real estate agent or do you deal with the builder's agent?
Always best to use your own agent. The sales staff on site represents the interests of the builder.
0 votes Share Flag Thu Apr 16, 2015 Home Buying in Phoenix
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