Financing in Arizona : Questions & Answers

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drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
Need urgent help for an investor to finance 12th home
Good day,
Dear Loan Seekers, Greetings from MICHAEL LOAN HERITAGE.
We are certified Loan lender that offers loan to people who are in need of loans. We gives out loans for project, bu ... more
0 votes Share Flag Earlier today Financing in Phoenix
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
I have very little cash and am looking to relocate to Apache Junction and need to buy with no down. Is there someone who could help me with some info?
Hi Vickie,

If you can go a little south to Queen Creek you might be able to use the No Money Down USDA mortgage to buy a home like this:
http://www.trulia.com/property/3194961605-2 ... more
0 votes Share Flag Thu Apr 30, 2015 Financing in 85120
Brittany898, Home Buyer in San Francisco, CA
Brittany898 answered:
Does anyone know any great, honest VA lenders in Arizona? We want to get pre-qualified!
Arizona veterans have access to an amazing mortgage option when looking to buy or refinance their home. An Arizona VA Loan is a great tool that America’s finest can use when purchasi ... more
0 votes Share Flag Thu Apr 30, 2015 Financing in Chandler
Melvin List, Real Estate Pro in Florida
Melvin List answered:
I bought my home through a VA loan; If I'm to refinance my home which is priced lower than I originally paid for it, do I need to come out of
You do not need an appraisal or income for a streamline on a VA loan. You will need to recoup your closing costs within 36 months to qualify but that can easily be achieved with a lend ... more
0 votes Share Flag Fri Apr 24, 2015 Financing in 85641
Mr Pardon Ha…, Other/Just Looking in Dallas, TX
Mr Pardon Harrison answered:
I need about a $30,000 loan can you still get a long term loan or are there limits on how long a loan can be at a lower price?
I am Mr Pardon Harriso and it gives me joy writing this article of my testimony on how i became financially stable and summary of my previous finance stage before now. I believe there i ... more
0 votes Share Flag Tue Apr 14, 2015 Financing in Arizona
Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
Can you help finding an approved VA Loan vendor?
We do VA loans in all 50 states. It is important to note that you have to either be a veteran, or be married to a veteran, to be on a VA loan. So you would only be able to use your fian ... more
0 votes Share Flag Mon Mar 30, 2015 Financing in Phoenix
Jacqueline Y…, Other/Just Looking in Phoenix, AZ
Jacqueline Young answered:
Looking for a jumbo mortgage, self-employed for 1.5 years, no DTI, consistently earned 250k-300k for the last 3 years.
Yes, you can purchase before the two year mark.

Jacqueline
623-225-2574
0 votes Share Flag Sun Mar 29, 2015 Financing in Phoenix
Jacqueline Y…, Other/Just Looking in Phoenix, AZ
Jacqueline Young answered:
Is there any lenders that lends 100%?
Yes there are lenders who offers 100% lending. It would depend on what type of financing you are looking for and your credit history. You can call me at 623-225-2574 if you would like t ... more
0 votes Share Flag Sun Mar 29, 2015 Financing in Phoenix
Janet Fisher, Real Estate Pro in 85372
Janet Fisher answered:
I am looking for information on physician home loans in Phoenix, AZ
I would need to some additional information before I could recommend a matching finance person. Please feel free to contact me directly.
0 votes Share Flag Sun Mar 29, 2015 Financing in Phoenix
Karen Peyton, Real Estate Pro in Chandler, AZ
Karen Peyton answered:
I am trying to find a USDA home loan lender near Duluth, MN. I have looked and looked and cannot find one. Any help would be appreciated.?
The USDA website might help. For Minnesota it is: http://www.rd.usda.gov/mn
Best of luck!
0 votes Share Flag Fri Mar 27, 2015 Financing in Queen Creek
Padraic Moca…, Real Estate Pro in Tucson, AZ
Padraic Mocaby answered:
Who is a good lender to work with a 615 score? We started with nova home loans and they handed us over to their credit department, but never called.
Hi Julia! You can talk with us -- The Polder Group at Summit Funding, YOUR Arizona home loan experts. There is no charge for us to help you strengthen your buying power for the loan ... more
0 votes Share Flag Wed Mar 11, 2015 Financing in Tucson
Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
Who is a good, creative multi-family loan broker in Phoenix area? I am interested in purchasing a 5 unit apartment building. Thanks!
Chris, what you're looking for is a commercial loan. You can only get a residential loan on up to four units, anything that is five units and up is considered a commercial loan. That is ... more
0 votes Share Flag Tue Mar 10, 2015 Financing in Phoenix
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
First time home buyer, wanting to use a USDA home loan for purchase. I don't know where to start.
Hi Jollene101,

I specialize in USDA guaranteed financing.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone ... more
0 votes Share Flag Mon Mar 2, 2015 Financing in Marana
Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
Commission fees
If you can't cover all costs, its a short sale. Maybe ask the realtor about paying them on installments, post closing? Its a long shot, but maybe. And maybe they'll help out and reduce ... more
0 votes Share Flag Thu Feb 26, 2015 Financing in Mesa
rimigoon42, Other/Just Looking in Surprise, AZ
rimigoon42 answered:
Need land/lot loan -- recommendations?
Hell-o out there. I am searching for a solution to our financial needs. My wife and I are near the bottom, and I just cant let that be. My wife is disabled as am I, we are also raising ... more
0 votes Share Flag Sun Feb 22, 2015 Financing in Scottsdale
Brian Martuc…, Real Estate Pro in Washington, DC
Brian Martucci answered:
How long to wait after short sale to do a refinance on current home?
Waiting periods for a Fannie Mae or Freddie Mac (who are the entities that write the guidelines on conventional loans) mortgage loan following a short sale vary, depending on the circum ... more
0 votes Share Flag Thu Feb 19, 2015 Financing in 85142
Bill Pohlman, Home Seller in 86322
Bill Pohlman answered:
I live in Yavapai county Arizona and want to refinance my property into a jumbo consolidation loan with the same lender and I 640 lender FICO
I have a short sale 2.5 years ago on a different property but I have a flawless payment record with my current lender for 10 years.
0 votes Share Flag Sat Feb 14, 2015 Financing in 86322
Edward Maddox, Real Estate Pro in San Tan Valley, AZ
Edward Maddox answered:
whats the difference or which is better, a local lender or an online lender?
You are right on about at least getting a second opinion. Not all online or local brokers are the same as far as costs.
0 votes Share Flag Sun Feb 8, 2015 Financing in Florence
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