Foreclosure in Anne Arundel County : Questions & Answers

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Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
Are Orders of Ratification of Sale recorded. How can I find out the Name of the bank that bought back a unit at Foreclosure?
Hi There,

The new owner probably won't show up in the tax records for months because the County is slow to process but you can do a title search at no charge to see if it is in the w ... more
0 votes Share Flag Wed Jul 9, 2014 Foreclosure in Annapolis
Branden Schr…, Real Estate Pro in Annapolis, MD
Branden Schroeder answered:
How do I find out who bought a house in an Anne Arundel foreclosure auction held on the Annapolis court house steps?
Hello,

If the auction sale has been fully completed and settled with a deed transfer to the purchaser, the purchaser's name will be recorded in the land records of Anne Arundel Coun ... more
0 votes Share Flag Thu Apr 10, 2014 Foreclosure in Annapolis
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Hello, I am currently in an active foreclosure , I am trying to save my house however my ex fiance' is on the loan and he moved out of our
Jessica,
You will benefit from discussing this with an attorney. You situation is very complex and requires too much personal information to make any specific recommendations for you ... more
0 votes Share Flag Fri Mar 14, 2014 Foreclosure in 20724
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
I want to purchase a property that is a Homepath/REO. Is the listing price the full amount that the seller wants or is this like a bidding thing?
listing prices are usually negotiable. Fannie Mae normal does an appraisal or BPO to determine value but they don't always get it right. I've had them overvalue properties substantial ... more
0 votes Share Flag Mon Feb 17, 2014 Foreclosure in 21122
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
How do foreclosure auctions work?
Hi Britt,

Foreclosure auctions are a great (but really laborious and time consuming) way to buy a home. You'll have to prepare careful comps. and not go over that price even if you ... more
0 votes Share Flag Tue Sep 24, 2013 Foreclosure in Annapolis
Roy Bush, Both Buyer and Seller in Phoenix, AZ
Roy Bush answered:
After foreclosure? Ratification process?
I had a buyer that wanted to buy a home in Arizona, but he had a Chapter 7 bankruptcy 7 months ago. I introduced a loan program at http://www.cfsflex.com, they allow a mortgage after a ... more
0 votes Share Flag Sun Jul 14, 2013 Foreclosure in Annapolis
Allen Gary, Real Estate Pro in Pasadena, MD
Allen Gary answered:
I am interested in the property on Lynn Avenue in Pasadena, MD. Can I schedule a showing with the assigned agent? Thanks, Gretchen
Hi Gretchen: It would be my pleasure to make the initial contact with the listing agent. I believe the property has an "offer pending". Should that be the case there are several oth ... more
0 votes Share Flag Fri Jul 5, 2013 Foreclosure in Pasadena
Allan Erps, Real Estate Pro in Nanuet, NY
Allan Erps answered:
$14,000 apart. So close and so far. How can this happen?
Hold steady to see if they crumble. Math aside just move on if not meant to be,,,
0 votes Share Flag Sat May 11, 2013 Foreclosure in Anne Arundel County
Britt Grothe…, Home Buyer in
Britt Grotheet answered:
Short sale. 6mo later we get a counter offer from the bank on the short sale house we are interested in.
UPDATE!
Hi All! You guys have been so helpful I just thought for anyone interested I would provide and update. If you read above you will see that the bank countered our $200,000 o ... more
0 votes Share Flag Mon Apr 22, 2013 Foreclosure in Anne Arundel County
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
How did we miss this foreclosure!!??
Hi Britt,

keep an eye on it b/c if the bank just bought it back it should be listed soon.
0 votes Share Flag Sun Apr 7, 2013 Foreclosure in Annapolis
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
In order to get the short sale moving can we contact the seller directly?
If the seller will not cooperate with the bank there isn't much you can do. It could be that the bank is asking them to contribute money to the sale or sign a promissory note for the n ... more
0 votes Share Flag Mon Feb 25, 2013 Foreclosure in Annapolis
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
House was a short sale no opened as a foreclosure
Thank you for your input "First Time Buyer" - I have heard from some servicers that in some cases the Bank just simply wants the owner out of the home so they opt for a foreclosure rega ... more
1 vote Share Flag Thu Feb 14, 2013 Foreclosure in Annapolis
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
REO sales? How do we make sure we don't miss out on the foreclosure house we want once it becomes an REO home?
Hi Britt, have your Realtor keep up with the property. Have you chosen a Realtor to work with?
0 votes Share Flag Sun Feb 10, 2013 Foreclosure in Annapolis
Miekeba Jones, Real Estate Pro in 20903
Miekeba Jones answered:
Foreclosure auction
Hi Britt, have your Realtor research for you.
0 votes Share Flag Sun Feb 10, 2013 Foreclosure in Annapolis
Natalie Dean, Real Estate Pro in 20007
Natalie Dean answered:
How does buying a foreclosed house work? Is it really as cheap as it seems?
Hi Sarah:
Loads of good advice by fellow Realtors. However I have to say that show a number of foreclosures that mirror the condition of short sales. The reason? Banks realize that the ... more
0 votes Share Flag Mon Jan 21, 2013 Foreclosure in 21401
Vince Caropr…, Real Estate Pro in Millersville, MD
Vince Caropreso answered:
IS THE REMAINING UNPAID DEBT IN A SHORT SALE TREATED AS INCOME IN MARYLAND - (PRIMARY RESIDENCE FOR MORE THAN 2 YEARS?)
Until Dec 31, 2012 there is a law in place so that the forgiven debt will not count as incomebut it expires Jan1 2013. Please check with a tax professional to make sure.

Vince Caropr ... more
0 votes Share Flag Tue May 8, 2012 Foreclosure in Pasadena
Ellie Cerasu…, Real Estate Pro in Pasadena, MD
Ellie Cerasuolo, Broker answered:
HAFA, short sales, foreclosures and Default States.
Depending on what type of Loan you have there are guidelines that either allow you to do a short sale or not. To do a HAFA; you must be still residing in the property. To perform a FH ... more
0 votes Share Flag Mon May 7, 2012 Foreclosure in Pasadena
Kim Mills, Real Estate Pro in Crofton, MD
Kim Mills answered:
can someone send me information about forclourse and is that the best way to go. First time buyer.Help
Hi Jenna,
There are a lot of options so I would not limit myself to only foreclosures. I would look at all that meets my criteria and price range. The first step is to find a Realtor ... more
0 votes Share Flag Thu Aug 25, 2011 Foreclosure in Glen Burnie
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
Help with an initial offer with a homepath REO foreclosure
The asking price, but even that might get a rejection from the bank! Talk with a Realtor and work a strategy out.
0 votes Share Flag Tue Jul 12, 2011 Foreclosure in 21122
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
How do Anne Arundel County Auctions work - where are they posted and how can you tell when the Auction Open House is going to take place?
Dear New Home Buyer, I conduct Foreclosure Auctions in Anne Arundel. If you email me the address of the property I may be able to offer you a few details.
0 votes Share Flag Mon Apr 25, 2011 Foreclosure in Severna Park
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