Depending on your visa type, you can get a loan for 20-30% down. I specialize in foreign buyer loans and have done this many times. If you do not have a visa, we use your canadian tax returns to qualify you. No US credit score is ok too. I've done loans like this for buyers from London to Australia and working on one from Japan and one from Mexico now, it's an easy process actually. Much easier than the American loan process because we document less due to a large down payment.
Hope this helps.
As the others mentioned, the home is still available but it's not a foreclosure or short sale. Further, I think that the pricing is probably higher than the current market will bear--thus, the reason the home is still "active" and on the market. As one of the other agents mentioned, you would be best served by hiring an agent to assist you in the purchase of the home. While you can certainly use the listing agent, it's not always in your best interest to do this since it will NOT get you a better price nor any advantage in buying a home in a competitive market.
If you really want to "go this alone", you can see what homes are available here in Santa Clara by using the public portal of the multiple listing service at www.mlslistings.com. This site is NOT affiliated with any real estate agent or company, and you can view all of the homes available for sale within the county.
But, I would strongly suggest finding and hiring a great agent to help you. After all, you won't pay for the services of the professional (that's paid by the seller), and you will have someone there with knowledge to help you. And, in some cases (like me, for example), the Realtor will give you money BACK at the end of the transaction from the commissions they earn on this home. At a purchase price of $700K on a qualified home (not a short sale or foreclosure), a rebate with a discount Realtor like me would get you $10,000--which can help you move to the home or make needed improvements or repairs.
So contact an agent and get help.
Allison James Estates & Homes
Rebates to Buyers up to 50 percent on qualified purchases/ Low Cost Listings to Sellers
Tel (408) 426-1616... more