Home Buying in Albany County : Questions & Answers

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Ernie Behrle, Real Estate Pro in Raleigh, NC
Ernie Behrle answered:
I really want to buy a home
Have you checked your credit? My understanding from several lenders I know is that foreclosures and short sales should remain as a credit hit for only 3 years. Now if the foreclosure ... more
0 votes Share Flag Mon Oct 6, 2014 Home Buying in Albany
calebhart54, Renter in Orem, UT
calebhart54 answered:
What is the average cost of a real estate attorney for the a house closing in Albany, NY or the surrounding area? Is $750 reasonable?
I've been wondering the same thing as well. I don't really know the process of closing a house. Are there a lot of papers and processes involved? Is there a difference between a real es ... more
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Albany
Linda Lorenzo…, Real Estate Pro in McKinney, TX
Linda Lorenzo - (214) 578-3131 answered:
We are looking to rent to own. Have found a property we like but the seller says they bought the home from the owner but there is a lein. They say it
I think you have gotten your answer. Say you entered into this agreement and the seller stopped making payments to the bank and they then foreclosed - you would have no recourse. Bad ... more
0 votes Share Flag Mon Sep 8, 2014 Home Buying in Watervliet
Kelly Stamas…, Real Estate Pro in 12205
Kelly Stamas Audino answered:
What is the going rate for a real estate attorney in upstate New York?
In upstate New York the going rate for a real estate attorney is approximately $400-$500. Your agent should be able to recommend an attorney that they have worked with in the past. Most ... more
0 votes Share Flag Wed Aug 6, 2014 Home Buying in Guilderland
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
verbal offer and responses?
All serious offers should really be in writing and accompanied by a mortgage pre-approval letter, or proof of funds if purchasing with cash....
0 votes Share Flag Wed Jul 30, 2014 Home Buying in Albany
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
Condo over looking my backyard - resale value
It will affect your value however what that amount is can only be determined at the time of the market. Meaning in a high demand for property it affects is less and a low demand more. ... more
0 votes Share Flag Wed Jun 18, 2014 Home Buying in Albany
Toby Xavier, Home Buyer in Albany, NY
Toby Xavier asked:
Condo vs Single Family - Home Buying 350k for a single family home, 2 car garage and a yard and is deep in the woods. 260k for a condo, single car garage and around 150 HOA fees. Square footage wise, approximately both are…
0 votes Share Flag Fri Jun 6, 2014 Home Buying in Albany
Will Carson, Real Estate Pro in Cambria, CA
Will Carson answered:
Condo vs Single Family - What is worth buying
Hi Toby,

I saw your questions and I'm in California along the Coast.. No snakes here, no mosquitos either.

You should ask a local Real Estate agent which is best for you. The t ... more
0 votes Share Flag Fri Jun 6, 2014 Home Buying in Guilderland
Toby Xavier, Home Buyer in Albany, NY
Toby Xavier asked:
We are planning to buy a new construction going on in Guilderland, NY. Builder's agent is telling I have to pay commission to the buyers agent. I found the property though builder's website, went and spoke about the upgrades and the final price. We will be signing a contract within the next 4-5 days and I am thinking to hire a…
0 votes Share Flag Thu Jun 5, 2014 Home Buying in Guilderland
Nina Lee, Real Estate Pro in Albany, NY
Nina Lee answered:
What us the best way to help your clients when purchasing a 3rd party approval.?
My coworkers have used a short sale closer who shortens the time to close. I haven't had to work with her yet.
1 vote Share Flag Wed Mar 19, 2014 Home Buying in 12047
Janice L. Co…, Real Estate Pro in 12205
Janice L. Cohen answered:
Where do you go to find a great Slate Roof Repaired?
To Zachary.... just gave your dad's name to another realtor. I kept the contact info....
0 votes Share Flag Sat Feb 1, 2014 Home Buying in 12211
Alexander H.…, Real Estate Pro in 12203
Alexander H. Monticello answered:
Could someone explain how taxes are calculated in NYS? Is there a tax rate that is used throughout?
Generally there are both a city/town tax and then a school district tax. Technically there is a 2% tax limit on the levy increase, however there are many exceptions that can allow a mun ... more
0 votes Share Flag Sun Jan 5, 2014 Home Buying in Albany
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is Hamilton St loaded with students?
Visit a neighborhood several times to get a sense of belonging. Check out area statistics; real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or ... more
0 votes Share Flag Thu Dec 5, 2013 Home Buying in Albany
Nina Lee, Real Estate Pro in Albany, NY
Nina Lee answered:
I need a condo or townhouse in Albany
Shout out to Brooklyn! I sometimes take the Albany--Chinatown, NYC bus and visited Brooklyn a couple of months ago.

Alexander is right about townhouses mostly being in the suburbs of ... more
0 votes Share Flag Tue Oct 8, 2013 Home Buying in Albany
William Keal, Real Estate Pro in Guilderland, NY
William Keal answered:
What would owners take for "cash in hand"?
The only way to find out is to make an offer and work it through.
Call me at 518-253-3664 and let's see if we can make it yours. BILL
0 votes Share Flag Mon Oct 7, 2013 Home Buying in Mansion Area
Dennis Evans, Real Estate Pro in Clifton Park, NY
Dennis Evans answered:
could you tell me why one of the home's i am interested in now say 's I have a alert on this home I don't think I was doing anything wrong thank you?
Patricia,
You are not "doing anything wrong" at all.
Victoria is 100 percent correct... You just must have clicked on a link to follow a property...
So, You are doing just fine!
In ... more
0 votes Share Flag Thu Aug 29, 2013 Home Buying in Colonie
Jerome Newki…, Real Estate Pro in Troy, NY
Jerome Newkirk answered:
What is a reasonable time frame to expect the return of a purchase contract's earnest money, when the contract fails due to structural problems?
A reasonable time to except the return of the earnest money deposit is anywhere between 7 days to 14 days. This also depends on if all the proper releases are signed to allow the money ... more
0 votes Share Flag Tue Aug 27, 2013 Home Buying in Troy
Victoria Rom…, Real Estate Pro in Clifton Park, NY
Victoria Romeo answered:
Tax Lien on Property. Please help.
Hi Sakuraying,

What everyone else is saying is spot on-- the title insurance purchased by Purchase A should cover the lien, even if the title company is out of business. This is an ... more
0 votes Share Flag Mon Aug 19, 2013 Home Buying in 12159
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