Financing in Albany : Questions & Answers

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gonewiththem…, Home Buyer in 12143
gonewiththemel answered:
Trying to get a mortgage with a 626 credit score.
Get capital one secured credit card with as little as $200 deposit. My credit went from 540 to 636 in just 5 months time.

I'm in a similar situation credit wise..I am the better of ... more
0 votes Share Flag Tue Nov 12, 2013 Financing in Albany
barbara_shaf…, Both Buyer and Seller in New York, NY
barbara_shafii answered:
How can you reduce your mortgage payment when in a reverse mortgage?
Reverse mortgages allow senior homeowners to borrow money by using their primary residence as collateral without having to sell their home. Unlike a regular mortgage, reverse mortgages ... more
0 votes Share Flag Wed Sep 18, 2013 Financing in Albany
Chuck Dworkin, Real Estate Pro in Albany County, NY
Chuck Dworkin answered:
I do not have 20percent for the down pAyment can my housing loan covers thesaid percent
There is no single down payment percentage for all mortgages. Rather, there are numerous programs. It is worth shopping all local lenders to find the program that works best for you.
0 votes Share Flag Mon Jul 15, 2013 Financing in Albany
Terry Farnsw…, Real Estate Pro in Crystal Lake, IL
Terry Farnsworth answered:
I am looking for an investment property renovation loan. Is the Fannie Mae homestyle renovation loan for investment properties still available?
Hi Eve,

If you are specifically looking for the HomePath renovation financing option - you can search all eligible homes here: http://www.homepath.com/

You can also sign up for e ... more
0 votes Share Flag Sat Dec 29, 2012 Financing in Albany
Archie Maker, Real Estate Pro in Albany, NY
Archie Maker answered:
i need financing, (40-100,000). i have poor credit (mid to low 500's) with no current bills. please contact me asap with any options.
I would suggest contacting a mortgage broker who can compare various products for you. He or she will be familiar with the types of loans you may qualify for. Please call or e-mail and ... more
0 votes Share Flag Wed May 25, 2011 Financing in Albany
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
We have owned our home for 30 years. Both on the mortgage. My husband recently applied for refinance. I cannot. bad credit. We are in upstate NY.
The lender is probably just making sure that they will be paid on the debt--if you need additional answers/information as it relates to your specific situation, consult with your attorn ... more
0 votes Share Flag Sat Sep 4, 2010 Financing in Albany
Kevin Clancy…, Real Estate Pro in 12203
Kevin Clancy #1 Voted Realtor answered:
any comments on wholesale loans at hsbc?
I had a couple buyers going through HSBC on the wholesale side when the announcement came through. Not really a big deal, you can still go to HSBC directly or choose from a variety of o ... more
0 votes Share Flag Sun Nov 30, 2008 Financing in 12201
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