Financing in Alabama : Questions & Answers

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Gary Cole, Home Buyer in New York, NY
Gary Cole answered:
CAN I GET A HOME LOAN WITH BAD CREDIT 500 CREDIT SCORE, EMAIL KEL040468@AOL.COM
AFFORDABLE LOAN NOW AVAILABLE @ ICC Mortgage And financial Services, Is a sincere and certified private Loan company
approved by the Government, we give out international and local lo ... more
0 votes Share Flag Thu Aug 21, 2014 Financing in 35150
sheila.south…, Home Buyer in Florence, OR
sheila.southerntomes answered:
CAN YOU PURCHASE A HOME IMMEDIATELY AFTER FILING CHAPTER 7?
No problem, as long as you have cash.
0 votes Share Flag Mon Jul 28, 2014 Financing in 35173
jonessandra8…, Home Buyer in Marksville, LA
jonessandra806 answered:
I have very bad credit but I have a deed to land, is it possible to get a loan with just the deed?
I have bad credit but have deed to my home I just need about 5000.00 to pay off some bills my car note which is 2300.00 and to pay some other little bills and do some school shopping so ... more
0 votes Share Flag Tue Jul 22, 2014 Financing in 35150
Vincent Aios…, Real Estate Pro in Queens, NY
Vincent Aiossa answered:
I need refferal for a lender who works with my community loan or my community choice program by fannie mae.
www.mycommunitybroker.com mortgage guy

my community broker 631.620.3050
0 votes Share Flag Thu Jul 3, 2014 Financing in 35243
vratlif@yaho…, Other/Just Looking in Orlando, FL
vratlif@yahoo.com answered:
how do VA loans work when buying a home for the first time?? and How does that effect your monthly payment?
Is it true that when you purchase a house with a va loan the government pays for the home
0 votes Share Flag Fri Jun 27, 2014 Financing in Mobile
Calebb50, Home Buyer in Poplarville, MS
Calebb50 asked:
Questions on Alabama step up mortgage program I am a resident of Alabama, a first time home buyer, and only 21 years old.my credit score is around 675. I am quickly approaching my wedding day and I am trying to purchase a mobile home.…
0 votes Share Flag Thu Jun 26, 2014 Financing in Alabama
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Is there any program federal or in Wisconsin for low incomes?
With $10k in income per year, the most one could qualify for is a mortgage of about $70,000. There are No Money Down programs available if you do qualify.

Wells Fargo does have th ... more
0 votes Share Flag Sun Jun 22, 2014 Financing in 35243
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
Which way would be best when getting a loan for a house.Avoiding excess fees.Obtaining a loan through a mortgage company or vs a bank.
Both Banks and brokers can structure a mortgage loan with little or no fees. The days of excess fees are gone (luckily) due to government intervention.

Wells Fargo can structure a c ... more
0 votes Share Flag Sun Jun 22, 2014 Financing in Birmingham
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
need help with getting a pre approval on a mortgage. tried remax (Southbank) -turned down. no late's in 6yrs but score is still too low.Most R never.
Wells Fargo can lend with scores below 600 but you'll need a bigger down-payment. Call or email for details.

bryan.horn@wellsfargo.com 858 805-5347
0 votes Share Flag Sun Jun 22, 2014 Financing in Birmingham
Bryan Horn, Real Estate Pro in Southern Pacific / R...
Bryan Horn answered:
What is everyone's opinion regarding where interest rates will be a year from now?
90% chance they will be higher in my opinion. home prices should rise in most markets too. Time to buy or refi !

Bryan Horn
Wells Fargo

bryan.horn@wellsfargo.com
858-805-5347
0 votes Share Flag Sun Jun 22, 2014 Financing in Birmingham
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
if i am qualified for a 300k va loan and i find a house that is 320k. can my parents loan me the 20k to make up the difference?
Hi Karen,

Thank you for your service.

If you qualify for $300,000 it really shouldn't be a big stretch to hit $320,000.

Here's what I mean. Assuming that you have decent credi ... more
0 votes Share Flag Thu May 29, 2014 Financing in Mobile
Morethanlend…, Home Seller in USA, Mobile, AL
Morethanlending answered:
Does Regions Bank do 203(k) FHA loans?
ICC Mortgage And financial Services, Is a sincere and certified private
Loan company approved by the Government, we give out international and
local loans to all countries in the wo ... more
0 votes Share Flag Sat Apr 19, 2014 Financing in Hoover
Ali Qureshi, Real Estate Pro in Pleasanton, CA
Ali Qureshi answered:
Do you need some credit card accounts or loans that your paying on to get a home loan? Even if your credit score is ok?
It really depends on your financial situation. Sometimes, lenders may require you to pay off certain accounts to make the debt to income ratio work.
0 votes Share Flag Thu Apr 3, 2014 Financing in Toney
Tyler Tullis, Real Estate Pro in Montgomery, AL
Tyler Tullis answered:
which mortgage brokers or lenders in montgomery,al offer rapid rescoring? what is the minimum credit score for a home loan?
Hometown Lenders offers rapid re-scoring. Minimum credit score is 600. Call for more information. Phone (334)647-1900
0 votes Share Flag Wed Feb 12, 2014 Financing in Montgomery
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
can a disabled family get a FHA home with a income of $1086.00 per month
At that low of a monthly income amount, it will be a challenge. A lot will depend on how much other debt that you have each month.

If you are looking to purchase a property, working ... more
0 votes Share Flag Mon Nov 11, 2013 Financing in Alabama
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Is it possible to get a mortgage with no credit?
There are lenders like myself that are able to give out loans to individuals who do not have much credit history. In the event a borrower does not have sufficient credit on their credit ... more
0 votes Share Flag Tue Oct 29, 2013 Financing in 35670
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I owe $50,000 and have 21/2 years left on my ARM on a 30 year mortage. Should I refinance before the ARM is up just in case interesta rates go up?
There are a lot of variables that will ultimately go into such a decision. Once everything has been reviewed, you will then be presented with your possible options to consider.

Getti ... more
0 votes Share Flag Fri Oct 18, 2013 Financing in 35901
Shaukatali K…, Real Estate Pro in Katy, TX
Shaukatali Kadibhai answered:
need someone that will work for me that I can trust thats good at what they do to help get me fianced.
Hello Stacey,
I highly recommend Joe.
Please call him and he will provide excellent and prof. service.

Joseph Dumonchelle
Great Plains National bank
Direct (443) 292-5672
Cell ... more
0 votes Share Flag Thu Oct 17, 2013 Financing in 35125
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
i have a credit score of 511.we will be selling our home and should have at least $20000 to put down. Is it possible to get loan?
The toughest obstacle for your situation would be your credit score. Your credit score is just simply to low. The lowest I have been able to do was a score of 580 for an FHA loan. Anyth ... more
0 votes Share Flag Tue Oct 8, 2013 Financing in 35150
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