Nobody should ever use the se online valuation tools, they are not accurate. The worst part is they don't care. Any smart agent will tell their clients not to pay attention to them anyway so don't worry.
I would probably buy the home if I liked the location and the actual home. You will have to do regular maintenance on the water well and septic system if you buy the house. This shouldn't be too difficult though. http://www.southernsanitarysystems.com/Septic_Systems_of_Sarasota_FL.html... more
Nicely done Kimberly! The only government insured loan program that has a work around a CAIVRS Claim is the FHA Back to Work Program. Under this program, we the lender request a "Credit Waiver" from the the Washington DC HUD Office but his can take several weeks, so if you apply for the BTW this needs to be done in a timely manner. Other than that, Lenders have the discretion to proceed after 3 years from the date of the Trustee Sale, but the lenders who will actually do this are few and far between. Most lenders will not make that leap, leaving alternative loan products your only choice.
Hi, I almost laughed out loud when I read your post. Those are things all loan originators should know!! (: I've been writing and processing mortgages for 14 years. If I can help answer any questions, I'd be happy to help. Let me by sending a separate message or email directly -- we do not receive your replies to our posts through this system. Best wishes otherwise, Kim Lawson, Licensed Mortgage Loan Originator -Ohio only. Contact and licensing information can be found on my profile.... more
it depends where at in coventry you are looking to rent or buy. i am in the process of buying a home in coventry and have seen many houses i have found out that some areas even if you pay property taxes to coventry,your child may be sent to springfeild schools,manchester,or green.... more
Part of the loan approval process - obtaining the firm mortgage commitment - is having a satisfactory appraisal completed......the appraiser will come to the home, and write up his report - this can take several days to a week..................no bank or mortgage company (even my in house rep who is quite good) could possibly have all of that that done, and review all your other paperwork, and produce a firm commitment in 48 hours.
Be wary of claims that sound too good to be true, as they usually aren't true!
Talk to you loan rep and ask for a reasonable time frame......that's a question you should have had answered when you first applied to the loan.
BTW - What does your sales contract say?
How much time is allotted to secure the loan?
Are you working with a agent?... more
The question is subjective, therefore research schools and areas on your own; don't simply just entertain what other people think or say, another's opinion may not be anywhere near the best thing for you. Perhaps the links below may be of help...
Oftentime simple cosmetics may do the trick; fresh paint, remove/replace any old carpeting, neat, clean, clutter free, remove/rearrange any bulky furniture, sparkling clean kitchen and bathroom, no leaky faucets, no odors, neat and orderly closets, don't forget exterior for curb appeal, etc.... more
Sounds like you have your bases well covered. At this point anything that might pop up would be practically unable to prepare for. As long as you keep your wits about you, you should be just fine.
Michael Foster http://www.executivesplus0240023.remax-stlouis.com/... more