98136 : Questions & Answers

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Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
So far most of the houses I want to see are scams. The people claim to be out of state missionaries
Good thing you realize that if it quakes like a duck, it is probably a duck. there are a lot of scammers out there & you have to be very careful.

Good luck to you in any case
Jiriu ... more
0 votes Share Flag Sun Sep 29, 2013 Rentals in 98136
Matthew Miner, Real Estate Pro in 98102
Matthew Miner answered:
Can I puchased a Home that has a Tax Lien as a short Sale, would a bank even lend me money?
Tax liens need to be satisfied or removed prior to title transferring. I've worked many short sales and tax liens can be removed from a property providing the owner or agent negotiating ... more
0 votes Share Flag Wed May 1, 2013 Home Buying in 98136
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Will my recent credit inquiries hurt my husband's chances for a mortgage even if i'm not on the loan?
No, it's just a verification or validation that you haven't incurred any NEW debt. It sounds like you are doing an FHA loan in a Community Property State. This is the reason the lender ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in 98136
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Can i get a mortgage with a lien on my name? NOT a tax lien. I have payment arrangements and have been making monthly payments for five years now.
As Mr. Burke stated below liens can be work around but it is at the discretion of the Underwriter. It's been my experience that is only allowed on government insured loans. My UTR usual ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in 98136
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Do we have to put up a year's worth of mortgage insurance payments at closing or is there a way around that?
You better hurry and close! As covered below, FHA's MMI (monthly mortgage insurance) will no longer cut off after 60 months, or previously at 78%. As far as the upfront MIP (mortgage in ... more
0 votes Share Flag Mon Feb 11, 2013 Home Buying in 98136
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