98103 : Questions & Answers

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Jeremy Locke, Real Estate Pro in Seattle, WA
Jeremy Locke answered:
A close friend of our family's (non-resident alien in the US) is offering to transfer the deed of his rental in WA state to me as a quick claim deed.
I would contact a Real-Estate attorney and review the situation with them.
0 votes Share Flag Tue Jul 8, 2014 Home Buying in 98103
NWLoanGroup, Real Estate Pro in Poulsbo, WA
NWLoanGroup answered:
Are there no money down loans for first time home buyers?
As some of the other members here have stated, the 2 most popular no money down options are VA and USDA. The VA loan is eligible only to active duty or former military members and thei ... more
0 votes Share Flag Thu Feb 20, 2014 Home Buying in 98103
Jon Bruch, Real Estate Pro in Seattle, WA
Jon Bruch answered:
I live in Beresford SD and Im a first time homebuyer is there any zero down loans or any that you dont need a high down payment on
Hello,

As others have noted in thier responses, the VA has a zero down option if you have eligibility. Depending on where you want to live, USDA loans also have a zero down option f ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in 98103
Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
buying price and rent in this 98155 98103 area
Seriously??

Good luck to you in any case,
Jirius Isaac
Isaac Real Estate Team
Champions Real Estate Services
TriStar Finance #MLO-107799
Office: 425-483-6849 Cell: 206-841-9976 ... more
0 votes Share Flag Tue Apr 2, 2013 Home Buying in 98103
Steve McDona…, Real Estate Pro in Seattle, WA
Steve McDonald answered:
If a house is foreclosed on then resold at auction and the sale is pending, when does the renter have to pay rent to the new landlord?
Sorry about your situation. Do I understand you correctly that the first position lienholder (bank) foreclosed on the house some time ago and then used an auction to sell the property r ... more
0 votes Share Flag Wed Feb 6, 2013 Foreclosure in 98103
Patrick Beri…, Real Estate Pro in Seattle, WA
Patrick Beringer answered:
Polished concrete vs. hardwood
You know, a lot depends on where in the house you're doing this, as well as the style of the property and the room(s) in particular where you're considering this. Without knowing any o ... more
0 votes Share Flag Wed Oct 24, 2012 Remodel & Renovate in 98103
Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
Hi, We are building a mezzanine floor in our new home.is wood or concret cheaper?
First of all you will need an architect to design whatever it is you are doing, and then you will need to get a permit. Then you can get bids from contractors. At the end of the day, ... more
0 votes Share Flag Tue Apr 3, 2012 Design & Decor in 98103
Rick Moore,…, Real Estate Pro in Bellevue, WA
Rick Moore, ABR answered:
I paid cash for my house 2 years ago. Now my builder' s bank wants to forclose mine . Should My title insurance handle? or I have to hire
That is why you have Title Insurance. Start there and then get an attorney if you get ANY push back at all. Im sorry to hear this have happened to you. If you are in the Seattle area I ... more
0 votes Share Flag Fri Apr 22, 2011 Foreclosure in 98103
Jirius Isaac, Real Estate Pro in Kenmore, WA
Jirius Isaac answered:
I did talk to title company and did speak with an real estate attorney today. Both are working on lawsuit. They will tell me what to do. Thanks all.
It is always good to go to them for these title issues. Good luck to you!
0 votes Share Flag Thu Dec 23, 2010 Foreclosure in 98103
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Merry Christmas to all especially who gave me excellent advices through this blog. God bless all you. Thanks all. I will keep you posted.
You are certainly welcome... Good luck with everything and have a great Christmas.
0 votes Share Flag Thu Dec 23, 2010 Foreclosure in 98103
Craig Blackm…, Real Estate Pro in Seattle, WA
Craig Blackmon answered:
The Court gave me 21 days to take legal action to defend myself from lawsuit (the builder's bank foreclosure). Is it 21 business or calendar?
Honghao -- you need to speak with an attorney ASAP, not seek answers via a blog. This is a big deal involving a whole lot of money. Legal fees are merited.
0 votes Share Flag Thu Dec 23, 2010 Foreclosure in 98103
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
the builder was in default to his bank, can the bank foreclose on my home which I paid in full 2 years ago?
Honghao,

The information you have been provided with is accurate. Additionally, if the builder was supporting community services, as most do prior to completion, it is likely that th ... more
1 vote Share Flag Tue Dec 21, 2010 Home Buying in 98103
Ardell Della…, Real Estate Pro in Seattle, WA
Ardell Dellaloggia answered:
What happens if the owner of the other side doesn't pay their taxes and the master Insurance?
Rob,

I have not seen a buyer have to pay taxes in a short sale. They may ask a buyer to do that...but that does not mean it can't or will not close when the buyer says no. Usual ... more
1 vote Share Flag Fri Aug 20, 2010 Home Buying in 98103
Ardell Della…, Real Estate Pro in Seattle, WA
Ardell Dellaloggia answered:
Is there a typical ratio or multiplier to use when working out a fair asking price based on the appraised value of a home?
I just read some of the answers below. Currently appraisers are using no more than 6 months old (and rarely use longer periods ever). Recently to be a bit tighter they like one sale to ... more
0 votes Share Flag Tue Jun 29, 2010 Home Buying in 98103
Rob Graham R…, Real Estate Pro in Seattle, WA
Rob Graham Real Estate answered:
I'm looking at a Craftsman on N 39th st. What is the average size of the residential lots on N 39th Street in Fremont?
Take a peek at the king county parcel viewer.

http://www.kingcounty.gov/operations/GIS/PropResearch/ParcelViewer.aspx

I love that site. Lots in that neighborhood range from 3,500 ... more
0 votes Share Flag Wed Jun 2, 2010 Home Buying in 98103
Daniel Bretz…, Real Estate Pro in Seattle, WA
Daniel Bretzke answered:
What is the typical residential lot size (square feet) in Fremont? Is 3,500 sq ft average or small for the neighborhood?
All the answers are right on. Where in Fremont is the lot? What purpose do you want to use the lot? Is there a structure on the property?

Seattle land use code plays a large p ... more
0 votes Share Flag Sun May 30, 2010 Home Buying in 98103
Karen Hunt 2…, Real Estate Pro in Seattle, WA
Karen Hunt 206-850-2041 answered:
Homes on N 90th St are still in the 98103 zip code. Why are the homes north of 85th so much less in value, yet still 98103?
Hi Jill,
The other thing about being north of 85th other than it's getting farther from the Seattle epi-center is that there is less of a neighborhood "feeling" to it. A ... more
0 votes Share Flag Thu May 27, 2010 Home Buying in 98103
Coco, Home Buyer in Newport, RI
Coco answered:
2-unit condo (condex) vs. townhome
I purchased a condex in Newport, RI back in 2008 and yes the process was a headache! I got it for a great price, so it was well worth it. I could only get a conventional loan through ... more
0 votes Share Flag Thu Apr 29, 2010 Home Buying in 98103
Ardell Della…, Real Estate Pro in Seattle, WA
Ardell Dellaloggia answered:
Bank foreclosed on builder while we're in contract. What happens?
Kary,

I think the best bet is for the buyer to purchase a builder's warranty (many builders subcontract that out anyway) like 2-10 warranty, and deduct it from the purchase pric ... more
0 votes Share Flag Tue Jan 26, 2010 Home Buying in 98103
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