Home Buying in 95843 : Questions & Answers

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Rasem Allan, Real Estate Pro in 95843
Rasem Allan answered:
Potential first time home buyer with low credit scores and a past eviction. Will I qualify to buy a condo 100k or less?
It depends on how many years back you had the eviction. Also regarding the low credit score; you can talk to a loan specialist that will have so many different options for you that fits ... more
0 votes Share Flag Thu Aug 21, 2014 Home Buying in 95843
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select??
it has nothing to do with the type of loan to select.

It's dependent on following basic financial principles. For a balanced budget, your housing expense should run around 30% of yo ... more
0 votes Share Flag Tue May 28, 2013 Home Buying in 95843
Joel Lobb, Real Estate Pro in Louisville, KY
Joel Lobb answered:
If I were to apply for a First Time mortgage loan would I be able to have my father co-sign if need be?
The only type of loan that would allow for co-signor is FHA loans. They currently require 640 scores for both you and co-signor and 3.5% down payment

Joel Lobb (NMLS#57916)
Senior ... more
0 votes Share Flag Fri Apr 26, 2013 Home Buying in 95843
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
My brother is willing to purchase an investment property for me and my husband to rent from him. Is it true?
I'll back Jeff Marr, the loan broker, over my fellow Realtors on this one.

If an investor is not putting 20% or more down he is not a conservative investor, he is a speculative inv ... more
0 votes Share Flag Mon May 21, 2012 Home Buying in 95843
John Mathews, Real Estate Pro in Ladue, MO
John Mathews answered:
Should I even bother in applying for a Mortgage Loan?My scores are low at 619, 640, 698. My car is fairly new and paid off. I've been at my
Yes, you should, often there are lenders who work with lower scores...
0 votes Share Flag Mon Feb 27, 2012 Home Buying in 95843
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Lease to buy option
Update to this thread: We listed the house for $350K sale or lease option. We had several lease option inquiries on the house. The eventual buyer used FHA financing to buy the house ... more
0 votes Share Flag Wed Jun 24, 2009 Home Buying in 95843
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