Financing in 95757 : Questions & Answers

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ronaldswanso…, Other/Just Looking in Orem, UT
ronaldswanson55 answered:
what can i do if going through a divorce?
I would recommend getting a divorce attorney. Going through a divorce is stressful enough. Going through it alone is worse. Divorce attorneys are there to support you, and not only fi ... more
0 votes Share Flag Tue Jan 27, 2015 Financing in 95757
JR Thrasher, Real Estate Pro in San Diego, CA
JR Thrasher answered:
Can my ex close on a house before our divorce is final? Can I get half?
When you say "close on a house" do you mean buying or selling? If your are talking about your ex buying a house, probably not, but check with your lawyer. If you are talking about selli ... more
0 votes Share Flag Tue Sep 23, 2014 Financing in 95757
Joycelewis412, Home Buyer in Sacramento, CA
Joycelewis412 answered:
Refinance with 2 foreclosures on record?
There is a site that will help you determine if you can qualify for a refinance after short sale, foreclosure, or filing bankruptcy. Check out
0 votes Share Flag Fri Apr 18, 2014 Financing in 95757
one,  in 76155
one answered:
MIP and refinancing options. I purchased a fixer-upper with an FHA loan and would like to refi to conv as to stop MIP. Wondering what is involved?
You may still have to pay MI on a conventional if the LTV is greater than 80%. However, depending on the scenario, you wouldn't necessarily have to pay MI on your loan for as long as yo ... more
0 votes Share Flag Fri Jan 4, 2013 Financing in 95757
Jim Simms, Real Estate Pro in Louisville, KY
Jim Simms answered:
FHA loan Q: Can the 2.25% FHA cost be paid as part of closing costs instead of adding to loan??
Yes it can be paid by any party to the transaction, buyer, seller or lender. But whoever pays it must pay all of it, so if you roll it into the loan, all of it must be rolled into the ... more
0 votes Share Flag Tue May 22, 2012 Financing in 95757
Steven Ornel…, Real Estate Pro in Fremont, CA
Steven Ornellas answered:
FHA loan refinance to conventional
Hi Dave,

You correctly state that FHA loans carry a mandatory 5-year MI period regardless of LTV percentage, and after this 5-year period the your original LOAN AMOUNT must be paid ... more
1 vote Share Flag Fri Apr 30, 2010 Financing in 95757
Jeff  Marr, Real Estate Pro in Roseville, CA
Jeff Marr answered:
I want to refinance my current residence and make some needed repairs, then purchase another property; what impact will this have on my credit score
Fnmimah7 - I'll echo Barbara's response, and ask a question of you: have you spoken with a loan officer to yet to learn the relatively new rules regarding converting your prin ... more
0 votes Share Flag Fri Apr 2, 2010 Financing in 95757
Jeff  Marr, Real Estate Pro in Roseville, CA
Jeff Marr answered:
Bought a home 5 months ago. Would lenders be ok to lend if I buy another one??
Dave - the advice you've rec'd from Jim and Roswell is'll need to wait 12 months before a lender will allow another primary residence transaction.....the ... more
0 votes Share Flag Thu Apr 1, 2010 Financing in 95757
Lew Corcoran, Real Estate Pro in Easton, MA
Lew Corcoran answered:
For FHA loans, why MIP(mortgage insurance premium) is charged, in addition to PMI??
FHA charges mortgage insurance premiums for its loan products. But, they break up the premium in two parts to make owning a home more affordable. The best way to explain it is to compar ... more
1 vote Share Flag Tue Mar 23, 2010 Financing in 95757
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