95670 : Questions & Answers

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Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
is there any landlord or property management that will work with bad credit?
As to the credit issue, much will depend on the landlord/building, each is different; however you can consider being upfront regarding your credit; be prepared to show proof of employme ... more
2 votes Share Flag Tue Oct 1, 2013 Rental Basics in 95670
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
How to handle Tenant breach lease in middle due to safety reason - can I keep her deposit (or partial) for as penalty, on what base if so?
Hi Jerry, sorry for your predicament.

You have a complicated situation which I believe may be prudent to share with a Real Estate Lawyer.

However, you might also prefer taking on ... more
0 votes Share Flag Sat Aug 17, 2013 Rentals in 95670
John Souerbry, Real Estate Pro in Palo Alto, CA
John Souerbry answered:
Can tenant walks away from a signed lease due to unacceptable noise from neighbor unit?
I agree with Mack - you are required to provide "quiet enjoyment" of your condo, which means more than noise control. The adjacent owner is certainly responsible for your prob ... more
1 vote Share Flag Sun Mar 17, 2013 Rentals in 95670
Patrick &…, Real Estate Pro in Sacramento, CA
Patrick & Tina answered:
My question is, how hard is it to purchase another home in Rancho Cordova while maintaining my home in NC.
You are right, your lender will want to know if you are purchasing the property for investment
or personal residence to know what type of loan product they will be able to offer you... ... more
0 votes Share Flag Mon Jan 14, 2013 Home Buying in 95670
Ernest Mathe…, Real Estate Pro in 95693
Ernest Mathews answered:
Is a condo a smart choice over an apartment?
I think so especially if values keep going up. Call me I specialize in Rancho Cordova and condos it cost you nothing buy using me and I will pay for your home inspection. So you make mo ... more
0 votes Share Flag Thu Dec 6, 2012 Home Buying in 95670
Douglas Zell…, Real Estate Pro in El Dorado County, CA
Douglas Zeller answered:
How to deal with this sublet situation - to current tenant's dad?
Seek answers from a Property Manager and your Attorney!
0 votes Share Flag Wed Aug 8, 2012 Rentals in 95670
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
I have charge off and unpaid credit cards on my credit report can i qualify for a home loan? I never had foreclosure or repos it's just credit
I'm not a lender and I haven't even read any comments. But from your question I'd say you need to find a rich Uncle or marry into a wealthy family.
0 votes Share Flag Sat Jun 2, 2012 Home Buying in 95670
SacRElender -…, Real Estate Pro in Sacramento, CA
SacRElender - Bob Willett answered:
My sister and I inherited a house with no mortgage. Both names are on the deed now. How do I buy her out of the home?
If I understand your situation correctly, you are your sister are the joint owners of a home owned outright. There are some legal questions that you may want to address with the estate ... more
0 votes Share Flag Tue Mar 20, 2012 Home Buying in 95670
Fran And Mark…, Real Estate Pro in Yardley, PA
Fran And Mark Redding answered:
Is it appropriate for the buyer (as opposed to the buyer's agent) to call the listing agent to check on the status?
It is definitly a NO NO to contact the listing agent. He does not and should not be talking directly with you. It opens him to possible charges of ethics violations. Badger your agent i ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in 95670
Kenny Tan, Real Estate Pro in Diamond Bar, CA
Kenny Tan answered:
What eviction term should be specified in property management agreement?
There is more than one way to negotiate a property management agreement. It all depends how much you anticipate relying on the property manager to do things for you. There are property ... more
0 votes Share Flag Sat Jan 14, 2012 Rental Basics in 95670
JoAnn Kaleel, Real Estate Pro in Sacramento, CA
JoAnn Kaleel answered:
I filed chapter 13 bankruptcy in aug 2009. I have done nothing to re-establish credit so my credit score is 596. great salary 25 yrs. can i qualify?
I had a client who purchased his home with 2 years remaining on his Chapter 13. We did have to get his bankruptcy attorney to file with the court for approval. That added about almost 3 ... more
0 votes Share Flag Sun Oct 9, 2011 Home Buying in 95670
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
I file chapter 7 on 08, I was release on march 09. how long do I have to wait?
If it was a Ch 7...

• FHA requires 2-years BK discharge (only 1 year if it was due to extenuating circumstances, such as medical or death of a wage earner, etc.)
• VA ... more
1 vote Share Flag Sun Oct 9, 2011 Home Buying in 95670
James Lyon, Real Estate Pro in Sacramento, CA
James Lyon answered:
What is the difference between Foreclosure "Bank Owned" vs "Action"? Where do you get best deal? How do you participate in the?
You can find great deals all over the place right now if you know what your looking for. If not you could end up with a bum deal. Find help or do lots of reading before jumping in.
0 votes Share Flag Wed Feb 23, 2011 Foreclosure in 95670
Matthew Baker, Real Estate Pro in Phoenix, AZ
Matthew Baker answered:
recent divorce=short sale. otherwise perfect credit. Good salary, any programs to help me buy a home? Lease option ideas?
have you paid the mortgage on time during the short sale process. If you have, then you coudl qualify for FHA on a new home purchase. You still need to meet the minimum FICO requireme ... more
0 votes Share Flag Fri Feb 4, 2011 Home Buying in 95670
Harry Schaed…, Real Estate Pro in Sacramento, CA
Harry Schaedler answered:
house due for action 9-28, when do I have to move out when and if it sells?
If you home is foreclosed on you can in some instances be paid by the bank to move out its called cash for keys they want it clean and with all appliances left in place and keys in ha ... more
0 votes Share Flag Thu Jan 20, 2011 Foreclosure in 95670
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
Can I buy a house with bad ok credit.?
The common thread here is one that we agree with completely. Assuming additional debt at this time just does not seem to be the best decision and your personal position would be best su ... more
0 votes Share Flag Sat Dec 18, 2010 Home Buying in 95670
Call now 951…, Real Estate Pro in Corona, CA
Call now 951-212-7479 answered:
Is this fishy? Sellers agent says house is pending but MLS has remained in "active" status for the past two weeks? And remains
According to most MLS systems and Realtor associations, the listing should be changed to "Pending" or "backup" status within 24 hours. follow up and demand it.
0 votes Share Flag Sat Dec 4, 2010 Home Buying in 95670
Aruna Mettler, Real Estate Pro in Somerset, NJ
Aruna Mettler answered:
I am trying to purchase a short sale home; however, the bank keeps asking for more and more money. The house was listed for $298k, I offered $311k
Do you have a buyer's agent who is skilled and certified as SFR or REO or ABR agent? The increase in price is not unusual if there are other offers as well. If the home is listed f ... more
0 votes Share Flag Wed Dec 1, 2010 Home Buying in 95670
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
where to i get a copy of the deed for home in detroit?
Find which county the home is located in. Here in California deeds are in the County recorders office. Michigan may have a different name for that.

the other place that could access ... more
0 votes Share Flag Thu Apr 22, 2010 How To... in 95670
Voices Member,  in
Voices Member answered:
where do I get a replacment copy of the property deed to our house? Original is lost.
The original was recorded with the County Recorder of the county in which the home is located. If it is Rancho Cordova, Google search "Sacramento County Clerk/Recorder." They can make ... more
0 votes Share Flag Mon Mar 30, 2009 How To... in 95670
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