95630 : Questions & Answers

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Peter, Home Buyer in Detroit, MI
Peter answered:
Mixup between seller/agent/bank negotiator?
WOW! My friend you are not in Honest USofA any more. Poor grandpa and grandma has been put up in health care facilities. It's run by millennia now. Learn the trick and don't hesitate ca ... more
0 votes Share Flag Fri Aug 22, 2014 Home Buying in 95630
Denise Atteb…, Real Estate Pro in Orangevale, CA
Denise Attebery answered:
Need recommendation for good tax preparer for a realtor
Dear Dave,

I have the best of the best CPA that I have been working with for years, always looking out for your pocket and taking care of business professionally for your business ... more
0 votes Share Flag Tue Aug 19, 2014 Agent2Agent in 95630
Danielle Swe…, Real Estate Pro in Folsom, CA
Danielle Sweet answered:
Can seller back out of contract due to low appraisal even if we included an addendum to purc. contrct stating"Buyer to pay $12K over appraised
This is difficult to answer without having seen the agreement and having understood the terms. Without knowing the appraised value and if the buyer's funds would cover the difference. ... more
0 votes Share Flag Tue Jun 17, 2014 Home Buying in 95630
Sandhya Murt…, Real Estate Pro in Los Gatos, CA
Sandhya Murthy answered:
risks involved in removing appraisal contingency when putting down an offer
I would highly suggest you seek the advice of a local real estate agent expert. Every market is different. In the bay area we are dealing with a lot of ALL CASH offers which dont have ... more
0 votes Share Flag Fri Feb 21, 2014 Home Buying in 95630
Greg Batchel…, Real Estate Pro in Folsom, CA
Greg Batchelder answered:
How do I find out how much is the Mello Roos in Foldom?
If you have the Assessors Parcel Number (APN) for the property, check the Sacramento County Tax Assessors web site and look up the tax bill. Under "Direct Levy" you'll see any Mello Ro ... more
2 votes Share Flag Wed Jan 29, 2014 Home Buying in 95630
Raida Fahmi, Real Estate Pro in Roseville, CA
Raida Fahmi answered:
what do you guys think about living near powerlines?
What do you think of flipped homes vs regular sales in a neighbourhood?
I think a buyer needs to consider the older non renovated homes as long as they are OK with the outside structur ... more
0 votes Share Flag Thu Sep 12, 2013 Home Buying in 95630
Rita, Real Estate Pro in El Dorado Hills, CA
Rita answered:
What do you think about new Elliott Homes price? (New Riata, Innovations 3.0 )
The Folsom city as a whole was not as badly affected by the recession and did not take as much of a beating as compared to the other markets.

If in 3-4 years you decide to sell , yo ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 95630
Benjamin Joh…, Real Estate Pro in Sacramento, CA
Benjamin Johnston answered:
What does "not looking for anything serious right now" means?
It is very important to recognize these buyers and respond with low sales pressure. This is still someone who wants to buy a home. These buyers must be given information without sales p ... more
0 votes Share Flag Mon Jul 22, 2013 General Area in 95630
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
What is the #1 quality you look for in a mortgage loan officer?
The #1 quality should be the ability to close loans at disclosed and agreed upon terms to their borrowers. However, agents cannot determine that because they use a limited set of loan o ... more
0 votes Share Flag Fri Jul 19, 2013 Financing in 95630
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Weird short sale hick up
No rps, that was not weird. That is a very common result of a short sale offer. Especially in the decade leading up to the month you posted your question. It will be interesting to see ... more
0 votes Share Flag Fri May 17, 2013 Home Buying in 95630
dbrh_lloyd, Home Buyer in Folsom, CA
dbrh_lloyd answered:
Anatolia and Kavala Ranch in Rancho Cordova.
I have lived in Kavala Ranch for 5 yrs and I love it. It is growing with the new housing going up, but it is a very nice community. They are building a park area with tables, bbq's ... more
0 votes Share Flag Tue Apr 2, 2013 General Area in 95630
Keisha Mathe…, Real Estate Pro in Sacramento, CA
Keisha Mathews answered:
Tri Counties refuses to release our 2nd lien for a short sale under the HAFA program. Do we have to foreclose rather then short sale?
Susan, I've read your individual responses to the agents on this thread (my apologies for the late response - the system does not alert us when there is a "comment" directly under our r ... more
0 votes Share Flag Wed Jan 9, 2013 Foreclosure in 95630
Certified St…, Real Estate Pro in Reno, NV
Certified Structure Inspector answered:
Thoughts on buying new or old home in folsom. The only new one is the "The new riata" in empire ranch.
Buying an existing home is something I prefer. They usually have been around a while and problems are often evident. So get a good Home Inspector to take a look at it. No house is perfe ... more
0 votes Share Flag Sat Sep 22, 2012 Home Buying in 95630
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
we are in the processof buying a shortsale (MortgageInsurance) on it.The MI came back asking for $4000 seller is reluctant to pay . do we have pay it?
Good evening Sahi,

Read the advice from Jim Simms and Ron Thomas below. There you have two different viewpoints and both of them are valid and given to you by seasoned professionals ... more
2 votes Share Flag Thu Sep 20, 2012 Home Buying in 95630
Bud Zeller, Real Estate Pro in Placerville, CA
Bud Zeller answered:
Been renting our home for awhile now, like the neighborhood....and we are interested in buying the home. How do we proceed without a realtor?
This reminds me of the old saying, "If you want to represent yourself in a court of law without an attorney, you have a fool for a client!"
0 votes Share Flag Mon Jul 9, 2012 Home Buying in 95630
Worfdog, Home Buyer in Folsom, CA
Worfdog answered:
Seeking to purchase
Hi John, what an interesting spin to the problem of what to offer in a competitive market - i had not thought of it like that - in my last situation the house would have probably apprai ... more
0 votes Share Flag Thu Jul 5, 2012 Home Buying in 95630
Kerri Habel, Real Estate Pro in Folsom, CA
Kerri Habel answered:
When will the Mello Roos bond in Kentfield Folsom be paid off? Will the house become more sellable when it is paid off? Thanks!
If you want to give me your address, I can get you some additional information on the Mello Roos but most of the neighborhoods have Mello Roos or a Bond so shouldnt be a huge deal when ... more
0 votes Share Flag Tue May 15, 2012 Home Buying in 95630
Robert Lei, Real Estate Pro in 95070
Robert Lei answered:
can i use listing agent to buy a home..offered many home at or above listing price but still not getting accepted.
Yes, you can use the listing agent.

It's a sellers market in the good school neighborhoods. Inventory is low. Even if you offered at or above list price, you still might not be the ... more
0 votes Share Flag Fri Mar 16, 2012 Home Buying in 95630
Ed Favinger, Real Estate Pro in Folsom, CA
Ed Favinger answered:
we are hitting hurdles in buying first home. we got a shortsale home and have to close ecrow next week.but the our loan processor is not responding.
Yes... Sahi... give us an update... I think we'd like to hear about a happy ending...
0 votes Share Flag Mon Feb 6, 2012 Home Buying in 95630
Alps, Home Buyer in 95630
Alps answered:
I am wondering whether 3bdm 2.5bth at outlook treehome in folsom for 235k is a good buy or not. i am planning to sell the it after couple of yrs
thank you all for your helpful comments. The information given was very informative and helpful for us as a first time home buyer. thanks all once again.
0 votes Share Flag Sat Jan 7, 2012 Home Buying in 95630
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