95624 : Questions & Answers

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Raymond Chou, Both Buyer and Seller in Milwaukee, WI
Raymond Chou answered:
What do you think about Cove Financial's Mortgage Alternative Program?
Their website says that they are out of business.
1 vote Share Flag Tue Jan 27, 2015 Home Ownership in 95624
Mark Anderson, Real Estate Pro in Spokane, WA
Mark Anderson answered:
i am not behind on my mortgage in area 39066, but i wish to return it to the bank before i get behind. i've moved to another state
You will want to sell the home.
If you do not know a Realtor, Trulia has an agent directory for your area here :

http://www.trulia.com/directory/Elk_Grove-agent--13374/
0 votes Share Flag Mon Dec 29, 2014 Foreclosure in 95624
Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
I am in need of apt in elk grove. Affordable housing and nothing is open or my credit is getting in the way. Please help me with ideas how to get arou
Hi
I'm not sure if this will help you immediately, but could.....We have just rolled out a program that is called a "New Path" loan. It basically helps people find a home that's for s ... more
0 votes Share Flag Thu Sep 18, 2014 Rentals in 95624
Jason Andrews…, Real Estate Pro in Sacramento, CA
Jason Andrews REALTOR answered:
Do you think we will be considered for a mortgage loan?
If have a Costco Card you can check your credit thru there company Idenity Guard. I believe it's a small fee. Also its give you calculator scenarios which can adjust your credit up or ... more
1 vote Share Flag Sun Jun 15, 2014 Financing in 95624
John Arendsen, Real Estate Pro in Encinitas, CA
John Arendsen answered:
Do realtors need to disclose if they add unofficial square footage that has not been permitted and is not on tax records, to the MLS?
Disclosure is key. Lack thereof is an E&O lawsuit waiting to happen.
1 vote Share Flag Sun Jan 19, 2014 Home Buying in 95624
Bruce Slaton, Real Estate Pro in Elk Grove, CA
Bruce Slaton answered:
2 days ago i received a letter stating my documents were sent to an attorney to start foreclosure. How long do i have\ for notice of sale?
I wouldn't put too much faith in the PropertyRadar stats in regards to how long...while they are true, the also span across multiple new laws and the new CA Homeowners Bill Of Rights, t ... more
0 votes Share Flag Tue Nov 26, 2013 Foreclosure in 95624
Hector Solis, Real Estate Pro in 95632
Hector Solis answered:
I need a nice place in or near Elk Grove ASAP! Can someone please help me?
I would love to help you. If you would like to give me some more information I will contact you and help you through every step. I have 3 agents on my team making sure one of us is a ... more
0 votes Share Flag Wed Oct 23, 2013 Rentals in 95624
James Tan, Real Estate Pro in Elk Grove, CA
James Tan answered:
Hi my name is arminder, if I am interested in one of the home that is foreclosure(auction) how can I get more information about that.
Hi Arminder,

Following through Sue's excellent answer, the best source of information on a property that is in foreclosure is actually at the sacramento clerk recorder's office a ... more
0 votes Share Flag Sun Sep 29, 2013 Foreclosure in 95624
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Where can I get a equity loan or line on my rental property that I do not owe?
GSE guidelines for cash out refi limit your cash out to 70% on duplex property or up to 75% on a single family house. I expect the HELOC guidelines for most lenders to conform to that L ... more
1 vote Share Flag Fri Sep 20, 2013 Financing in 95624
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
In MN, what is the law about how long it takes for a house to be foreclosed upon?
I believe the foreclosure process takes the same in all states...a total of 111 days. But understand this, by not paying your mortgage gives the lender the OPTION to foreclose. That for ... more
0 votes Share Flag Wed Jul 10, 2013 Foreclosure in 95624
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
In the state of MN - how long does it take before a bank foreclosing on a house?
The zip codes for Plymouth, Minnesota are: 55446,55442,55447,55441.
This question was placed into the wrong zip code in California
0 votes Share Flag Wed Jul 10, 2013 Foreclosure in 95624
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Does anyone have any insight to give on florida statue 95 that reads that a bank has 5 years from the date of the last mortgage payment to fi?
This is my opinion, not insight: Buying RE at auction is risky. Buying without a title search and title insurance is riskier still.
0 votes Share Flag Wed Jun 19, 2013 Foreclosure in 95624
Unspecified, Renter in Frederick, MD
Unspecified answered:
How long after you quit paying a mortgage until the bank (B of A) takes the home back?
Just take your time and consider who is giving you advice and what they have to gain or lose in the situation. No offense to all the realtors here, but all these distressed property exp ... more
0 votes Share Flag Thu Apr 25, 2013 Foreclosure in 95624
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
I bought a new home in 2012. It was not our first time. What can i deduct pertaining to the closing costs?
I see you received no replies. It could be because it was posted in Sacramento, CA while you reflect having purchased a home in Mays Landing, NJ.

Your CPA who is completing your tax ... more
0 votes Share Flag Wed Apr 3, 2013 Home Selling in 95624
Kendra_dittm…, Real Estate Pro in Elk Grove, CA
Kendra_dittmar answered:
In Elk Grove if I put my home for sale at this time should I expect multiple offers and does this go over my asking price?
YES, YES, YES! WE are seeing multiple offers if your home is priced correctly and it is marketed right. Keep in mind the appraisal must come in. I would be happy to sit down and talk wi ... more
0 votes Share Flag Wed Mar 20, 2013 Home Buying in 95624
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
What does flipping houses mean?
Although this is an older thread I believe this is important to address. Contrary to what was been written on this site, Flip Properties (meaning a home that was purchased and resold wh ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in 95624
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
Came across a home worth further thought but it is a short sale. My question is, should we contact the selling agent, who has the reputation of being
I always believe you should have a buyers agent working in your corner, though if you work with the sellers agent you will know exactly what is going on.
0 votes Share Flag Sun Mar 10, 2013 Home Buying in 95624
Russ Ravary, Real Estate Pro in 48322
Russ Ravary answered:
If someone offers cash for my home how does this change the costs to the seller? The process compared to a non cash buyer?
A cash buyer will close quicker than a non cash buyer and will usually do no appraisal. So you do not have a chance of it not appraising, or the mortgage not going through. Cash offer ... more
0 votes Share Flag Sun Mar 10, 2013 Home Buying in 95624
Kylee Roe, Real Estate Pro in Sacramento, CA
Kylee Roe answered:
How is the outlook for selling my home in the 95624 in Elk Grove Sheldon North? I bought about 1 year ago.
Just want to add to Sarah's comment, that some caution in celebrating the "seller's market". She is correct, strong for sellers, lots of buyers, demand exceeding supply. BUT....don't ha ... more
0 votes Share Flag Mon Dec 17, 2012 Home Selling in 95624
Sue Archer R…, Real Estate Pro in Tampa, FL
Sue Archer Reynolds answered:
Can the bank go after me if my sister and brother stopped making payments ?
I must say you're getting alot of differing information here, and not all of it correct.

First, it appears, by you contributing financial information in their loan modification effor ... more
0 votes Share Flag Sat Dec 15, 2012 Foreclosure in 95624
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