95212 : Questions & Answers

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Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
I have finally found another home and was wondering if I look around would I be able to get a lower mortgage interest rate or am I stuck with 4.3%
Hi frankie

rates are down if you want to refinance to get fix. now is good time.


sincerely

Omar Khamisa
Mortgage Loan Manager
NMLS # 369325
510-648-5535
0 votes Share Flag Sun Oct 20, 2013 Home Buying in 95212
Larry G Will…, Real Estate Pro in 95376
Larry G Williams, GRI, CDPE answered:
Anyone know who the builder that built those homes in the Blossom Ranch Subdivision off March Lane and Fred Russo?
KB Homes was the builder. Morrison Homes built house just South of March Ln.
0 votes Share Flag Wed Dec 5, 2012 General Area in 95212
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
Can you just buy these homes at the price listed? Do you have to pay off old liens, etc.?
My answer assumes that you are looking at houses that are listed for sale and not those being sold at auction on the courthouse steps.

The asking price on a foreclosure is just thatà ... more
0 votes Share Flag Thu Jul 29, 2010 Foreclosure in 95212
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
If the foreclosure has listed price is that just the opening bid? Also do you have to pay off the money still owed on the house if you are successful?
My answer assumes that you are looking at houses that are listed for sale and not those being sold at auction on the courthouse steps.

The asking price on a foreclosure is just thatà ... more
0 votes Share Flag Thu Jul 29, 2010 Foreclosure in 95212
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
I have a question on the $8k tax credit. Will I get it $8k when I file my taxes? I heard I have to pay it back..is this true?
Hi Christina,

There's a great side-by-side chart located at http://docs.Steven-Anthony.com/033010ComboTaxCreditChart.pdf that breaks down all the details of both the FED & C ... more
0 votes Share Flag Tue Jun 8, 2010 Home Buying in 95212
Steve Ornell…, Real Estate Pro in Fremont, CA
Steve Ornellas answered:
Do I get the full $8K tax credit or is it only 10% of the purchase price of the home? Help! I'm confused!
Hi Christina,

Don has provided you with a clear and correct answer.

To take advantage of the both the CA and FED tax credits a first-time home-buyer must enter into a purchase c ... more
0 votes Share Flag Tue Jun 8, 2010 Home Buying in 95212
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
What would happen if my offer was less than the appraisal? More than? I have a appraisal contingency?
If the appraisal comes in higher that what you offered you did a good job.
If the appraisal comes in lower you got to excited.
If the appraisal comes in about the same then you offe ... more
0 votes Share Flag Tue Nov 10, 2009 Home Buying in 95212
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
Cindi Hagley, Prudential answered:
Is it worth paying mofification fees in order to modify my home loan?
NO. Contact me thru my website and I will send everything you need to do the loann modification yourself...and save yourself money.
0 votes Share Flag Mon Jan 5, 2009 Market Conditions in 95212
J R, Real Estate Pro in New York, NY
J R answered:
I'm in the process of a short sale. My realtor informed me per her conversation with the account manager of
Is this right or is this going to the realtor?

~~~~~~~~~~~~~~~~~~~~~~~~~

I am so glad I am not your realtor.
0 votes Share Flag Fri Dec 26, 2008 Market Conditions in 95212
Lee Collins, Real Estate Pro in 85242
Lee Collins answered:
What is the average cost of closing costs? My lender is allowing a seller's concession for up to 6%.
Hi Jess,
I think it is critical that you compare your mortgage options. You should have your mortgage professional show you 2-4 options side by side of different ways to structure thi ... more
1 vote Share Flag Sun Aug 3, 2008 Home Buying in 95212
Maria Avdalas, Real Estate Pro in Sacramento, CA
Maria Avdalas answered:
can I buy a house in 95212 zip area with 5% downpayment,salary $ 4000.00 a month ,house costing around $320000
I would call Eli at Custom Loans at (916)487-8393. He is a loan broker and has access to several different banks and options. I have worked with him and my clients have all been pleased ... more
0 votes Share Flag Mon Jul 21, 2008 Home Buying in 95212
Cindi Hagley,…, Real Estate Pro in San Ramon, CA
Cindi Hagley, Prudential answered:
who to contact regarding a home that has been foreclosed on and is listed as inactive?
Another idea is to contact a local Realtor and ask for assistance. In addition to helping you with that home, they may also be able to recommend other REO, short sale, or distressed hom ... more
1 vote Share Flag Fri Aug 17, 2007 Foreclosure in 95212
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