Home Buying in 95209 : Questions & Answers

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Kathy Lewis, Real Estate Pro in Valdosta, GA
Kathy Lewis answered:
What does it mean when the status of your USDA file is on Conditional Commitment?
Your mortgage LO should be answering these questions.

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0 votes Share Flag Mon Nov 16, 2015 Home Buying in 95209
Omar Khamisa, Real Estate Pro in stockton, CA
Omar Khamisa answered:
Is it right that buyer is required to pay for city enforcement violation for a short sale house in Stockton CA? What does code# 2460 mean?
Hi bacbinh

every case is different ,you are purchasing a house from seller which he owe more than what his house worth, yes normal scenario seller is responsible . have you talk to y ... more
0 votes Share Flag Wed Sep 25, 2013 Home Buying in 95209
,  in
Weve been waiting 4 our preaproval letter for about 3 days our lender says its in review by hud? Does it take this long to get this letter?
Next time get a lender who can sign off on it without sending to HUd like myself.
0 votes Share Flag Sat Jun 15, 2013 Home Buying in 95209
,  in
USDA just approved my loan file and now is going back to underwriter for final review. What potential issues can happen at this point?
All loans go back to the underwriter for final review, it is just standard procedure. There are tons of things that could have been left undone. Hopefully your loan officer has everyth ... more
0 votes Share Flag Sat Jun 15, 2013 Home Buying in 95209
Mike Mahesh, Real Estate Pro in Covina, CA
Mike Mahesh answered:
How is housing market in Stockton now (Feb 2013)? Is it improving compared to last year? Is it a good time to invest in Stockton? Thanks
I have a family listing in Stockton.
3 bdrm 1 bath in very good condition. ($105,900***FHA fine)
Home is sold FURNISHED and all furnishings are in excellent condition
All bedroom set ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in 95209
Kenny Tan, Real Estate Pro in Diamond Bar, CA
Kenny Tan answered:
I wish to record a "Short Form Deed of trust and Assignment of Rents". I do not want to open escrow for this. So will the
In California, the beneficiary always has the right to substitute a new trustee just before a foreclosure. It really doesn't what names appear on the form. You can do this without ... more
1 vote Share Flag Tue Dec 28, 2010 Home Buying in 95209
George Kinin…,  in Stockton, CA
George Kininmonth answered:
Hi is there any format to give an offer for a home? As he house is for sale by owner, i want to prepare this

You should be represented by an agent. Would you operate on yourself too? You should contact a local agent or broker professional to assist you.

0 votes Share Flag Mon Jul 20, 2009 Home Buying in 95209
Al Espinor Jr, Real Estate Pro in Stockton, CA
Al Espinor Jr answered:
Should i get a home inspection?
Hello Mike,

100% Yes, Get the home inspection do not allow the fact that the home being a newer home is free from defects or problems that you can not detect. Especially with Central ... more
0 votes Share Flag Mon Aug 11, 2008 Home Buying in 95209
Al Espinor Jr, Real Estate Pro in Stockton, CA
Al Espinor Jr answered:
Listing Price lowered over the weekend after I was asked to submit best offer.

Sometimes the banks/lenders asset managers have a certain time line to lower the price after so many weeks by small increments. However as was mentioned by the other Realtors ... more
1 vote Share Flag Mon Aug 11, 2008 Home Buying in 95209
J R,  in New York, NY
J R answered:
I'm ready to make an offer on a house that I'm interested in. I asked my RE agent to write an offer letter
When you say "your" real estate agent, do you mean you have a buyer's agency agreement signed with that agent. Because if you don't, I can see why the agent wants you to write it yours ... more
0 votes Share Flag Tue Oct 30, 2007 Home Buying in 95209
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