95138 : Questions & Answers

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Ron Thomas, Real Estate Pro in Fresno, CA
Ron Thomas answered:
I sold my house on an auction; It is taking over 45 days for settlement Can I have the 10% in escrow to pay bills; I am out of money
It sounds like you have followed some bad advice.
Contact the Auction house.
0 votes Share Flag Wed Jul 24, 2013 Home Buying in 95138
grand52ma, Home Seller in San Jose, CA
grand52ma answered:
What will a bank appraiser do? May he/she come inside the house or just the outside?
I sold my house on auction; the appraiser that appraised my house for the bank hasnt given his appraiser to the bank so we can settle; its has been almost 2 months since he has seen my ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in 95138
Juliana Lee,…, Real Estate Pro in Palo Alto, CA
Juliana Lee,MBA answered:
HOA document fee for condo
I don't recall seeing HOA document costs that high. For a little more info see:
http://www.bizjournals.com/sacramento/news/2011/09/02/calif-governor-signs-hoa-document-bill.html

HOA ... more
0 votes Share Flag Sun Feb 24, 2013 Home Buying in 95138
Mitchell Pea…, Real Estate Pro in San Jose, CA
Mitchell Pearce answered:
Buying 2nd house & want to refinance the first house. Would the refinance cause issue when apply for mortgage on the 2nd house?
Albert:

The short answer is No, it won't have a negative effect on the refinancing. In order to finance the purchase, you have to be qualified to carry both mortgages. If you re-fi ... more
1 vote Share Flag Wed Feb 13, 2013 Financing in 95138
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski 858-922-7899 answered:
Can I get good deal if I buy bank-owned home by cash?
If it is a fixer upper that buyers with loans would having trouble financing, yes you can get a good deal. If it's not a fixer upper and FHA buyers could easily buy, you probably will ... more
1 vote Share Flag Fri May 4, 2012 Home Buying in 95138
Elena Talis, Real Estate Pro in Palo Alto, CA
Elena Talis answered:
We are looking to buy a home... The seller agent states that the house is already bank approved and ready for
Get your agent and the loan broker review the situation. Don't sign a contract without your loan broker agreeing to 21-day escrow. The conditions stated by the listing agent seem fish ... more
1 vote Share Flag Thu May 3, 2012 Home Buying in 95138
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
What is the best option for getting rid of our home before three years is out on first time buyer tax credit? Can you rollover loss to next mortgage?
Hi Kluless97

One option is Rent to Own.

While you are strongly encouraged to talk to a Tax Advisor, here is some guidance to your
questions above.

Clearly, you cannot take a l ... more
2 votes Share Flag Wed Nov 23, 2011 Home Selling in 95138
Barbara Brod…, Real Estate Pro in San Francisco, CA
Barbara Brodrick answered:
how is the basking ridge area in santa teresa, san jose?
Rock,

I have lived in both Basking Ridge and Silver Creek Country club which has the zip codes and both are great areas to me until now that I am living in San Francisco. It is true ... more
0 votes Share Flag Sat Nov 19, 2011 Home Buying in 95138
Mary Sheppard, Real Estate Pro in Concord, MA
Mary Sheppard answered:
Would this be a good time to RENT TO OWN?
This is a great time to buy! Home prices have come down considerably and have never been more affordable. Interest rates are at historic lows. Can they really go much lower? Selllers ar ... more
0 votes Share Flag Wed Sep 22, 2010 Rent vs Buy in 95138
Micki O'Toole, Real Estate Pro in Riverside, CA
Micki O'Toole answered:
We submitted an offer on a Countrywide short sale in San Diego and the complete packet was submitted to
Good morning Angie,

I am going to echo the other agents below. Howeve, I will add that unless your agent is the listing agent he/she will NOT be able to contact the bank for any info ... more
0 votes Share Flag Sat Jun 20, 2009 Home Buying in 95138
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
How long does Countrywide take to respond on an offer for a shaort sale home??
Dm
All situations are different. You situation is not specific, so in general responses can vary a great deal.
For example, if the home has not yet been approved for a short sale, it ... more
0 votes Share Flag Thu Mar 12, 2009 Home Buying in 95138
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