Financing in 95129 : Questions & Answers

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Linda Lorenzo…, Real Estate Pro in 75002
Linda Lorenzo - (214) 578-3131 answered:
I have 5/1 ARM 6.5% 5 years ago and now got rate change to 2.7%. Does this mean my loan change from non-recourse loan to recourse loan?
You need to check the original terms of your note and/or your original lender.
0 votes Share Flag Tue Jan 8, 2013 Financing in 95129
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
5/1 ARM rate 2.75% vs 30 yr fixed 4.375% loan program
Take the Fixed and pay off what you can as extra toward the premium down the road, you are better off
0 votes Share Flag Thu Jul 7, 2011 Financing in 95129
RAVI, Home Buyer in Pittsburg, CA
RAVI answered:
My agent wants to remove loan contigency without loan has been approved. The tital company has taken my deposit. How come I get my money back?
I AM BUYER AND HAVE PRE APROVAL FOR LOAN HOUSE INSPECTION IS DONE APPRAISAL IS DONE WAITING FOR FINAL APROVAL FROM BANK SELLER AGENT PUSHING FOR REMOVAL OF COTIGENCY WHAT IS THAT ME HOW ... more
0 votes Share Flag Tue Oct 12, 2010 Financing in 95129
Gregorio Den…, Real Estate Pro in San Diego, CA
Gregorio Denny answered:
is 5/1 ARM @3.62 or 30 year fixed @4.87% better for loan amt of 452K? Loan re-finance costs are same for both loans
And I stand by my post that you should close neither because if there are closing costs associated; it's too much. This is a refi, not a purchase. The idea of refinancing is to imp ... more
0 votes Share Flag Wed Jul 7, 2010 Financing in 95129
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
refinancing-offer at 4.875% -30 yr fixed - agent offers $2400 credit - asks $450 appraisal fees - will be credited. believable ?- other advise?
Hi Mini:

It is believable.

Go to www.bankrate.com or www.amerisave.com to name a few and you will be convinced.

Best Regards
Perry
0 votes Share Flag Fri Jul 2, 2010 Financing in 95129
Jerry Zang, Real Estate Pro in Santa Clara County, CA
Jerry Zang answered:
Huge differences between Jumbo Loan (417k or greater) and a normal loan?
Gregorio Denny was part of right. When the agent or broker is giving you quating rate, it should come with both Rate and APR. As an agent or Broker should be very carefully regarding to ... more
0 votes Share Flag Mon Sep 28, 2009 Financing in 95129
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