Yes, I offer self employed Stated Income Loans for self employed with a minimum 700 fico score and 20% down. It only takes a few dozen questions to qualify you in minutes and go over your options. We also offer full documented self employed loans.
Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
20+ Years Experience
9am till 7pm 7 days
I wouldn't touch the 401K. Unless you're 59years old (I think) there will be tax consequences of taking cash out of your retirement savings. Besides, you're going to need that when you retire!. However, you could withdraw the closing costs if you absolutely wanted to without having to go on the loan.... more
Hello Dad333, If your on title, you can refinance to just your name if she would sign a quit claim. I can get a copy of the recorded document if you signed a quit claim to her from title. I just need the address to give you options. Why aren't you paying the mortgage if your name is on title? If your not on title, you can buy a home yourself in your own name. I specialize in Under 640 Fico Score Loans. Do you have bad credit, no credit scores, low fico scores, low income, etc? I need to ask some questions to determine some options to offer to you if there are any. You could qualify to buy a home of your own with a minimum 580 fico with just half percent down payment. I can also tell you how much longer you have to stay there if no payments have been made.
CHF Access half percent down flyer http://tinyurl.com/8m558h4
Sheryl Arndt, standard needs list checked http://tinyurl.com/8p3792f
P.S. You may be able to get cash for keys to relocate if your not on title and they won't talk to you otherwise. Let's see what the property status is so I can advise??? There is no cost for this...
everybody situation is different...including a person credit score, income, and downpayment....I am a mortgage broker and can probably answer your questions more specifically. Call me at 408-456-0825..
Wert - the new 'conforming-jumbo' loans are currently available, though for the most part, they're not pricing any better than the regular jumbos. Looks like it might be a few months before lenders and the marketplace starts welcoming these new loans!