Financing in 95020 : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Getting a loan - need advice - tips and tricks
Yes, I offer self employed Stated Income Loans for self employed with a minimum 700 fico score and 20% down. It only takes a few dozen questions to qualify you in minutes and go over yo ... more
0 votes Share Flag Thu Jul 4, 2013 Financing in 95020
Debby Bright, Real Estate Pro in Los Gatos, CA
Debby Bright answered:
My huband is not on our home loan, but he is on title. How will that impact his ability to qualify for another morgage in just his name?
This is a good question and I'd have to refer you to a good mortgage broker for a complete answer. Call Ted Oberson of Evernote Bank, 408.910.4833.


Debby Bright
Real Estate Broke ... more
0 votes Share Flag Wed Jul 3, 2013 Financing in 95020
Debby Bright, Real Estate Pro in Los Gatos, CA
Debby Bright answered:
My husband quailifies for a mortgage on his own. I will be on the deed . Would I be able to borrow the closing cost from my 401k?
I wouldn't touch the 401K. Unless you're 59years old (I think) there will be tax consequences of taking cash out of your retirement savings. Besides, you're going to need that when yo ... more
0 votes Share Flag Wed Jul 3, 2013 Financing in 95020
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
My wife stopped paying the mortgage on the house I live in with our daughter, and the bank refuses to talk to me. I am divorced and she walked away
Hello Dad333, If your on title, you can refinance to just your name if she would sign a quit claim. I can get a copy of the recorded document if you signed a quit claim to her from titl ... more
0 votes Share Flag Mon Sep 24, 2012 Financing in 95020
Voices Member,  in
Voices Member answered:
Separated husband stopped paying loan and bank will not talk to wife to her as name is not on loan
And if your "friend" has an attorney then they need to do some work.
0 votes Share Flag Fri Jul 6, 2012 Financing in 95020
Matt Lee, Real Estate Pro in 95131
Matt Lee answered:
Where can I compare mortgage rates for 30 year if I want to borrow around $550,000 to $600,000?? Which bank ha
everybody situation is different...including a person credit score, income, and downpayment....I am a mortgage broker and can probably answer your questions more specifically. Call me ... more
0 votes Share Flag Tue Apr 15, 2008 Financing in 95020
Jeff Marr, Real Estate Pro in Folsom, CA
Jeff Marr answered:
conforming loan limits will go into effect?
Wert - the new 'conforming-jumbo' loans are currently available, though for the most part, they're not pricing any better than the regular jumbos. Looks like it might be a few months be ... more
0 votes Share Flag Wed Mar 26, 2008 Financing in 95020
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