Home Buying in 94582 : Questions & Answers

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Joyce Chiu, Real Estate Pro in Danville, CA
Joyce Chiu answered:
Why do Townhouses and apartments look expensive in San Ramon?
All I can say is that I have been a resident here in San Ramon for more than 10 years, you cannot go wrong a home or a townhouse in San Ramon. Due to lack of inventory, that is driving ... more
0 votes Share Flag Mon Apr 28, 2014 Home Buying in 94582
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Jumbo loan in CA with less than 20 percent down
Anil: We can go 10% up to 850k loan amount.
That takes you to 945k purchase price.
15% would get you to $1M.
No MI.
0 votes Share Flag Mon Apr 21, 2014 Home Buying in 94582
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Loan for 3rd house - rental property
The new lender will utilize 75% of the rent schedule the appraiser calculates. This will be used as extra income for qualifying for that rental.
You may put as little as 15% down on a ... more
0 votes Share Flag Mon Apr 21, 2014 Investment Properties in 94582
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
First time home buyer can get 10k from IRA account?
Yes, this is a possible option for you. You may be able to take out cash from your IRA for a down payment, but the penalty may depend on your age since there is an age restriction to pu ... more
0 votes Share Flag Thu Apr 3, 2014 Home Buying in 94582
Hector Vasqu…, Real Estate Pro in San Ramon, CA
Hector Vasquez answered:
Hello i am looking hard money loan to buy house $750000 , i have 30% down if you can help me plz email me
I know a couple local Hard Money loan that I can provide you the direct name and number, send me an email at Hector.Vasquez@Carringtonres.com and I can provide you with the contact info ... more
0 votes Share Flag Mon Mar 10, 2014 Home Buying in 94582
Helen Ivanov, Real Estate Pro in Danville, CA
Helen Ivanov answered:
Gale ranch area new independent home Vs 7 years old town home in Windemere area - Please advise
It all depends on your needs and ability to qualify and pay monthly payments. Gale Ranch area has approximately 1.4%property tax rate vs Windemere area that has approximately 1.7% pro ... more
1 vote Share Flag Thu Jan 30, 2014 Home Buying in 94582
jesus7347, Home Buyer in Houston, TX
jesus7347 answered:
Where can I go to find blueprints of our home?
even if your house is over30years old will the court still have blueprints on the house?
0 votes Share Flag Mon Jan 20, 2014 Home Buying in 94582
Rick Lane, JD, Real Estate Pro in San Ramon, CA
Rick Lane, JD answered:
Hi! My name is Tony and I'm a real estate investor and I was wondering are there any agents in the areas of Pleasanton, San Ramon, Dublin, &
Hi Tony,

I live in San Ramon, work in the San Ramon, Dublin, area and I just moved from Dublin.

I have 20 years of investment property experience as I have purchased and sold seve ... more
0 votes Share Flag Thu Nov 21, 2013 Investment Properties in 94582
Ali Qureshi, Real Estate Pro in Dublin, CA
Ali Qureshi answered:
Are there any below market home in San Ramon?
Hi Bianca,

There are quite a few BMR homes in San Ramon. Are you looking for BMR or just homes that priced below market such as Short Sales/ REO properties.
1 vote Share Flag Sun Nov 3, 2013 Home Buying in 94582
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Loan for 3rd House
Well there are a couple of ways to do this one. But most likely I can do this but would need more information.

Rich Littlefield
949-297-1207
NMLS 287206
Tri-Emerald Financial Grou ... more
0 votes Share Flag Tue Sep 3, 2013 Home Buying in 94582
Rick Lane, JD, Real Estate Pro in San Ramon, CA
Rick Lane, JD answered:
How is Bridges community in San Ramon ? What are current prices like ? I am intersted in Victoria or
The Bridges of San Ramon, CA is located between Bolinger Canyon Road and Crow Canyon Road about 1 mile east of Alcosta. Shapell (a high end developer) did a fantastic job of designing ... more
0 votes Share Flag Mon Apr 22, 2013 Home Buying in 94582
Meena Gujral, Real Estate Pro in Pleasanton, CA
Meena Gujral answered:
How do I know the agent representing me is working in my favor?
Hello Sampang,

I don't think it is fair to blame agents because you cannot get a home. This is a very challenging market for you and for agents. I have so many buyers right now who a ... more
0 votes Share Flag Tue Sep 4, 2012 Home Buying in 94582
netman88, Home Buyer in San Jose, CA
netman88 answered:
What is the current rental situation in windermere ?
I heard the something as Ron mentioned. Not really worth the risk.
0 votes Share Flag Mon May 28, 2012 Home Buying in 94582
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
What steps do we have to take to get the sellers out of a house after the close of a short sale?
You would have been wise to stipulate in the contract to have the sellers vacate prior to signing loan docs. I am not giving advice here but if it were me, I would try to hold up escrow ... more
0 votes Share Flag Thu Jul 21, 2011 Home Buying in 94582
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
What is the right price to pay for a 2400 sqft home, 10K sqft lot in Thomas Ranch, San Ramon. The house visibly doesn't have much upgrds.2000 yr
Pooja:

Bernard is correct – due to the nature of this venue, Realtors cannot provide you with estimated values this way – the only way to get an accurate estimate of va ... more
1 vote Share Flag Sun Jul 17, 2011 Home Buying in 94582
David Chiles, Real Estate Pro in Los Angeles, CA
David Chiles answered:
Are home prices in San Ramon overpriced right now. What is the average $ cost per SF in San Ramon speciffically Gale Ranch and Windermere?
Everything is overpriced. Numbers released by dataquick are encouraging for potential home buyers because there are a lot of eager home owners willing to make a deal. The deal will requ ... more
0 votes Share Flag Sun Jun 12, 2011 Home Buying in 94582
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
How do I verify escrow and insurance costs? For a loan of $727,000, the escrow company quoted escrow fee=1600, owner ins=2220, lender ins=762
Vijay:

Every company charges different rates. If your home is being purchased for approximately $908,000:

The title insurance (ALTA Homeowners) would be in the range of $2,218-2 ... more
0 votes Share Flag Wed May 11, 2011 Home Buying in 94582
Carl Medford, Real Estate Pro in Fremont, CA
Carl Medford answered:
For a loan of $727,000, the escrow company quoted escrow fee=$1600, owner title ins=$2220, lender title ins=$762. Are these reasonable in San Ramon?
Vijay:

If your home was purchased for approximately $908,000:

The title insurance (ALTA Homeowners) would have been in the range of $2,218-2,2,26
The lenders insurance (ALTA Lend ... more
0 votes Share Flag Wed May 11, 2011 Home Buying in 94582
Amy, Real Estate Pro in San Ramon, CA
Amy answered:
Can we negotiate the price or upgrades in Gale Ranch newer communities for the yet to be build houses just released?
Hi Housing,
Congratulations, it sounds like you have found the right house for you. I worked for Shapell for 7 years and would love to help you make this purchase and get the best dea ... more
0 votes Share Flag Thu May 5, 2011 Home Buying in 94582
fiolibuyer, Home Buyer in San Ramon, CA
fiolibuyer answered:
How do city decide HOA due on a newly built townhome/condo ?
Hi,
I live in Fioli.
The houses have been handed over to buyers last november/december.
New HOA directors were elected recently.
Most of them have promised to lower the HOA dues.

... more
0 votes Share Flag Thu Mar 17, 2011 Home Buying in 94582
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