Home Buying in 94114 : Questions & Answers

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Judith Claus…, Real Estate Pro in Denver, CO
Judith Clausen answered:
I am purchasing a home with cash and I was asked to provide proof of funds. I am uncomfortable with showing a bank statement. Is there another way?
Everybody is missing the fact that this buyer is using CASH so asking her lender or FANNIE MAE rules aren't the issue here. She wants (wanted) to know what she can do to provide proof o ... more
0 votes Share Flag Thu Oct 24, 2013 Home Buying in 94114
shiu227, Home Buyer in Hayward, CA
shiu227 answered:
Should I pay all cash for a SF home?
l would not buy in SF because of the sewage gas coming out of the ground into the homes.
This is a problem for me. I guess most people don't have any issue with that since they
are n ... more
0 votes Share Flag Mon Sep 30, 2013 Home Buying in 94114
Flavio Tejada…, Real Estate Pro in San Mateo, CA
Flavio Tejada, MBA,Realtor/Own answered:
How do I submit a Proof of Funds letter if the cash I have is in my safe at my home.?
Hi,
if you will be using financing, my website has a link to a local mortgage broker that has access to many lenders and loan products and I'm sure can help you with your dilemma

g ... more
0 votes Share Flag Sun Nov 4, 2012 Home Buying in 94114
Ivan Diaz, Real Estate Pro in Castro Valley, CA
Ivan Diaz answered:
Looking for experienced VA Loan Officer in San Francisco, with multifamily experience
Specific Guidelines apply when it comes to FHA or VA 3-4 unit properties. You are right... You need a Loan Officer with VA experience. The bonus here is....We have amazing rates!

- ... more
1 vote Share Flag Fri Sep 7, 2012 Home Buying in 94114
Bill Sockolov, Real Estate Pro in Marin County, CA
Bill Sockolov answered:
First time home buyer looking for a 2 br home in SF-How should I prepare?
Hi Cheyenne,

The first step in purchasing a home is to get "pre-qualified" by a Loan Consultant. This process helps determine a few things:

1. How much the Lender will loan you ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in 94114
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
what is the difference between the originator and the servicer on a loan. I want a FHA 203k loan, who is best in brooklyn?
Hi Llowe,

I agree with the folks below, and Wells Fargo is good at these loans on the west coast so i can only assume the same for you. Ask around some friends to see if they have a ... more
0 votes Share Flag Mon Aug 20, 2012 Home Buying in 94114
Jeremy Lehman, Real Estate Pro in Garden Grove, CA
Jeremy Lehman answered:
What is the real story with foreclosures? How does a first time home buyer take advantage of this market and?
Hook up with a great agent in the area you're looking. Many times local agents have access to listings that may not be known to the general public. Also, beware of listings on Trul ... more
0 votes Share Flag Wed Feb 29, 2012 Home Buying in 94114
Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
I am considering buying a SFH that is currently being rented. Once I own the home, what is the legal process involved in removing the current occupant
Jt,

This thread is an excellent example of why buyers and sellers in San Francisco need to seek advice from professionals who work and understand the market here. While a lease expir ... more
0 votes Share Flag Fri Aug 13, 2010 Home Buying in 94114
Gregory NNN…, Real Estate Pro in 94127
Gregory NNN Commercial Garver answered:
When was the big northern California housing boom?
About half way through 2007.


Gregory Garver - Commercial Real Estate Broker
Broker License# 01716531
(415)225-9894
gregory.garver@gmail.com
http://www.gregorygarver.com
0 votes Share Flag Thu Oct 22, 2009 Home Buying in 94114
Danielle Laz…, Real Estate Pro in San Francisco, CA
Danielle Lazier answered:
I am a first time home buyer who makes too much $ to qualify for 5% down/FHA loan. Are there any other loan?
M,

I don't believe that there are income limits for FHA financing and you can actually put down as little as 3.5% OR as much as you want. There are loan limits. In San Francisco, it' ... more
0 votes Share Flag Thu May 7, 2009 Home Buying in 94114
Linda Lorenzo…, Real Estate Pro in McKinney, TX
Linda Lorenzo - (214) 578-3131 answered:
How much should a realtor pitch in for credit for non-recurring closing costs?
Simple answer - nothing. The seller pays the commission not you. Does your surgeon, doctor or dentist negotiate their rates? As a professional neither do I. Good luck.
0 votes Share Flag Wed May 6, 2009 Home Buying in 94114
Jeff Woo, Real Estate Pro in San Francisco, CA
Jeff Woo answered:
How to deal with cigarette smoke coming into condo unit?
In the typical CC&Rs, the common area is defined as everything outside of the surface of the interior of your unit. If your CC&Rs are similar, you may have an argument that it is the HO ... more
0 votes Share Flag Mon Mar 30, 2009 Home Buying in 94114
Jennie Brode…, Home Buyer in San Francisco, CA
Jennie Broderick answered:
When looking through disclosure docs without the assistance of an agent, what am I looking for?
Thanks for all of the feedback to this question. My husband and I were weighing out the benefit of having an agent and after reading all of your responses, its definitely clear that it ... more
0 votes Share Flag Tue Sep 23, 2008 Home Buying in 94114
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
I am thinking about buying a condo at an auction. Can someone tell me how this works and how to prepare?
Rgr,

Our advice is to contact the auction company or bank for the auction prodess procedures.

A word of caution: preview the property and set a high number limit before you even g ... more
0 votes Share Flag Fri Sep 5, 2008 Home Buying in 94114
Danielle Laz…, Real Estate Pro in San Francisco, CA
Danielle Lazier answered:
I am a first time home buyer who makes too much $ to qualify for 5% down/FHA loan. Are there any other loan?
Yes! There are a lot of great first-time buyer loans available right now. With the government's intervention earlier this year and the new legislation that goes into effect in January, ... more
0 votes Share Flag Sun Aug 10, 2008 Home Buying in 94114
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