94114 : Questions & Answers

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Ryan Rudnick, Real Estate Pro in 94114
Ryan Rudnick answered:
I am purchasing a home with cash and I was asked to provide proof of funds. I am uncomfortable with showing a bank statement. Is there another way?
Well this post is 2 years old, but it's still a common question, so here's a quick answer anyway:

Having a letter from your bank that states you have sufficient funds for the cash pu ... more
0 votes Share Flag Sun Sep 28, 2014 Home Buying in 94114
Ted Rood, Real Estate Pro in 63146
Ted Rood answered:
Are there really mortgages at 4.5%?
Yeah, not sure who's writing loans at 5.25%, but that's ridiculously high. Best execution rates for conforming loans are now in the mid 4's. Each borrower's rate is based on a number ... more
0 votes Share Flag Sun Mar 23, 2014 Financing in 94114
shiu227, Home Buyer in Hayward, CA
shiu227 answered:
Should I pay all cash for a SF home?
l would not buy in SF because of the sewage gas coming out of the ground into the homes.
This is a problem for me. I guess most people don't have any issue with that since they
are n ... more
0 votes Share Flag Mon Sep 30, 2013 Home Buying in 94114
Kevin Madorin, Real Estate Pro in Orlando, FL
Kevin Madorin answered:
I just got my salesperson license. Are there brokers who offer part-time and/or online training in San Francisco?
Best training in the industry I think is Keller Williams Realty. We have a huge name, use the newest technologies, and set agents up for success. Plus, the profit sharing opportunitie ... more
0 votes Share Flag Mon Aug 19, 2013 Agent2Agent in 94114
Mitchell Lub…, Real Estate Pro in Los Angeles County, CA
Mitchell Lubinsky answered:
Currently have a loan @5.6% and am current, with a stelar credit rating; however, due to low income (fixed) a can not refi at a lower rate
You may qualify for HARP streamline refi, if your loan belongs to FNMA or Freddie Mac. This type of refi goes by stated income and stated assets. But it is barely available to independe ... more
0 votes Share Flag Tue May 28, 2013 Financing in 94114
Helen Yuen, Real Estate Pro in San Francisco, CA
Helen Yuen answered:
How do I submit a Proof of Funds letter if the cash I have is in my safe at my home.?
If you are buying the property with your spouse, you can have the money in your spouse's account
and not in your bank account.
1 vote Share Flag Sun Nov 4, 2012 Home Buying in 94114
Ivan Diaz, Real Estate Pro in Austin, TX
Ivan Diaz answered:
Looking for experienced VA Loan Officer in San Francisco, with multifamily experience
Specific Guidelines apply when it comes to FHA or VA 3-4 unit properties. You are right... You need a Loan Officer with VA experience. The bonus here is....We have amazing rates!

- ... more
1 vote Share Flag Fri Sep 7, 2012 Home Buying in 94114
Bill Sockolov, Real Estate Pro in Marin County, CA
Bill Sockolov answered:
First time home buyer looking for a 2 br home in SF-How should I prepare?
Hi Cheyenne,

The first step in purchasing a home is to get "pre-qualified" by a Loan Consultant. This process helps determine a few things:

1. How much the Lender will loan you ... more
0 votes Share Flag Tue Aug 21, 2012 Home Buying in 94114
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
what is the difference between the originator and the servicer on a loan. I want a FHA 203k loan, who is best in brooklyn?
Hi Llowe,

I agree with the folks below, and Wells Fargo is good at these loans on the west coast so i can only assume the same for you. Ask around some friends to see if they have a ... more
0 votes Share Flag Mon Aug 20, 2012 Home Buying in 94114
Kevin & Jova…, Real Estate Pro in 90069
Kevin & Jovana Keyser answered:
Now that the new playground is built, how will soccer moms and hipsters get along in Dolores Park? Will it improve property values in the area?
I think the soccer moms will probably gently set aside their twins and their decaf lattes, and then use their double strollers to beat the tar out of the hipsters, knocking them out of ... more
3 votes Share Flag Thu May 3, 2012 Parks & Recreation in 94114
Jeremy Lehman, Real Estate Pro in Garden Grove, CA
Jeremy Lehman answered:
What is the real story with foreclosures? How does a first time home buyer take advantage of this market and?
Hook up with a great agent in the area you're looking. Many times local agents have access to listings that may not be known to the general public. Also, beware of listings on Trul ... more
0 votes Share Flag Wed Feb 29, 2012 Home Buying in 94114
J. Mario Pre…, Real Estate Pro in San Francisco, CA
J. Mario Preza, CRB, CDPE answered:
I plan to move in San Francisco in Feb-March 2011. I am 58 y.o. female; I would like to rent an affordable place preferably in smaller buildings, with
Most of San Francisco's neighborhood fit a bit of your description, however, "communities 55" is something that might not be as readily available in the fashion you' ... more
0 votes Share Flag Wed Dec 8, 2010 For Rent in 94114
Keith Manson-…, Real Estate Pro in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
What resources are there for homowners who are behind on their mortgage payments?
The http:// makinghomesafordable.gov is a site and has a good resource section and can get you in touch with consultants that can help you understand your options.

However, there i ... more
0 votes Share Flag Tue Nov 2, 2010 Foreclosure in 94114
Charlie Whee…, Real Estate Pro in San Francisco, CA
Charlie Wheeler answered:
How would we go about removing information about our property from your site? I notice some of our neighbors are not listed.
Hi Donna,

You can request to have your property's information removed from Trulia by contacting customer support.

Regards,

Charlie Wheeler
Account Manager | Trulia
0 votes Share Flag Fri Oct 1, 2010 Using Trulia in 94114
Michael Novia, Real Estate Pro in San Francisco, CA
Michael Novia answered:
Thinking of Adding 2nd bath and Office to rental.
Hi Teamg,

You can probably do your own quick & dirty assessment by looking in Craigslist and checking the rental values in your neighborhood. Maybe visit one or two of them.

I ... more
0 votes Share Flag Sun Sep 12, 2010 Rentals in 94114
Matthew Goul…, Real Estate Pro in San Francisco, CA
Matthew Goulden answered:
I have a tenent in an in-law apartment below the house I am selling. Is it safe and legal for me to offer a buyout on my own without a lawyer?
Hi,

Is the property already on the market? Having a tenant in the lower unit can effect the eventual price that you sell for in a negative way (depends on the buyers viewpoint and ne ... more
0 votes Share Flag Thu Sep 2, 2010 Home Selling in 94114
Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
I am considering buying a SFH that is currently being rented. Once I own the home, what is the legal process involved in removing the current occupant
Jt,

This thread is an excellent example of why buyers and sellers in San Francisco need to seek advice from professionals who work and understand the market here. While a lease expir ... more
0 votes Share Flag Fri Aug 13, 2010 Home Buying in 94114
Lance King-F…, Real Estate Pro in San Francisco, CA
Lance King-Founder/Broker answered:
Is the 'self-sufficiency' test frequently a limiting factor in closing a 3-unit FHA in SF? How does the FHA assessor determine the?
El,

We work with several lenders who offer different programs. If you shoot me an email I'll send you several referrals.

Best Regards,

Lance King/Managing Broker
lance@fi ... more
0 votes Share Flag Mon Apr 5, 2010 Financing in 94114
Colm Glass, Real Estate Pro in San Anselmo, CA
Colm Glass answered:
What is the average price per sqft for condos in the Castro?
Hi Oz:

Quick answer to your question: I work exclusively with buyers and have had clients pay from the mid $400's per sq ft to $650 per sq ft for condo's in the area. It ... more
0 votes Share Flag Thu Dec 31, 2009 Market Conditions in 94114
Gregory NNN…, Real Estate Pro in 94127
Gregory NNN Commercial Garver answered:
When was the big northern California housing boom?
About half way through 2007.


Gregory Garver - Commercial Real Estate Broker
Broker License# 01716531
(415)225-9894
gregory.garver@gmail.com
http://www.gregorygarver.com
0 votes Share Flag Thu Oct 22, 2009 Home Buying in 94114
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