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A 5 unit building can not be 50% rentals. As that would equal 2.5 units rented.
Here are some key questions that need to be answered in order to determine which lenders will consider this property:
- Are you interested in purchasing this property as your primary home, a second home or as a rental?
- What is the expected loan amount and purchase price?
- How many units will be rentals once your purchase is complete?
- Does any one entity own more than 1 unit?
- Is the HOA involved in litigation?
- What percentage of HOA dues are more than 30 days delinquent?... more