Home Buying in 94110 : Questions & Answers

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Randall Ortiz, Real Estate Pro in Carmichael, CA
Randall Ortiz answered:
Buying a house after bankruptcy
Speak with a lender so they can get more details. They will also need to know when the bankruptcy was and what kind of bankruptcy.
0 votes Share Flag A few hours ago Home Buying in 94110
kellylongosf, Home Seller in San Francisco, CA
kellylongosf answered:
What are people thinking about Bernal these days? Everyone says its the next Noe but Im not too sure.
Bernal is great for many reasons...Like Noe, the weather is awesome. Bernal is close to the freeway so this can shorten your commute, close proximity to many parks, mission district, do ... more
1 vote Share Flag Fri Feb 21, 2014 Home Buying in 94110
Craig Bosse, Real Estate Pro in Concord, CA
Craig Bosse answered:
Would love to hear an intelligent answer from a lender: a buyer who telecommutes most of the time wants to buy 90 miles from his office. Why?
That shouldn't be any problem. All you need is a letter of explanation, preferably from your boss or HR noting that your income will not be affected.
0 votes Share Flag Tue Nov 26, 2013 Home Buying in 94110
Trevor Johns…, Real Estate Pro in San Francisco, CA
Trevor Johnson answered:
Potential buyers cancelled because of extensive termite work that needs to be done. Must we disclose this report if all repairs have been made?
The single most important rule in selling real estate is "disclose, disclose, disclose."
The more up front you are with everything you know about the property the better protected you ... more
0 votes Share Flag Thu Nov 14, 2013 Home Buying in 94110
Linda Ehrich, Real Estate Pro in Lafayette, CA
Linda Ehrich answered:
My real estate agent is suggesting that I waive structural pest inspection in order to pass fha appraisal more easily. is this in my best interest?
Unless you are making an offer on a home with major issues, there should not be a problem with the appraisal. Always do an inspection. If your agent is concerned, make sure the inspecti ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 94110
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
What should we do? Can we have back the deposit if we don't want the house?
I suggest to review your contract for such situations.
It is also best to speak with your attorney.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
IrinaKaran@gmail.com
0 votes Share Flag Thu Oct 31, 2013 Home Buying in 94110
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
Does a seller have to disclose a previously interested buyers inspection report findings?
Disclose what happened and how you took care of the roof problem.
Show the invoices as a proof of work done - and it should be done by a licensed roofer.

Hope this helps,

Irina K ... more
0 votes Share Flag Wed Oct 30, 2013 Home Buying in 94110
Irina Karan, Real Estate Pro in 33160
Irina Karan answered:
My husband and i file bankrupty in 2009 chapter 7 house included,we have get our credit score back up approve for a loan and now on our way to closing
You must have your paperwork from the BK.
In it, it will be shown, and you need to show it to your bank as a proof.

Hope this helps,

Irina Karan
Beachfront Realty, Inc.
IrinaKa ... more
0 votes Share Flag Wed Oct 30, 2013 Home Buying in 94110
Raymond Autry…, Real Estate Pro in San Francisco, CA
Raymond Autry, GRI, ASD, ABI answered:
recently gusty winds damaged the wooden fence of my house in SF. Is the damage covered by Home Owner's Insurance Policy as an standard loss?.?
It is almost certainly covered. Check with your insurance agent so you can replace or repair as soon as possible.

Raymond Autry, GRI, ASD, ABI
Broker Associate
The Professional Gr ... more
0 votes Share Flag Sat Oct 19, 2013 Home Insurance in 94110
Gina Landers, Real Estate Pro in San Francisco, CA
Gina Landers answered:
Why does Trulia provide links to Realtytrac? I can't seem to find anything but bad
Hi Dustin,

Trulia gets their foreclosure listings from RealtyTrac. They have a business partnership. I can't speak on the consumer reviews.

--
Sincerely,

Gina Landers, ... more
0 votes Share Flag Tue Jul 9, 2013 Foreclosure in 94110
John DL Aren…, Real Estate Pro in Encinitas, CA
John DL Arendsen answered:
What is average cost of manufactured home insurance in Cooke County Texas?
Wish I could help you but I'm a San Diego based Manufactured Home dealer, real estate broker and contractor. Don't think I'd be able to help you much in Texas albeit I love your State.
0 votes Share Flag Sat Apr 6, 2013 Home Insurance in 94110
aweb, Home Buyer in Mountain View, CA
aweb answered:
We got a letter today saying our backyard is 2 inches over someone's property and they would like to pay for the fence for us.
Is the fence a bit old? It's possible they are looking for an "excuse" to take down the old one and control the look of the replacement. That's the only answer that would make sense t ... more
1 vote Share Flag Tue Feb 26, 2013 Home Buying in 94110
No Name, Home Seller in Columbia, SC
No Name answered:
Is it ethical to suggest a higher price for a listing than you think the market will bare, just to get the listing?
OMG! this is my situation right now as a client. I purchased an investment property a year ago. My realtor gave me a list price of 20,000 over even what I had suggested to her. She wa ... more
0 votes Share Flag Sat Sep 15, 2012 Home Buying in 94110
Jed Lane; Fog…, Real Estate Pro in San Francisco, CA
Jed Lane; Fog City Guide answered:
Is there a standard deed of trust for california fha loans, or does each lendor create their own?
You should contact an attorney to answer this question. You can also ask the escrow officer, if one is involved, to look at this deed of trust and compare it to the hundreds they've see ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in 94110
Peter T. Chin, Real Estate Pro in San Francisco County,...
Peter T. Chin answered:
Why is WELLSFARGO underwriter making it so difficult?
Wells Fargo has a reputation for bieng ultra conservative and they don't like to take risky bets on questionable loans.

Therefore, they scrutinize all loan applicants to the tee.

... more
0 votes Share Flag Wed Sep 5, 2012 Home Buying in 94110
Knock, Real Estate Pro in San Francisco County,...
Knock answered:
Can San Francisco RH2 zoned property be converted back fom a duplex into a single home?
It doesn't matter if it was previously two units. You might think it would, but the planning commission, who will be making the decision on this, generally does not care if it was origi ... more
0 votes Share Flag Wed Mar 28, 2012 Home Buying in 94110
Gabrielle Da…, Real Estate Pro in San Francisco, CA
Gabrielle Dahms answered:
Where would it make sense as an investment to buy in San Francisco right now?
Sinply put, buying whatever you end up buying right is essential. Determine what you want: cashflow, long-term appreciation, or both. Compute all the numbers involved in your deal and w ... more
0 votes Share Flag Thu Jan 26, 2012 Home Buying in 94110
Oggi Kashi, Real Estate Pro in San Francisco, CA
Oggi Kashi answered:
I am non resident from Thailand with a student visa, Will i be able to buy a 2 unit apartment with my two American friends, 3 names on title.
Yes, you may as long as your share is paid in cash.


Oggi Kashi
Broker Associate, Paragon Real Estate Group CA DRE 01844627
All data from sources deemed reliable but subject to e ... more
0 votes Share Flag Wed Dec 14, 2011 Home Buying in 94110
Michael Novia, Real Estate Pro in San Francisco, CA
Michael Novia answered:
What are the requirements for a non us citizen to buy a home in the us ca?
No restrictions. HSBC (see link below) is a popular choice for loans. Please call me if you have any additional questions.
0 votes Share Flag Tue Nov 16, 2010 Home Buying in 94110
Jed Lane; Fog…, Real Estate Pro in San Francisco, CA
Jed Lane; Fog City Guide answered:
Trulia has gathered some great talent to serve as panelist for real estate, why aren't more people asking those important real estate questions?
When Trulia was new and the market was heated there were many more and more interesting questions. It really served a purpose for all the neophytes who were starting to look.
I remembe ... more
0 votes Share Flag Thu Aug 5, 2010 Home Buying in 94110
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