Financing in 94087 : Questions & Answers

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Alex Greer, Real Estate Pro in San Jose, CA
Alex Greer answered:
I am applying a mortgage, the rate I get is 3.375% 7/1 ARM or 3.875% 30-yr fixed, which one should I go for it?
Fixed rate is much better. As a general rule of thumb you always want a fixed rate when interest rates are low and an ARM when interest rates are high.
0 votes Share Flag Mon Sep 21, 2015 Financing in 94087
,  in
Is jumbo loan a recourse loan in CA, no matter purchase or refinance loan?
The confusion on this comes from the fact purchase money firsts are automatically non-recourse. But remember so are all loans foreclosed on by way of trust deed.

With a notable excep ... more
0 votes Share Flag Sat Sep 19, 2015 Financing in 94087
,  in
I came to US in Mar 2013. Myself and my spouse income is 200K. Can I get loan with 10% down (not FHA loan). We have only 2013 W2.
Are you a citizen or do have a green card?

If you said yes to either it should not be a problem. We would want to be sure we can get a credit score, that is easy to make happen but i ... more
0 votes Share Flag Thu May 29, 2014 Financing in 94087
Juliana Lee, Real Estate Pro in Palo Alto, CA
Juliana Lee answered:
Have folks here had success getting lender to match rate/fees from competing offers?
If you are competing with other buyers to purchase a home your choice of lender will affect whether your offer will be accepted. Your real estate agent should be able to recommend a goo ... more
1 vote Share Flag Thu Oct 10, 2013 Financing in 94087
Daniel Tades…,  in Sunnyvale, CA
Daniel Tadesse answered:
Have you done a loan modification? Should I hire some one to help me modify my loan?
As it was suggested, contact your loan server or bank. Most of the time, they will ask you to send them reasons why you want to modify your loan. They will require income and expense re ... more
0 votes Share Flag Fri Mar 13, 2009 Financing in 94087
Marty S,  in Irvine, CA
Marty S answered:
what is the current Conforming Loan Limit for home in 94087 ?

I am a mortgage broker. If I can be of service, please let me know!

Martin Smith

Precision Funding
877-238-6324 Ext 704
877-238-6324 FAX
MSmith@P ... more
0 votes Share Flag Mon Feb 23, 2009 Financing in 94087
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