94065 : Questions & Answers

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Carol Hall, Real Estate Pro in California
Carol Hall answered:
My wife and I need to find a good broker to do a cash out refinance on our home in Oakland. Any suggestinos?
Contact:
RMC Real Estate loans
Ph.650-401-3226

Carol Hall
Associate Broker
DRE# 01199038
650 286 3451
Clay Herman Realtor Inc.
251 Park Road, Burlingame, CA
0 votes Share Flag Fri Jan 18, 2013 Financing in 94065
John C., Home Seller in Las Vegas, NV
John C. asked:
Any recommendation on the cheapest HO6 condo insurance policy providers for California? The only reason I need this is for refinance, for 20% of property value - which comes out to about $110K. I'm not really interested in peace of mind issues - I sleep well at night without…
0 votes Share Flag Fri Jan 18, 2013 Financing in 94065
Gerard Dunn, Real Estate Pro in Potomac, MD
Gerard Dunn answered:
Is VOE just as good as a pay stub for FHA loan?
Elva is correct -

Are you an employee with a salary -or a contract employee? This will make a difference in how the underwriter views your file.

Get a good mortgage banker to giv ... more
0 votes Share Flag Sun Nov 18, 2012 Home Buying in 94065
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I got approved for a 7/1 arm but i wanted to try to get a 30 year. The 30 year is taking the time if we pass closing date can i lose my emd
You might be able to get the seller to extend your closing date. If you want to stay in the property more than 7 years, it is probably worth taking the time to get the 30 year fixed.
0 votes Share Flag Sun Nov 18, 2012 Home Buying in 94065
Tiffany Razo, Real Estate Pro in 94015
Tiffany Razo answered:
My credit score is 682. Will this disqualify from getting a home loan?
That is a good score. However, there are many factors that play into your approval. Quicken Loans is a good start.
0 votes Share Flag Tue Aug 7, 2012 Financing in 94065
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
How can I put both my wife and my name on the Title if only one of us will be on the loan (but the other puts the down payment)?
John,

I have originated many loans as this. I suggest you DO NOT say the $400K was a gift. A letter stating your wife has total access to the account would be much better. Since the ... more
1 vote Share Flag Thu Jul 28, 2011 Home Buying in 94065
83sunset, Home Owner in Redwood Shores, Redw...
83sunset answered:
New homes in peninsula bay area - KB Homes (The Preserve Community) in Redwood Shores CA
I have visited the Preserve community and found the floorplans extremely attractive. I did have a concern about the settlement and asked about it. I researched and found that Redwood ... more
0 votes Share Flag Sun Feb 6, 2011 Home Buying in 94065
Jacqueline C…, Real Estate Pro in Orlando, FL
Jacqueline Clarke answered:
What are the qualification requirement for a FHA loan?
Dear Dominik,

FHA loans are more common now than in the past for just that reason, the low down payment requirement of 3.5%. All loans require at least 2 yrs employment, 2 yrs ren ... more
0 votes Share Flag Sat Mar 21, 2009 Home Buying in 94065
Martha Longhi, Real Estate Pro in 94019
Martha Longhi answered:
Sold prices
Hello Ambrozic - I am a Redwood City Realtor and I'd be happy to assist you with your inquiry. Just email me directly at Martha@MarthaLonghi.com.

I'll be holding my Redwood Shores ... more
0 votes Share Flag Sat Nov 15, 2008 Home Buying in 94065
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