Yes, it can all be resolved with a flash score process. I can help you figure out what documents you need to complete this and process them with the credit agencies. I would need to discuss it with you by phone or in person.
Also banks only look at the last 2 years tax return for income qualification. Let me know if you need further help. Cheers, Cynthia 650 219-4770... more
I am not sure where this $505,000 price came from. I looked it up and could not find any MLS listing at $505,000. (unless it was only listed out of area which is not smart.) This was a redone house with an extra bath. It is not a 4 bedroom one bath but a 3 bd 2 bath. Obviously since someone paid $575,000, it was worth it. I showed this house too.... more
I agree that it is hard in this market to come up with comps. Often the best comps are the pending sales because they are the latest sales. I sold 1043 Oddstad and it is an "F" plan. It was bank owned, needed work and my client paid cash. They got a great buy. Another TH on Oddstad just closed escrow for $363,000. It was a "D" plan and all fixed- smaller but in better condition.
Do you mean 1369 Terra Nova? It is tenant occupied so therefore harder to show and is now $325,000
1435 Terra Nova closed for $350,000. It was very nice and was vacant and easy to show.
There are many factors but in townhomes it is easier because you compare, location, model, and condition. Like everyone else says- work with a local agent who knows the details.... more
I am glad that some people can predict the future. With bailout and Incentives no one knows what will happen at the end of 2008. I am also mazed that a person from Tustin ,CA wants you to use him as an agent since he would realy have no clue about what is happening in Pacifica. Short sales are not foreclosures and one person correctly stated that. They are not short and should be called Long Sales. They can take 8 or 9 months and may end up as forecloures anyway. Real Estate Owned properties are also listed on the MLS so everyone has a chance to sell those properties. Make sure you choose an agent who is actualy in the area where you want to buy because they are the most knowledgeable about everything in the area.... more