If you husbands income is high enough to qualify for the mortgage on a home you could purchase. He would be the only one on the loan but you both could be on the deed. Speak with a qualified lender to see how much he can qualify for.... more
It depends what you mean by bad. With low credit scores it is difficult to get conventional loans. You can get an FHA loan if you meet some conditions. The minimum FICO must be 580, your income and expenses must meet the debt to income ratio limit of 45% and the property must qualify for an FHA loan.
United America Realty