93311 : Questions & Answers

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Randall Ortiz, Real Estate Pro in Elk Grove, CA
Randall Ortiz answered:
Are there any programs that assist home buyers with down payment?
You can use CHDAP. We have a lender that we work with that has a program that gives 5% as a silent second towards down payment and closing costs. You can contact me if you would like ... more
0 votes Share Flag Thu Jun 26, 2014 Home Buying in 93311
Jeanne Feeni…, Real Estate Pro in Bernardsville, NJ
Jeanne Feenick answered:
what the most important thing you should know when choosing the wright agent.?
There are thousands of us - and just as in any profession - we are better with experience. So look for that, proven experience. It is trackable - demand to see the proof of results. Wh ... more
0 votes Share Flag Sat Apr 5, 2014 Home Buying in 93311
Brian Hicks, Real Estate Pro in Bakersfield, CA
Brian Hicks answered:
I am ready to sell my home in 93311, comes under Ronald Reagan elementary school.
Call me! 3.5% total. Check out my ad in Home Preview or my web site www.brianhicksrealty.com
0 votes Share Flag Wed Jan 29, 2014 Home Selling in 93311
Kevin Oliver, Real Estate Pro in Bakersfield, CA
Kevin Oliver answered:
Is it effective to buy a home vs renting in River Oaks /Seven Oaks area at Bakersfield 93311. I may live only for a year or at max 3 years
I am an investor and realtor in Bakersfield.... I also live in River Oaks. The other folks that have answered here bring up some great points. I would definitely purchase even though ... more
0 votes Share Flag Tue Oct 22, 2013 Home Buying in 93311
Curly Sue,  in Texas
Curly Sue answered:
Im a first time buyer wanting to see what i amount i can get approved for should i pay my credit card off before i fill out an app?
Any lender can help you. You haven't given us any information to give you an idea of amount.
I wouldn't worry about paying your credit card off - unless the lender tell you that you n ... more
0 votes Share Flag Fri Apr 19, 2013 Home Buying in 93311
Valerie Ulrey, Real Estate Pro in Bakersfield, CA
Valerie Ulrey answered:
I am the home owner of 9100 Gascony Ct, 93311; the price listed on trulia is incorrect; it is incorrectly listed at 549,000 and should read 499,00.
Your agent should be able to fix the price. I have seen your home on the MLS, it's beautiful! Good luck with the sale!

Valerie
0 votes Share Flag Mon Jan 28, 2013 Home Buying in 93311
Dave Tracy, Real Estate Pro in Eau Claire, WI
Dave Tracy answered:
HELP! We have made offers on 2 homes at 10k above asking price & got beat by lesser cash offers. What more can we do? We have pre-approval on
Your offer had something that the other offers did not. And the money was not the factor that made them pick the other offers. So with your Realtor and Lender you should evaluate your o ... more
0 votes Share Flag Thu Oct 25, 2012 Home Buying in 93311
Darrell D. D…, Real Estate Pro in 78154
Darrell D. Drouillard answered:
Can I purchase a home without having a down payment?
All good answers....there is also a $100 down program for certain eligible HUD foreclosed homes.
0 votes Share Flag Thu Oct 25, 2012 Home Buying in 93311
Mark R. Barr…,  in Bakersfield, CA
Mark R. Barrett answered:
Are there any programs that assist first time home buyers with down payment or closing costs in CA?
I am a local loan officer with a lot of programs and several down payment assistant options. Most of these programs require 45 day escrow compared to regular FHA with 640+ FICO requires ... more
1 vote Share Flag Thu Oct 25, 2012 Home Buying in 93311
Dave Tracy, Real Estate Pro in Eau Claire, WI
Dave Tracy answered:
My lender has said we are to sign docs ttoday and record on Friday. So when do we get the keys?
It depends what you put into your offer to purchase. It is on the front page.
0 votes Share Flag Sat Jul 7, 2012 Home Buying in 93311
Lynn911.com…, Real Estate Pro in Dallas, TX
Lynn911.com Dallas Realtor answered:
My brother and his wife are defaulting on a mortgage for a home they have been in for 2 years.
WOW... sorry hear what has taken place.

Your mother is co-sign on the mortgage ? If yes her credit will now be tanked with foreclosure will drop approx. 50 points, probably all rea ... more
0 votes Share Flag Fri Dec 31, 2010 Foreclosure in 93311
Cheryl Garner, Real Estate Pro in Valencia, CA
Cheryl Garner answered:
This winter is shaping up to be one of the busiest ever.
With the interest rates rising in the past few weeks and the amount of foreclosures to still hit the market, I believe everything is temporary. I hope I'm wrong!!

Cheryl Garner ... more
0 votes Share Flag Wed Dec 8, 2010 Market Conditions in 93311
Vincent Vill…, Real Estate Pro in Chula Vista, CA
Vincent Villafranca answered:
Do you hold yourself accountable for the "secret" promises you make yourself?
I always do, with clients tend to under promise and over deliver but with my self its a whole differant ball game I always set goals and strive to achieve them every day.
0 votes Share Flag Mon Oct 11, 2010 Agent2Agent in 93311
Jeanne Radsi…, Real Estate Pro in Bakersfield, CA
Jeanne Radsick answered:
Say i already know i will be approved for a va loan, and i need to find a property and get moved as soon as possible. What would be the best next?
You need to find an agent first. If you spot a house you like, that's great, but it may already be pending and you wouldn't know because most agents do not put pending signs ... more
0 votes Share Flag Tue Apr 6, 2010 Foreclosure in 93311
Keith Manson-…,  in Milwaukee, WI
Keith Manson- Metro Milwaukee Wisconsin answered:
can a VA loan be obtained while going through the deed in lew process?
You have a couple issues. First no matter what with the va if your a veteran you can only have one loan at a time. So if your loan you are taking a deed in lieu is a va loan you can ... more
0 votes Share Flag Tue Aug 18, 2009 Foreclosure in 93311
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
can a veterans administration loan be obtained while the short sale or deed in lew process is going?
Hi, TLS
Did you purchase your home with your V.A?
Are you short selling your home?

Talk to a lender and see what options you have.

Jes Sierra, B.Sc., Realtor®
0 votes Share Flag Mon Aug 17, 2009 Home Selling in 93311
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