Home Buying in 92782 : Questions & Answers

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Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
Are there any incentives in Orange County for first time home buyers?
There's the Platinum Program, which is a 3% down payment grant. There's also the Mortgage Credit Certificate (MCC), which offers a first time buyer a discount on the mortgage interest ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
Wife and I are looking for our first home in Orange County - 92683 or surround area codes
Your best bet is to get agent and lender recommendations from friends, family and colleagues. Interview a few and determine which Realtor and lender are the best fit for you.

A pre- ... more
0 votes Share Flag Mon Dec 22, 2014 Home Buying in 92782
Angie Pham, Home Buyer in Orange County, CA
Angie Pham answered:
My wife and I are a first time home buyer. Are there any incentives in Orange County?
Hi Joe,
As a first time hone buyer, there are 2 free grant programs that you might qualify for up to $15,000.00 with only 3.5% down. Please call or email me for more information.
Ang ... more
0 votes Share Flag Fri Mar 8, 2013 Home Buying in 92782
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Using my income on my husband's mortgage applcation?
Hi Erin, thanks for the reply. Are all of the $900/mo payments in your husbands name? If so, that does make his debt to income ratio on the higher side but still within qualifying ran ... more
0 votes Share Flag Fri Feb 15, 2013 Home Buying in 92782
Morcos Azer, Real Estate Pro in 90650
Morcos Azer answered:
We would like to be first time buyers, in our mid-late 30s with a baby on the way. The problem, we don't have a down payment. Can a mortgager?
If you are in mid-late 30s, and you did not save any money for down payment, I advise you not to commit to a house payment until you consult with a financial adviser.
0 votes Share Flag Tue Dec 18, 2012 Home Buying in 92782
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