92704 : Questions & Answers

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kalaconstruc…, Other/Just Looking in Garden Villas At Curry...
kalaconstructioninc answered:
I NEED HELP ON PURCHASING MY NEW HOME FIRST TIME BUYER
You must have made your purchase till now as I can see the question is from August last year. But still I would like to add that you must check all the parameters before purchasing, es ... more
0 votes Share Flag Tue Apr 28, 2015 Home Buying in 92704
kalaconstruc…, Other/Just Looking in Garden Villas At Curry...
kalaconstructioninc answered:
Are there any lenders offering a foreign national mortgage loan in Orange County, CA?
There are a number of foreign national mortgage lenders in Orange COunty some of which have already been mentioned in the thread. You can get in touch with tehm for your requirements. ... more
0 votes Share Flag Mon Jan 26, 2015 Home Buying in 92704
Jill Murty, Real Estate Pro in Mission Viejo, CA
Jill Murty answered:
Can I still sell my house if I'm stuck in mediation fighting over an earnest money deposit?
If you're the seller of the home involving the earnest money deposit in question, it sounds like it is within your power to resolve this quickly and close with a new buyer.
0 votes Share Flag Wed Jan 21, 2015 Home Buying in 92704
Walter 'Skip'…, Real Estate Pro in 92870
Walter 'Skip' Kersten answered:
Earnest money deposit and mediation
You should be able to open a second escrow with the sale 'subject to the cancellation' of the first escrow. You will not be able to close the sale until the first escrow has been resol ... more
0 votes Share Flag Sat Jan 17, 2015 Home Selling in 92704
Sandy Thomps…, Real Estate Pro in ,
Sandy Thompson Girolami answered:
can a get a home loan for a manufacture home if I had a forcloser a few years ago and credit is still below 600, loan amount would be around 70,000.,
You may qualify for an FHA loan if you put at least 10% down. I would try to find a direct lender in your area. They might be able to help you.
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 92704
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
I'm looking to purchase a house from the first time . My credit per Equifax is a 628.
I would happy to help you out and analyze your credit. There are a lot of things that can be done to quickly boost your score. But even if your score is low, there are now a lot of op ... more
0 votes Share Flag Thu Oct 30, 2014 Home Buying in 92704
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Hi, I'm the agent selling this property. Why is there another agent named (rickrobles.com) under my listing?
Trulia allows agents to buy zip code ads. If your listing in is a specific zip code it will appear on Trulia, BUT the agent who has paid for that zip code will be listed on the side for ... more
0 votes Share Flag Tue Apr 1, 2014 Market Conditions in 92704
Erica Galli, Real Estate Pro in 90680
Erica Galli answered:
Can I get a mortgage loan with fair credit (640-653). I am pre approved through FHA but the unit I am interested in is not FHA Approved.
I am a REALTOR who works hand in hand with a Lender that provides the California Home Buyers Down Payment Assistance Program which can be used with the conventional 97. This is a conven ... more
0 votes Share Flag Mon Mar 17, 2014 Home Buying in 92704
mondaywest,  in Lake Forest, CA
mondaywest answered:
Credit score is few points short of minimum requirement for a Mortgage loan.
I think credit scores are important as when it comes to making huge investment in real estate sector banks do look at your account performance.
0 votes Share Flag Sun Jan 19, 2014 Credit Score in 92704
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
I am looking for a second mortgage for $245k. I already have a FHA mortgage, but need to move further south in NJ, due to my wife getting a new job.
You best act quicly on the 3% down option as this will no longer be available through conventional financing. You will be able to achieve the 3.5% financing with FHA.
FHA will allow y ... more
0 votes Share Flag Wed Nov 6, 2013 Home Buying in 92704
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I have a credit score of 680 with no credit debt. combined household income of $115,000. Will my credit hurt us from buying a home?
Your credit score is still acceptable! The lowest credit scores lenders like myself are able to do, is a score of 580. So us lenders would be able to give you a loan if your other finan ... more
0 votes Share Flag Tue Nov 5, 2013 Home Buying in 92704
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Credit score is few points short of minimum requirement for a Mortgage loan.
I am an expert in helping people fix their credit. If you would like to contact me there is no charge or obligation, glad to help. I am a loan officer though you could reward me with yo ... more
0 votes Share Flag Thu Jul 26, 2012 Financing in 92704
Tameko Tsune…, Home Buyer in 92646
Tameko Tsunehara answered:
Possible relocation to Santa Ana area-where are safe affordable houses, how 2 take advantage of foreclosures
Jacqueline is right that you will have a very hard time finding an SFR at this price, I think what should be emphasized is that in southern california condos and townhouses are not cons ... more
0 votes Share Flag Tue Jun 3, 2008 Home Buying in 92704
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