92203 : Questions & Answers

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Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
my credit score is 615 can i get a loan fast
I and some other lenders (but not all) can work with that score to get an FHA or VA or USDA mortgage. It is also possible that you could do some minor credit tweaking and get your score ... more
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 92203
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
IS MELLO ROOS TAX DEDUCTABLE?
I believe so, but your best bet would be to ask an an accountant.
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 92203
Devona Garri…, Real Estate Pro in Beaumont, CA
Devona Garrigus answered:
I pay $220 towards HOA with no owner benefits, used for Road and street lights in this non-gated community. How can we fight this high fees?
You would need to drag the issue into court. You're better off relocating if the HOA fees bother you that much.
1 vote Share Flag Fri Oct 12, 2012 Home Buying in 92203
R. Zeke  &am…, Real Estate Pro in Bermuda Dunes, CA
R. Zeke & Terri Wheeler answered:
How do find what communities within the 92203 zip code have Mello Roos?
I live in 92203 and there are no mello roos in Bermuda Dunes Country Club and the HOA fees in this gated community are only $145 per month and this includes Cable TV with HBO & Showtime ... more
0 votes Share Flag Fri Oct 12, 2012 Home Buying in 92203
Carla, Home Buyer in Indian Wells, CA
Carla answered:
I own a home in Sundance. estimated value $185k, owe $219k. Want to buy in Rancho Upland area next year. Possible to rent current and buy w co-signer?
I would be very interested in leasing with option to buy in Sundance, Indian Wells.
Please contact me with more information. I am looking to move in September if possible.

Thank yo ... more
0 votes Share Flag Sat Jul 28, 2012 Home Buying in 92203
Ray Wright, Real Estate Pro in 92506
Ray Wright answered:
If I have already been qualified to get an FHA loan on a short sale and the sellers accepted with signed contract, can I switch over to a VA loan?
Whenever there's a change in financing you'll need to disclose it because it is a change to the original contract. Typically, the bank on the short sale will not have any issue. The o ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in 92203
Ray Wright, Real Estate Pro in 92506
Ray Wright answered:
Should I consider hiring a RE atty to find me court ordered houses for sale in a particular area ?
You could hire an attorney and pay them to help you OR you could "hire" a Realtor and let the bank pay them for helping you.

Other than foreclosures, court ordered sales are few and ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in 92203
Elizabeth Sc…, Real Estate Pro in Palm Desert, CA
Elizabeth Schulze answered:
what part of bermuda dunne is good to leve?
I sold a home on Bowden Drive and the homeowners are very happy with the neighborhood and their neighbors. I have friends that live in Bermuda Dunes Country Club, and I have sold a cou ... more
0 votes Share Flag Thu Jan 19, 2012 In My Neighborhood in 92203
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
I want to buy an abandoned house that has been vacant for over 5 months so far all our realtor can get for me is an investors name and that the
It could be that the home is in litigation or it could be one of the many properties that has had a Notice Of Default filed by the bank but is under the moratorium that prevents the ban ... more
0 votes Share Flag Sat Jan 2, 2010 Home Buying in 92203
Jean Kelleher, Real Estate Pro in Edgartown, MA
Jean Kelleher answered:
how long does it take for a bank to accept an offer on a short sale and does offering the asking price speed things up?
Belinda:

I'm sorry I didn't notice the second part of your question regarding offering the asking price. Many times you only get one chance to make an offer on a short sale ... more
0 votes Share Flag Fri Oct 16, 2009 Home Buying in 92203
Jean Kelleher, Real Estate Pro in Edgartown, MA
Jean Kelleher answered:
HOA ! What can i do to reduce the monthly HOA fees?
Luiz:

HOA fees are set by the association. If there are a lot of like minded owners that feel the fees are too high you should have the treasurer compile a report to go over with a f ... more
0 votes Share Flag Fri Oct 16, 2009 Home Buying in 92203
Elizabeth J.…, Real Estate Pro in Northampton, MA
Elizabeth J. Herbert answered:
I am tyiring to purchase a home that is a short sale,we are currently renting the home.we are having our credit repaired and we are not going to use
Usually, until you go under contract or close on the sale of the house you live in, there really isn't anything that you can do in regard to denying potential buyers viewing appoin ... more
0 votes Share Flag Thu Oct 8, 2009 Home Buying in 92203
James P. Ryan…, Real Estate Pro in Washington, DC
James P. Ryan, Jr answered:
I am a tenant in a home that is a short sale.We want to purchase the home the problem is that we are working with someone who is repairing our credit
Good morning,
The FHA links listed by Ms. Le are great starting points, I assume you were already working toward an FHA loan program.
I just wanted to correct Ms. Le's assertio ... more
0 votes Share Flag Tue Oct 6, 2009 Home Buying in 92203
Robert Vaugh…, Real Estate Pro in Corona, CA
Robert Vaughan answered:
is now the best time to purchase a home or will the home crisis continue to fall?
Yes, yes. There are many different opinions out there and as many news articles to "back them up". But there are forces at work that many do not understand. For instance, were you aw ... more
0 votes Share Flag Thu Mar 12, 2009 Home Buying in 92203
Ro, Home Buyer in 92308
Ro answered:
My current property value is about a hundred thousand less than the purchase price. Our loan is going to
If you don't own any other properties, you should check with NACA (The Neighborhood Assistance Corporation of America) at http://www.NACA.com. They have been very helpful to my family ... more
0 votes Share Flag Thu Jan 29, 2009 Financing in 92203
Jackie Bone,…, Real Estate Pro in Palm Desert, CA
Jackie Bone, Realtor answered:
lease options
Shelly, I work in the Desert Area. I am a the Lease Queen in my office in Palm Desert. You can lease a property for 6 months then if you want to buy it we could negotiate the price. ... more
0 votes Share Flag Mon Sep 29, 2008 Home Buying in 92203
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