92201 : Questions & Answers

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Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
I have a 594 credit score who will loan to me?
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Tue May 13, 2014 Home Buying in 92201
Stan, Home Buyer in Port Charlotte, FL
Stan answered:
who pays for hoa transfer fees?
the fee is negotiable, however to understand what the fee is and isn't I suggest you go to a web site www.coloradohoaforum.com read how this is an unjustified and unwarranted fee to be ... more
0 votes Share Flag Sat Apr 5, 2014 Home Buying in 92201
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
listing rentals
Hello, Stephen. I am not sure what you are asking but if it is “How do I list a rental on Trulia.com?” then you should scroll all the way down to the bottom to this page. Look for t ... more
0 votes Share Flag Tue Feb 11, 2014 Using Trulia in 92201
Armando Ruiz, Real Estate Pro in Indio, CA
Armando Ruiz answered:
What is the average time to sell a home in Indio, ca?
30 days, faster with aggressive marketing ;)
0 votes Share Flag Wed Oct 30, 2013 Home Buying in 92201
Alex Greer, Real Estate Pro in California
Alex Greer answered:
i owned 2 houses. my mortgages are 300,000 and 200,000. the value of the houses is about almost half of
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Market Conditions in 92201
John Juarez, Real Estate Pro in Newark, CA
John Juarez answered:
If two unmarried people are going to buy a home together. What do you think should be on the contract?
Why do you think that an agreement on how you will settle the sale of the house should a sale take place make you a more attractive borrower? What you are talking about is a version of ... more
0 votes Share Flag Mon Nov 26, 2012 Home Buying in 92201
Soila Thomps…, Real Estate Pro in La Quinta, CA
Soila Thompson answered:
my mother lives with me. she is 67 and collects 1700.00 a month social sec benefits. My question is can she try to act as a cosigner with me on a
Yes, the forum members are correct, your Mom's income for purposes of loan qual is "grossed up" 125% - making the 1700 , 2125 ! She can help you qualify !

Soila Thompson
Buyers Agen ... more
1 vote Share Flag Thu Aug 23, 2012 Financing in 92201
Soila Thomps…, Real Estate Pro in La Quinta, CA
Soila Thompson answered:
What is the diference between a broker a direct lender or go straight to a big bank?
Walk into a Bank and you "pay retail". Broker ... wholesale. And with a Broker, they work for you, you have a little more control over the deal.

Soila Thompson
Buyers Agent
949-545 ... more
1 vote Share Flag Thu Aug 23, 2012 Financing in 92201
Brad Yzermans, Real Estate Pro in Temecula, CA
Brad Yzermans answered:
Who has an online calculator and application for an FHA purchase loan. Thanks, Soila Thompson Buyers agent 949.545.1177
I do:-) go to the link below and it will take you to the secure application page. And I have a few different calculators in the black navigation bar.
0 votes Share Flag Thu Aug 23, 2012 Financing in 92201
Stephen E. M…, Real Estate Pro in Riverside, CA
Stephen E. Mckee answered:
As a buyer can I do a BTSA in my offer for the purchase of there listing?
I think the issue at hand here is agents taking a lower offer because they are double ending the deal. This is an issue but more of an exception than a rule. I don't think a gramma ... more
0 votes Share Flag Wed Jul 6, 2011 Home Buying in 92201
Stephen E. M…, Real Estate Pro in Riverside, CA
Stephen E. Mckee answered:
Is this a gated community, and what would the HOA fess be??
Please post the tract number, property, or community name.
0 votes Share Flag Thu Jun 23, 2011 In My Neighborhood in 92201
PaulMolinaro…, Real Estate Pro in Corona, CA
PaulMolinaroEsq answered:
After a 3 month trial for modification I received a phone call from my lender they say i was denied. I want to know what's coming next? How?
You are in a growing majority of borrowers falling victim to one of the newest ways the banks devised to stick it to homeowners and taxpayers - give trial mods - collect payments - deny ... more
0 votes Share Flag Sun Feb 6, 2011 Foreclosure in 92201
Garrigus Real…, Real Estate Pro in Beaumont, CA
Garrigus Real Estate answered:
am requesting information for assessment appeal: mfg homes sold 6/1/09-3/1/10. Also 6/1/08 to 3/1/09. Need to know what they sold for. thx.
Contact a title company like First American for the sales history. Some of the information may also be found in your preliminary title report that you should have received when you pur ... more
0 votes Share Flag Mon Jan 31, 2011 Market Conditions in 92201
Bonnie Hart &…, Real Estate Pro in Indio, CA
Bonnie Hart & David Lang answered:
2 years ago i open escrow in a house and pay HOA fees in advance. Escrow was canceled and they tell me that the hoa don't return the money.
More information would be helpful. Normally HOA fees (dues) are not paid up front before closing. However, part of the escrow is obtaining the CC&Rs and HOA documents for transfer ... more
0 votes Share Flag Thu Sep 16, 2010 Home Selling in 92201
Jane Grant, Real Estate Pro in Temecula, CA
Jane Grant answered:
Where does Trulia get it's information regarding crime in Indio???? I live here and am appalled at the numbers advertised here. They are not
Wow, that's unfortunate that they use data that is so old. Tell your clients to check out these sources for a more objective and accurate look!

www.city-data.com

www.greatsc ... more
0 votes Share Flag Tue Jan 26, 2010 Using Trulia in 92201
Emily Erekuff, Real Estate Pro in Menifee, CA
Emily Erekuff answered:
I have listings in Heritage Palms CC in Indio. The maps related to my listings show Heritage Palms GC but calls it Indian Spring CC. Please fix.
Hi Bonnie,

Trulia's map information comes from the Google Maps API. We are unable to update the maps manually - Google must do so. We ask that you report any map errors to Googl ... more
0 votes Share Flag Wed Jan 13, 2010 Using Trulia in 92201
Mark Hawley, Real Estate Pro in La Quinta, CA
Mark Hawley answered:
The bank accepted a short sale to another party for $15k under what I offered? What did I do wrong?
Awesome! I hope you enjoyed the holidays in your new place :-)
0 votes Share Flag Fri Jan 8, 2010 Home Buying in 92201
Lenore Cordes, Real Estate Pro in Temecula, CA
Lenore Cordes answered:
who pays for HOA transfer fees in san diego ca?
Hi Vero!

That is usually addressed in the purchase contract. The seller can pay, the buyer can pay, or both can split the fees. It just depends on what the buyer and seller agree t ... more
0 votes Share Flag Sat Oct 24, 2009 Home Selling in 92201
Jes Sierra,…, Real Estate Pro in Rancho Cucamonga, CA
Jes Sierra, B.Sc. answered:
HOA TRANSFER OF OWNERSHIP FEES.
Ivonne,
I was chatting with a escrow officer and the HOA might refund half of what you paid for?
0 votes Share Flag Thu Sep 10, 2009 Home Selling in 92201
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