92139 : Questions & Answers

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Don Alexander, Real Estate Pro in San Diego, CA
Don Alexander answered:
What do you think downtown Paradise Hills, San Diego needs? A Starbucks, coffee house, internet lounge or ??
Downtown Paradise Hills needs a Library. There are many Residents in the area that needs access to Internet, Resources, Learning Center, and other Education needs.
0 votes Share Flag Wed Jan 1, 2014 Home Buying in 92139
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
How can a Canadian get a mortgage on a rental property in San Diego?
There are lenders like myself that offer loans for this particular scenario. One loan to consider is the Foreign National Loan. These loans are meant for non-residences/citizens seeking ... more
0 votes Share Flag Wed Dec 4, 2013 Financing in 92139
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Is there any agent or broker willing to give advice/help to a new home buyer?
Good afternooon,

First steps:

Meet in person with a Local Mortgage Banker to get prequalified for mortgage financing. The Mortgage Banker will review all facets of your loan reque ... more
0 votes Share Flag Thu Jul 25, 2013 Home Buying in 92139
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
What is the meaning of contigency on a short sale How do I know if the property tax is paid?
Hi Hileng,
You definitely could use some guidance from an experienced Realtor! Feel free to contact me directly. I can search the tax roll with regard to your question about taxes and ... more
0 votes Share Flag Sun Feb 5, 2012 Home Buying in 92139
LUXURY HOME…, Real Estate Pro in El Segundo, CA
LUXURY HOME LOANS CA answered:
which credit score is taken into consideration when applying for a home loan when both you and you spouse apply for a home loan? or is there a combo?
Andrew- You deleted your original comments. That is a functionality Zillow does not provide. On Zillow, after click on submit, it remains on the Internet for eternity.

"Typical& ... more
0 votes Share Flag Wed Dec 28, 2011 Financing in 92139
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
VA loans don't require a down payment if the loan is below $437,500, but what is the down payment required if the loan is more than that amount?
VA requires a 25% down payment above $ 417,000.

Unless the have changed just recently, that's the number.

Find a good VA lender in your area.

Good Luck.
0 votes Share Flag Mon Feb 22, 2010 Agent2Agent in 92139
Wayne L. Bro…, Real Estate Pro in San Diego, CA
Wayne L. Brown answered:
What would you say to a client that wants to buy a home using a VA loan but is discouraged because of how strict they are?
It's our job and function as Realtor and Lender to ensure that he is comfortable with no questions unanswered. First time buyers are often this way.

VA is no more difficult wit ... more
1 vote Share Flag Mon Feb 22, 2010 Agent2Agent in 92139
Clayton Bonj…, Real Estate Pro in Miramar Beach, FL
Clayton Bonjean answered:
Who pays for closing costs on short sale? What's the latest point in the short sale process does the client get back their earnest money?
Regarding EMD, You should try to set all contract time lines to start upon lender acceptance and have a flexible inspection period that starts upon lender acceptance. Our Florida FAR/BA ... more
0 votes Share Flag Sat Feb 20, 2010 Agent2Agent in 92139
Bob McClure-…, Real Estate Pro in Walled Lake, MI
Bob McClure- Real Estate Investing answered:
I am recently divorce and our house is in foreclosure. Can I still buy a condo/townhouse?
good morning...is your name on the mortgage?...who was awarded the home in the divorce?......were the payments current up until he (assuming he got the home and was responsible for the ... more
0 votes Share Flag Mon Jul 13, 2009 Home Buying in 92139
Fred Eckert-…, Real Estate Pro in San Diego County, CA
Fred Eckert-Chicago Title answered:
i have a 80/20 loan my20% is30yr fixed but a veryhigh interest rate about 10% my 80% isin the process of
Celena,
A short refi is the lender original lender accepting less than they are owed. The idea is that if they don't agree to helping you , they might wind up with nothing or very lit ... more
1 vote Share Flag Sun Jul 13, 2008 Foreclosure in 92139
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