Financing in 92130 : Questions & Answers

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Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
After losing our income for 2 years, we had a cooperative short sales in Nov 2012. Shortly after than, we got a very attractive job offer and with
I have a fixed program at competitive rates with only a 3 year wait period from short sale. I can ask for an exception from the lender because if you close in April, it would just be 7 ... more
0 votes Share Flag Mon Mar 23, 2015 Financing in 92130
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
Which company is offering the best rates for no to low documentation loans?
Low Documentation = Bank Statements. We allow 100% of the borrower's deposits as proof of income. These are Portfolio Loans that allow credit scores as low 500. The LTVs are determined ... more
0 votes Share Flag Tue Mar 17, 2015 Financing in 92130
Deborah Garv…, Real Estate Pro in San Diego County, CA
Deborah Garvin answered:
I am refinancing my home for 3.125% 15 yrs fixed; the appraisal is done but I did not sign any document; i found a banker who would offer 2.875%
Great answers below. It is correct that no lender has any recourse if a borrower decides not to follow through with closing a loan. However, the comments regarding the three days righ ... more
0 votes Share Flag Thu Oct 4, 2012 Financing in 92130
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